Stock for grocery shop

Millicent Adukwe

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Millicent Adukwe

Location

Sunyani, Ghana

On-time repayments

207 weekly installments  •  99%

About Me

My name is Millicent ADukwe. I was born in a village call Yawsaekrom in the Brong Ahafo Region.I was born in 26th of July 1975.I am the last born of my parents.I have four siblings.
I come from the northern part of Ghana but my parents came to Brong Ahafo purposely to do farming. So they were farmer. The proceed from the sale of foodstuff was what my parents used in sponsoring our education My dad died when I was five years old and my mother had struggle in taking care of five children.things became difficult for my mum so my other four siblings became drop out from school. After my national service I secure a job at Capital Rural Bank ltd in the year 2006. I then got married to Mr Kwadwo Appiah who is a barber and a petty trader. God has blessed us with three children.

My Business

I started a soft drink shop last two years January 2015 to support my monthly income. I sell different kinds of soft drinks like minerals, multi fruits drinks, milo drink, voltic water, sachet water and other petty things like candies, bread and biscuits. Sales is very high, I sell about ten to twelve crates of malt and coca cola a days. The location of my business attract more customers. I operate the shop myself in the evening from 7:00 -10:00 pm. My business is located at capital estate near abesim, Sunyani- Ghana.

Loan Proposal

This loan will be used to purchase 5 boxes of tin Milo which will cost Ghs935.00 and cost per box is Ghs187. I will also purchase 10 crates of minerals. Cost per crate is Ghs51 which will amount to Ghs510. 2 bags of sugar will also be purchased and a cost per bag is Ghs 185 and it will amount to Ghs370. I will also purchase 2 boxes of Nan (for babies) and unit price per box is Ghs402 and it will amount to Ghs804. 10 boxes of key soap ,unit price Ghs90,total price will be Ghs900. Also ten boxes of malt will be bought, unit price Ghs78 , total price will be Ghs780, I will also purchase candies, biscuits, sachets and bottle water, coffee, non dairy which will also cost about Ghs750

Income Source

Bono Region has not recorded a single case of Covid-19 besides am the only person that sells in my Area. The repayment will come from my daily sales as usual. The partial lockdown did not affect any of the Bono Regions. Our normal business activities is ongoing. The only problem is the market of which we buy from has been divided into three and I would have to visit the three palaces before I could get all the things I need to buy. This separation has become important because they want the market women to exercise social distance.

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Loan Info

Disbursed amount

$898.32

Date disbursed

May 4, 2020

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: 10% of $898.32 = $83.11

Credit risk payment: $124.75

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