Terrian academy project

Theresia Kabiti

Nairobi, Kenya

73% repaid

Entrepreneur

Name

Theresia Kabiti

Location

Nairobi, Kenya

On-time repayments

120 weekly installments  •  39%

About Me

I am a Kenyan citizen, married with a boy and two girls. I have government training in early childhood development (ECD). I am currently pursuing my national diploma in ECD. I have worked in several private education institutions (Private School) since 1993 when I completed my formal education. My bitter realization was that many of our children cannot get quality early childhood education because the fees charged by these institutions are out of reach for our poor children.

This has led to many of our children seeking refuge in other backstreet informal schools set up by insincere business people whose objectives are to exploit the situation. These schools end up either not even paying its teachers in time or at all leading to very high rate of teacher turn over, there by denying the children the much needed continuity and consistency.

This made me quit employment from a private school situated in my current residential place. My main objective was to provide this much needed early childhood education to our poor children who were always being sent out of these schools for lack of school fees. I, in collaboration with other well wishers, set up a kindergarten named “The Terrian School”. We ask parents to pay a small fee (Kshs 500 or USD 5.5 per month) to help sustain teachers, who are more of volunteers. We, however, do not send any child away for lack of fees. Our children mostly come from poor parents who are either house helps or working as labourers around the estate.

It is in this background that I make this request for a loan (of USD 1,000 at interest rate of 10%) to facilitate the expansion of this Early Childhood Education Project, which provides educational opportunities for our poor children and employment opportunities to teachers.

My Business

The Terrian School:
Since the Kenya Government is currently not funding early childhood education, we saw it an obligation to work to assist the majority of our society whose children could not get better education. It with this background, that the idea to start The Terrian School was conceived. The school is situated in Utawala – Githunguri estate. Our children mostly come from poor parents who are either house helps or working as labourers around the estate.

Since inception of The Terrian School in January 2005, we dispatch an average of 30 pupils to standard one in public primary schools every year. The parents suggested that we incorporate lower primary school levels and in January 2009 we introduced standard one. Currently we have Baby Class, Nursery, Pre-Unit, Standards One, Two and Three, a pupil population of about 70, and four teachers. Our teachers are working as volunteers, being given a token of 3,500/= to 4,000/= a month, and are motivated by the fact that they give hope to those who were otherwise hopeless.

We have tried our best and our former children are doing very well in whichever schools they join.

Loan Proposal

The loan will help us to finish a two classroom stone structure, which we began recently, to at least a habitable/useable state. It still does not have windows, doors, floors and the walls are not yet plastered.
We embarked on a new construction. As mentioned in one of our comments posted earlier, we are now at class seven and a student population of above 150. We are seeing this number increasing to over 200 pupils before end of this term. We had to add two more classrooms to accommodate them. The first thought was to extend the existing iron sheet structure. But on a second thought, and after consultations, we decided to construct a more permanent structure. Our infrastructural objective is to have a three storey (ground, first and second floor) building, which will have one computer lab, an office and thirteen rooms to be used for classrooms for baby class up to class eight. This is a long journey, but as the saying goes, a journey of a thousand miles begins with one step, our first step has begun.
We have started with a two roomed stone building and covered the roof with iron sheets, for the time being. This structure is part of the bigger three storey building. We are doing this so that the pupils can start using it as we look for more funds to extend the building.
We could not complete the two rooms, to a level that they can be occupied, due to lack of funds. We expect this to happen with time. Our immediate concern now is to complete the two rooms to habitable level since we have pupils who must use the rooms immediately.
The two rooms require the following to be done as soon as possible to mitigate the problems that we have currently, in the order of most urgent first:
• Gaps between the roof and the walls need to be sealed so that water does not get into the classrooms when it rains. This will also ensure that the roof is firmly secured to the walls.
• We need to fix windows and doors to ensure safety of our pupils and secure our other learning materials.
• We need to make the walls.
• We need to plaster the walls
The journey began in earnest. We will increase/extend the two rooms to five (making the ground floor) as we get funds. We will then plan and put the shatter once before we move on to the first floor.
Once again, as mentioned in our earlier posts, we are more of a charitable organization. We are the people charging the least school fees in the area as to other private schools. At an average of Kenya Shillings 800/= per month, we are cheaper than even church based schools. Majority of our pupils come from less privileged members of the society and the money we are getting is mostly used to sustain teachers, who are doing a wonderful job. We cannot therefore depend on the fees from pupils to develop the infrastructure, but from well-wishers.
Lenders, you have stood with us in the past, we trust you will stand with us till the end of this journey. You have put smiles on the faces of the less fortunate pupils in the past. Please continue to put smiles on their faces.
We have been trying to post pictures of the new building for Lenders to see but have not been able to. We are still trying and as soon as we succeed we will have both the pictures and the design of our dream building. GOD BLESS YOU ALL.

