School uniform supply

Jayne Muruga

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Jayne Muruga

Member since

February 2014

On-time repayments

111 installments  •  71%

About Me

I am the fourth born in a family of seven, where my dad was a teacher.My family is from Njoro in Nakuru County.I learnt to do business as young as 14yrs where we wd go for casual labour in other peoples farms and from the earnings we would buy farm produce at lower prices and take to the market for a small profit margin.This way i would have my pocket money in school.After I got married I had to leave working and join my husband who was in a different town, it was then I started my first business of selling second hand clothes. However I have been separated for 9yrs now.I have 2 diplomas,Electronics and Information Systems.At the time we separated I dint have a regular job but a small cosmetic/ beauty soap which was all I had to rely on.About 5 months down the line I sold the business and left for the neighboring country Sudan to explore for better business opportunity.My stay there was however terminated due to hostility in the area i was located, just before the Country was declared independent.I have since been doing supplies in stationery mostly in schools but only occasionally.I have thus indulged in poultry farming to diversify just to supplement what I manage to get from supplies.I have a chicken farm house for local chicken which I have been supplying to a hotel.I have 2 children aged 16 and 11 yrs whom am taking care of. My girl desires to be a lawyer while the boy wants to be an engineer.
I love visiting farms and learning new things at every opportunity.

My Business

My business of poultry has been doing great and the school uniform supply is still on. Thanks to Zidisha for the three loans i have gotten from them. I ve continued to do supplies at the hotel and I just secured another supply order in a 3 star hotel for 120 pieces per week. Every other week I manage to bring in new chicks between 50 to 80.Out of the proceeds from this business, I did a course in sales and marketing costing 235US Dollars. This course I took so as to allow me be able to do proper marketing and learn the sales skills, this will go a long way in helping me do business more professionally.
From my initial involvement with schools, in stationery supplies, I have managed to source for school uniform supply from two schools, which I will do every beginning of the year.
Being a single parent is not an easy task,it requires me to work extra hard to manage with the ever rising living standards. Globally the economic crises is biting in all countries Kenya not being an exception.I thus have to stay open to available opportunities.

Loan Proposal

Am excited to have been awarded the Uniform Supply of St Anne Maikona. Amid the stiff competition i emerged the one with the best sampling quality. At the beginning of every Year we have an intake to 1st yr in secondary school. Due to delayed communication of the offer,I ve the shortest time to deliver as the Class reports on Tuesday 1st of March a week away.

REQUIREMENTS

80 Skirts @ 875KES ($ 8.75)........................Total $700
80 Blouses @ 425KES ( $4.25.....................Total $340
40 Sweaters @ 700KES ($7.00)...................Total $ 280
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TOTAL................... $1320
Its a huge amount to raise within short period. I ve a women group where i qualify for at least $500, from my chicken business I will be able to raise some substantial amount though it wont be enough. Am here thus making a humble consideration for a fund loan towards this supply offer. The beauty is that it will be paid in two installments within 60 days after delivery is made.
Of the profits earned i will add stock of chicken as it has remained my main business.
I hereby thank the lenders in advance who have and will positively impact my life and growth in business.
Humble regards.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$241.00

Date disbursed

Feb 23, 2016

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $9.97

Jayne opted to pay $107.96 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

Bobrm2k3

Charleston, United States

J

JulCam

Montreal, Canada

The Zinc Team

San Francisco, United States

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