Starting a gas-refilling business

Virginia

Nakuru, Kenya

93% repaid

Entrepreneur

Name

Virginia

Member since

July 2015

On-time repayments

96 installments  •  80%

About Me

I am a Kenyan Lady aged 45 years. i was born and brought up in Nakuru Town where my parents were second hand clothes sellers. i went through my primary & secondary education in nakuru town. i attended mwangaza college of business studies and later joined Star women self help group and after saving for six months i acquired a loan of Kshs.7500. i started selling second hand handbags. having being brought up by business parents i felt it is something within the family. I have been getting loans and doing different small businesses which enable me earn a living and repay the loan.
Our land is not very productive and that is why i venture into business other than farming.
My children also want to be business citizens because they are the ones who i leave behind to man the business while i am in the field/market.
Reading motivational books and weekly business magazines and watching documentaries of successful business people in the world.

My Business

I sell Kerosene, second hand cloths,bags, shoes and charcoal in bags.
these goods are useful because where i stay the people live in different categories. some can afford kerosene, others charcoal as fuel. Most of them cant go to supermarket or to town to buy new clothes, bags or shoes.
I use the profit by paying school fees, re-investing in the business and other family up-keeps.

Loan Proposal

If given the loan, I would like to start the business of gas filing due to my customers demand.
I highly appreciate your concern on your borrowers. I must confess that the previous loan has been of much assistance to me.
I promise to honour my promise.
Regards
Virginia

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$323.00

Date disbursed

Dec 20, 2016

Repayment status

Late

Projected term

7 months

Lenders

AndreaBravi

London, UK, Canada

MakeSense

-, St. Kitts and Nevis

G

Goodwill

Oakland, United States

R

Rking

Eugene, United States

Bobrm2k3

Charleston, United States

J

JulCam

Montreal, Canada

JA

Jorge Alagon

Munich, Germany

V

vbud

United States

JL

Joao Leal

United Kingdom

E

Erich

Zurich, Switzerland

Hans Rytterbrant

Stockholm, Sweden

moursund

Beaver Nation, United States

V

Vivek

Arlington, VA, United States

PR

Paul Rausch

United States

G

GS2

Germany

Brad Schilling

Bunbury, Australia

N

Nick

Greater London, United Kingdom

DK

Danny Kelly

United States

GC

Greger Cronquist

Göteborg, Sweden

KG

Kate Goodwin

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

MO

Mark Owens

United States

Humble Bundle Community

San Francisco, United States

Ellen

Michigan, United States

JU

jeremy upsal

United States

JH

Joseph Hwang

Houston, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

Ask Virginia a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Kate Goodwin    May 14, 2017

    Hello Virginia - When do you expect to resume payments?

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  • Virginia    Dec 20, 2016

    Dear lenders.
    I am confirming that my loan has been disbursed at last.
    I will start the gas filling business soon and keep you posted of my progress.
    Thank you soo much and I promise to pay as per the schedule.
    God bless you.
    Regards.
    Virginia Njeri

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  • Virginia    Dec 16, 2016

    Dear zidisha. I have patiently waited for disbursement of the already funded loan in vain. A week is over since I accepted. No response to emails and am left confused and dissapointed. What could be holding all this? Any further information required from me that could possibly be cause? Thankd . Virginia Njeri

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  • Virginia    Dec 15, 2016

    Dear zidisha. As an applicant, I would like to know what is holding the disbursement of the already funded loan.
    I have patiently waited for o e week as communicated but nothing has happened, not even response to my email of yesterday.
    Is there any information required from me which I have not submitted?. If so, kindly let me.know.
    Thank you for the past and continued finacial support and corporation.
    Virginia

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  • Virginia    Dec 14, 2016

    Dear Zidisha Into. Dear my lenders
    I appreciate the much you are doing towards my earlier applied loan.
    It was fully funded and I can't fail to thank all my lenders.
    I have patiently waited for.the disbursement which I was told to wait for a week and I am kindly reminding you that a week is over. I don't want to disappoint my clients whom I had.promised to supply or rather refill their gas cylinders as from today. This is the best time as we are approaching Xmas season.
    Thank you for your continued cooperation and financial support.
    Looking forward to receiving it soon.
    Regards.
    Virginia

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  • Virginia    Dec 8, 2016

    That's a photo of the unfinished house and the one for the gas cylinder will follow soo after receiving the loan

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  • Virginia    Dec 7, 2016

    I take this opportunity as a borrower to most sincerely thank the above named and unnamed lenders.
    On receipt if the above loan. I will visit Kenya pipeline or some gas dealers where I will buy some fukky filled gas cylinders and some regulators. This was reached due to my clients demands to have a gas filling station . most have advanced from using firewood to charcoal/paraffin and now to gas and electricity.
    The profit I will get will help me in my child's schoolfees and part of it complete my house.
    I once more thank all.my lenders and promise bit to let them down in paying my loan. This shall be of great assistance to me. Thank you once again my lenders for considering my loan application.
    Regards
    Virginia njeri
    Applicant
    Added here is a photo of my unfinished house and a gas stock photo will follow later. Thanks

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  • Virginia    Nov 28, 2016

    Dear zidisha.
    Thank you for your financial assistance that in have enjoyed all through. Am happy to have relayed the loan in full

    Thank you for understanding when I was financiqlly down and requested to pay my instalment 2 days after the due date.

    I am doibd well with the kerosene pump plus the second hand clothes.

    It is abit of challenge with charcoal dealing because the government burnes charcoal burning in some forests. .

    I am planning to start the business of refiling gas cylinders.

    The business will cost close to 83,000/- but I have saves some money and require a loan of close to kshs. 50,000/- because I have 35,000/-

    I will appreciate if granted that loan.

    Regards

    Virginia njeri

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  • Virginia    Jan 24, 2016

    Good morning my lenders. I have received the loan applied earlier. I am planning to add paraffin stock this morning. 440 litres at 45ksh per litre. am thankful and promise to repay the Loan within the stipulated time. with this amount, i will be able to buy kerosene from a reseller hence enabling me lower my pump price attracting. more people. thank you for this consideration

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  • Virginia    Jan 22, 2016

    Thanks so much, lenders, for hearkening to my plea. My loan is fully funded and by tomorrow I'll make sure I order the paraffin and then I'll keep you updated. God bless lenders, God bless Zidisha.

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  • Stephen    Jan 22, 2016

    Please lenders, it's only an hour remaining for Virginia's loan to expire yet she'd been given only 4%. Please relieve her from her worries by lending her the remaining amount before the time expires. She's been so loyal in repaying her loan and I know even this one she'll be able to repay in or even before time.

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  • Virginia    Jan 15, 2016

    Thanks to God, I met Zidisha team. Through the loan i was able to sell paraffin and second hand clothes and managed to buy my own pumping machine as you can see below.

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