James

Karuri, Kenya

Funds disbursed

$0 to go

100% funded of $483 goal

0

days left

Entrepreneur

Name

James

Member since

May 2013

On-time repayments

6 installments  •  50%

About Me

My name is James Muchai Maina.I was born in the year 1958 in Kiambu County,Kenya.I went to school in my early age at Muguga primary school,upto class seven and did my c.p.e examinations.I later started looking for jobs since during those days you could get one easily.I found one for being a laborer in a farm near home.I worked for several years until my uncle took me to the Vehicle Driving School.After i completed the course i was employed in Nairobi by a certain company in Industrial Area,I worked tirelessly until i got enough money and i decided to marry.Its through the one i loved for long,i married Mary Mugure through the Kikuyu customary marriage.We have so far been blessed with seven children.Out of the seven,Five have completed their college level and moved to major cities to look for an employment.The remaining two are still schooling at Mount Kenya University.I thank god for giving me such wonderful family.

My Business

My business deal with Transportation services.I transport passengers from one city to the other cities.I started this business because of the passion i had throughout my employment period.I thank God because out of the small cash i had from my former job, i managed to talk to Equity bank and secured a Motor vehicle loan.I had serviced the loan and cleared it in full by the year December,2012.I now own the vehicle and i enjoy this business.
I believe that through the Zidisha laon,I will add value to this business by servicing the Matatu(that is locally called)to be making more cash than it is for now,repair the customers seats and buy two more new tyres,to improve the services.

Loan Proposal

Thank you all the Zidisha Organization.The first loan helped my Matatu to look more modernized.I repaired all my matatu seats and the customers were more comfortable and happy.Now with this Second loan,I will buy all the four new tires so that the matatu can go for more mileage without any problems.The remaining cash will buy a brand new bumper so that it will gain a new look.Thank you and welcome for the bidding process.Thanks alot

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$483.00

Date disbursed

Sep 4, 2013

Repayment status

Late

Projected term

3 months

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  • Joseph    Dec 1, 2014

    Dear zidisha team , i have been trying to contact Mr James but i have not succeeded after tying all the available means but i assure you that i will continue and when i get any news i will let you know.
    Regards
    Vm Joseph

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  • Joseph    Jun 26, 2014

    Hello zidisha , have been trying to reach to mr James but his phone has been off for a couple of weeks, i have also tried to call the other numbers where the reachable ones told me they do not know him and the others were unreachable i would request for futher investigation on this matter

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  • James    Mar 13, 2014

    Good afternoon to the entire zidisha microfinance.I wanted to let you know that i still remember that i owe the zidisha microfinance a loan of kes.44097.I will soon start paying as i will be back on the track from April this year.You have really touched me for your kind and patience since my nissan matatu broke down.I promise you that once i start my transport business,i will start repaying my monthly dues.Thank you all and welcome.James.

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  • James    Jan 11, 2014

    Kindly iam apologizing for not meeting my payment date.For now i am not in able condition of repaying the loan.The reason is that i have been undergoing harsh moments in my life since my matatu broke down early in the month of November,2013.I am kindly requesting the entire Zidisha team to bear with my situations for now.Immediately i get some money,i will be in a position.I am trying all avenues to see ends meet.Thank you for now and sorry for the delay.Maina.

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  • James    Dec 12, 2013

    How are doing all the zidisha and the lending team?I am doing fine here in Kenya.It is another day we are communicating to you after a long silence.For now i have not repaid my last month's installments.This was caused by the vehicle which had broke down early last month.All an all the money/loan has to be repaid,and that is why i am kindly requesting the zidisha team and the lenders as whole to add me another two weeks so as to put all the things in order and to pay come date29/12/2013.Sorry for the inconveniences i had caused to my lenders and the whole zidisha microfinance but promising that things will be well.Thank you all.Maina

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  • James    Nov 6, 2013

    Jambo all the zidisha team,It is long since i had a word with you my worthy Zidisha team.I Sincerely apologize for failing to repay my last month installments due to the difficulties i faced throughout the October month.Since my Matatu broke down i had various challenges in terms of finances.Now that the Matatu got repaired yesterday and it's good for the business,i promise to repay the whole amount into two installments so as to avoid any future arrears.I sincerely apologize for not rescheduling the repayments in good time,whereby i was busy at the garage so as the Matatu could be right and repaired under my presence.Thank you all.