Feedback

17

None

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  • Hope2012    Jan 23, 2015

    Perfect :)

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  • KrautFunding    Jan 20, 2015

    such an important project would also make sense to me without getting my money back...keep up your great work Theresia...

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    • Theresia Kabiti    Jan 21, 2015

      Dear Kraut, Thank you very much for the encouraging compliments. We promise to do our best, and will keep you posted on the achievements.

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  • bluntpixel    May 20, 2014

    Repaid regularly and in full, 100% happy and would lend again.

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  • LadyofHats    May 2, 2014

    happy with repayment

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  • KYLE LARSON    Apr 27, 2014

    *** THANK YOU FOR REPAYMENT ***

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  • hugh1    Mar 25, 2014

    Repaid in full. Thank you.

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  • MorganBlue    Mar 21, 2014

    Repaid on time and kept us apprised of her progress. Would lend to again!

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  • share    Feb 21, 2014

    She repaid her loan in full. She also kept lenders in touch with how she was doing with the activities she borrowed money for.

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  • Bpryse    Feb 11, 2014

    Many blessings for continued success!

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  • Hope2012    Feb 3, 2014

    All repaid fine thanks

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  • tonilends    Feb 1, 2014

    Theresia and covolunteers have my admiration. I will definetely lend again. Also paid back in full, early!

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  • eagle3    Feb 1, 2014

    Thanks for your prompt repayment of your loan. I'm mighty proud of you and your accomplishments.

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  • ploeger    Jan 31, 2014

    paid back in full

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  • aiban    Jan 31, 2014

    Overall, it was a good loaner experience. Would loan to this individual again.

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  • melliecarma    Feb 17, 2013

    repaid in full and on time. the loan has gone to a worthy project (education/schools) which parents in africa seem to value the most. what's more there has always been an excellent communication from mrs. kabiti so i felt infomed all the way. best wishes for the future of the project, the staff + your pupils!

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  • jimbo7256    Feb 6, 2013

    Great No Problems

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  • Krokslatt    Jan 20, 2013