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  • James    Oct 10, 2013

    How are doing all the zidisha micro-finance team and the lenders team at large?I hope you are fine.To me and my family are doing great and happy to be among your member.I am pleased to tell you that from the loan you lended me,I have seen a very big difference in my transport industry business.Right now my vehicle has two brand new tubeless tyres (Michellin make). I am sure that my vehicle is ready for this coming festive season whereby most of the vehicles break down due to lack of proper servicing of the vehicles.Right now i am intending to drive my clients back to Nairobi once my number gets closer.Thank you zidisha team for your support and empowering our businesses.Maina

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  • James    Oct 2, 2013

    Hallo all the zidisha micro-finance management and all the lenders.I hope you are doing good and fine.On my part,we are doing fine and also my transport business is doing averagely. This has been caused by the panic which has been brought by terrorists who had invaded our peaceful country for their own evil gains.All in all we are recuperating and we are stronger in one Nation,Kenya.Hoping that in due cause,the business will pick up as it used to be before these menace.I am praying each day that God will reveal to them what they have been doing and to change them completely.I am praying that as time goes by,i will be in position to repay the loan once the day comes.Thank you and have a successful day.Maina.

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  • James    Sep 9, 2013

    Hallo all the Zidisha team and all the lending panel,Thank you all the Zidisha Micro-finance for your effort in disbursing my loan.For now i have received the loan worthy USD-483.I received the money and for now i will use the loan as per its purpose it was meant.also i am looking forward to repay the loan without any problem.Thank you for all who participated in my loan bidding and later in loan disbursing.Thank you and God bless you all.

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  • James    Sep 9, 2013

    Hallo all the Zidisha team and all the lending panel,Thank you all the Zidisha Micro-finance for your effort in disbursing my loan.For now i have received the loan worthy USD-483.I received the money and for now i will use the loan as per its purpose it was meant.also i am looking forward to repay the loan without any problem.Thank you for all who participated in my loan bidding and later in loan disbursing.Thank you and God bless you all.

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  • James    Sep 9, 2013

    Hallo all the Zidisha team and all the lending panel,Thank you all the Zidisha Micro-finance for your effort in disbursing my loan.For now i have received the loan worthy USD-483.I received the money and for now i will use the loan as per its purpose it was meant.also i am looking forward to repay the loan without any problem.Thank you for all who participated in my loan bidding and later in loan disbursing.Thank you and God bless you all.

    Log in to reply • Share
  • James    Sep 9, 2013

    Hallo all the Zidisha team and all the lending panel,Thank you all the Zidisha Micro-finance for your effort in disbursing my loan.For now i have received the loan worthy USD-483.I received the money and for now i will use the loan as per its purpose it was meant.also i am looking forward to repay the loan without any problem.Thank you for all who participated in my loan bidding and later in loan disbursing.Thank you and God bless you all.

    Log in to reply • Share
  • James    Sep 9, 2013

    Hallo all the Zidisha team and all the lending panel,Thank you all the Zidisha Micro-finance for your effort in disbursing my loan.For now i have received the loan worthy USD-483.I received the money and for now i will use the loan as per its purpose it was meant.also i am looking forward to repay the loan without any problem.Thank you for all who participated in my loan bidding and later in loan disbursing.Thank you and God bless you all.

    Log in to reply • Share
  • James    Sep 9, 2013

    Hallo all the Zidisha team and all the lending panel,Thank you all the Zidisha Micro-finance for your effort in disbursing my loan.For now i have received the loan worthy USD-483.I received the money and for now i will use the loan as per its purpose it was meant.also i am looking forward to repay the loan without any problem.Thank you for all who participated in my loan bidding and later in loan disbursing.Thank you and God bless you all.

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  • James    Aug 22, 2013

    Good evening all the zidisha staff,all the lending panel and the borrowers at large.it is another day God has made for me to communicate to you once again.Back here in Kenya we are doing marvelous and well too.My transport business in still pushing hard to be the front liner in terms of good services,competitive prices and timely transportation of my worthy customers.Today i had a good day since it was a working day.I have already transported my customers from Nairobi to Nakuru and back in Nairobi for now.I have already closed the business for today and God willing i am planning to carry passengers to Meru for an occasion there,so i will be on private tomorrow.So i will be making so much money and ready to repay this month installments without any delay or without failing my worthy Zidisha team.Thank you and enjoy your day.Maina.

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  • James    Aug 22, 2013

    Good evening all the zidisha staff,all the lending panel and the borrowers at large.it is another day God has made for me to communicate to you once again.Back here in Kenya we are doing marvelous and well too.My transport business in still pushing hard to be the front liner in terms of good services,competitive prices and timely transportation of my worthy customers.Today i had a good day since it was a working day.I have already transported my customers from Nairobi to Nakuru and back in Nairobi for now.I have already closed the business for today and God willing i am planning to carry passengers to Meru for an occasion there,so i will be on private tomorrow.So i will be making so much money and ready to repay this month installments without any delay or without failing my worthy Zidisha team.Thank you and enjoy your day.Maina.

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  • James    Aug 22, 2013

    Good evening all the zidisha staff,all the lending panel and the borrowers at large.it is another day God has made for me to communicate to you once again.Back here in Kenya we are doing marvelous and well too.My transport business in still pushing hard to be the front liner in terms of good services,competitive prices and timely transportation of my worthy customers.Today i had a good day since it was a working day.I have already transported my customers from Nairobi to Nakuru and back in Nairobi for now.I have already closed the business for today and God willing i am planning to carry passengers to Meru for an occasion there,so i will be on private tomorrow.So i will be making so much money and ready to repay this month installments without any delay or without failing my worthy Zidisha team.Thank you and enjoy your day.Maina.

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  • James    Aug 22, 2013

    Good evening all the zidisha staff,all the lending panel and the borrowers at large.it is another day God has made for me to communicate to you once again.Back here in Kenya we are doing marvelous and well too.My transport business in still pushing hard to be the front liner in terms of good services,competitive prices and timely transportation of my worthy customers.Today i had a good day since it was a working day.I have already transported my customers from Nairobi to Nakuru and back in Nairobi for now.I have already closed the business for today and God willing i am planning to carry passengers to Meru for an occasion there,so i will be on private tomorrow.So i will be making so much money and ready to repay this month installments without any delay or without failing my worthy Zidisha team.Thank you and enjoy your day.Maina.

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  • James    Aug 22, 2013

    Good evening all the zidisha staff,all the lending panel and the borrowers at large.it is another day God has made for me to communicate to you once again.Back here in Kenya we are doing marvelous and well too.My transport business in still pushing hard to be the front liner in terms of good services,competitive prices and timely transportation of my worthy customers.Today i had a good day since it was a working day.I have already transported my customers from Nairobi to Nakuru and back in Nairobi for now.I have already closed the business for today and God willing i am planning to carry passengers to Meru for an occasion there,so i will be on private tomorrow.So i will be making so much money and ready to repay this month installments without any delay or without failing my worthy Zidisha team.Thank you and enjoy your day.Maina.

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  • James    Aug 22, 2013

    Good evening all the zidisha staff,all the lending panel and the borrowers at large.it is another day God has made for me to communicate to you once again.Back here in Kenya we are doing marvelous and well too.My transport business in still pushing hard to be the front liner in terms of good services,competitive prices and timely transportation of my worthy customers.Today i had a good day since it was a working day.I have already transported my customers from Nairobi to Nakuru and back in Nairobi for now.I have already closed the business for today and God willing i am planning to carry passengers to Meru for an occasion there,so i will be on private tomorrow.So i will be making so much money and ready to repay this month installments without any delay or without failing my worthy Zidisha team.Thank you and enjoy your day.Maina.

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