    Excellent lender. Repaid in full and in time. Will gladly lend to you again

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Loan Info

Project Type

Classic Loan

Disbursed amount

$954.44

Date disbursed

Jan 20, 2015

Repayment status

Late

Projected term

11 months

Cost to entrepreneur

Lender interest: $954.44 at 5.41% annual rate over 11 months = $51.35

Service fee: $954.44 at 5% annual rate over 11 months = $47.46

Lenders

A

agwong

California, United States

T

Tmann

Los Angeles, United States

tjm212003

Montreal, Canada

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

S

Snick

Halle, Germany

H

Hilke

Bremen, Germany

C

Canlender1

Nanaimo, Canada

J

Jason

New Jersey, United States

N

nitram

Stockholm, Sweden

Dymero

Manchester, United States

G

Givemoreuseless

Waterloo, Canada

S

snowcrystal86

New York, United States

carlos vendrell

Barcelona, Spain, Philippines

R

RielCanadian

Lethbridge, Canada

HI

Highly Improbable

Saskatoon, Canada

Irvin

Vancouver, Canada

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

D

drakekids

Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

P

Philippe

Adliswil, Switzerland

eagle3

Grand Ledge, United States

BelleStarr

Albuquerque, United States

Joellen

Boulder, United States

E

Ehaffey

Washington D.C., United States

L

lmuenchen

Munich, Germany

A

andyfletcher

I want my "My loans" page back, Qatar

DeanDropshot

Oslo, Norway

I

ideerge

Mountain View, United States

C

cgrumboski

Atlanta, United States

Raoul72

Naarden, Netherlands

T

taiti123

Singapore, Singapore

T

Tallago3

Munich, Germany

Zidisha

Sterling, United States

M

mogensh

København V, Denmark

RebeccaNie

Palo Alto, United States

T

tnelson4

Madison, United States

R

rmacaw

Australia

B

blahblah

Nuernberg, Germany

M

mason243

Denver Colorado, United States

J

Jennifer

Minneapolis, United States

B

briansedz

Canton, Ohio, United States

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

C

chrisherron

Chicago, United States

H

hanso

Arendal, Norway

F

farwest

Alamo, United States

S

stevetanner

Geneva, Switzerland

J

JoycaLeplae

Gent, Belgium

Boysenfam

Boulder, United States

rasmus

Bern, Switzerland

DLarson

Morris, United States

Cloudways

Malta, Malta

Jouni

Finland

J

JoeSolar

Virginia, United States

pentatonicscale

Niiza-shi, Japan

K

KnutAnders

niedernhausen, Germany

T

tuttifrutti

tulare, United States

ads68

Melbourne, Australia

S

Scodeb123

Huntsville, United States

S

silsley

Cheltenham, United Kingdom

V

Valis

Singapore, Singapore

D

dannimw

Victoria BC, United Kingdom

rhagen

New York, United States

A

Andrew22

Hopewell PA, United States

MichaelOsburg

Hochheim, Germany

J

jlee928

Jacksonville, United States

Winona

Yakima, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

D

dpvidal

Eindhoven, Netherlands

O

Odysseus

Auckland, New Zealand

H

Harmony

Cleveland, United States

B

bagheera

Vienna, Austria

Padrino

Kilkenny, Ireland

Zal0m0n

Atlantis!!!! x), Mauritania

lemonadestand

Brisbane, Australia

T

tlsbreck

United States

ibc123

Seattle, United States

J

jumpfunky

Dortmund, Germany

kalidanthepalidan

Denver, United States

E

elkocsis

Kirkland, United States

B

BearLa

Indianapolis, United States

Evan Lamos

Brussels, Belgium

G

GanSatya

United States

Garry Tan

San Francisco, California, United States

B

BobHope

United States

C

Csquared

United States

O

oonbug

United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

H

HoseB

San Francisco, United States

G

guiambros

United States

D

drorm

United States

T

thegreek1020

San Jose, United States

C

chrishol

United States

T

tlbtlbtlb

United States

camden01

Connecticut, United States

C

CRR7x

United States

N

NateKettles

South Africa

F

FSO

Canada

N

nathaliekar

United States

K

Karpet

Faroe Islands

Jacqueline Gueye

Melbourne, Australia

Insomnus

Cheltenham, United Kingdom

S

sarah4d2

Saint Louis, United States

C

charleen

United States

mepster

San Francisco, Ca, United States

P

PeterDG

United Kingdom

TyWee

Manila, Philippines

T

tehmle

United States

A

AlexH

United Kingdom

A

afrakhan

United Kingdom

S

SCHAC

Switzerland

M

maddierae93

United States

S

Schwartz

United States

LutianaPablo

Rome, Italy

E

egines

United States

B

BigRosie

United States

M

Madtowner

United States

alecors

Mexico, Mexico

A

andreab

United States

S

Stephan

Netherlands

L

Leong

Singapore

KM

Kirsty M

United Kingdom

R

ras

Germany

P

pombo

United States

D

Doug

Baltimore, United States

ujgih

Germany

S

Sebastian

Dortmund, Germany

Dave Bogard

New York, United States

K

Katrine

Drammen, Norway

Dayton

Vancouver, Canada

Humble Bundle Community

San Francisco, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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