Simon

Gilgil Town, Kenya

100% repaid

Entrepreneur

Name

Simon

Member since

November 2012

On-time repayments

44 installments  •  55%

About Me

My names is SIMON CHIRA KARIUKI, i live in Gilgil town in Nakuru county.I am married to Jane Nyawera we are blessed with three children.Two of them are in primary school while the last one is One and a half years old.I am an O-level graduate and holder of various certificates from various organizations partainig youth Entrepreneurship courses.I am also the secretary of the Gilgil Youth Focus Entrepreneurship Club.The Club deals the warfare matters of its members.
,Though i sometimes hawk around during market days because of many people who came here to buy and sell goods.
With the profit i get from my earnings i complement it with my Wife's small Grocery stand,Dealing with fruits and vegetables
With my earnings i have been able to support my mother Whose a widow in purchasing a piece of land which now i am proudly calling it home.I have also been able to provide for my family's needs and also to see my children in school.
Besides all that i am hoping that one day day my business will grow to a successful Small scale industry Where by i can vendor my products to my esteemed customers in Wholesale within Gilgil town and beyond for this has always been my ambition.

My Business

My business entails buying and selling of music cd's movies and dvd's.I also include flash disks and memory cards.I started by selling music cassettes but due to technology growth,i had to change to the current business.I have been in these business for the last six years
I source my products from Nakuru and Nairobi since there is no Wholesale shops concerning my products sale in Gilgil town.
My town is moderately populated town due to the presence of two main military barracks.The armed forces and their families are my major customers.In addition,to farmers in the outskirts of Gilgil town.
My product's demands are increasing and to reach my customers interests,i have to increase my stock and also my business in particular.
I know my business can do better if provided with the necessary support.I say this because it enables me pay my house rent in time and also reach my family's needs.
The business has its challenges and risks,by that i mean, harsh weather conditions,damages to some of the products when renting,Day to day transport service,lack of adequate funds in increasing my stock to meet my customers demands,i know and trust that through the Zidisha micro-finance support my business will be successful to a greater height.
With my monthly earnings,i budget for my sales products at Ksh 40,000 and sale them for Ksh 60,000 making a profit of Ksh 20,000.Hopefully with a bigger stock and wide variety of the products in addition to a small shop,i am sure i can make much more than what i make at the moment through support from zidisha..

Loan Proposal

thank you zidisha organization and all lender for having activated my loan .i will use the money to add more stocks in my business like memory cards land flash disk as they are in very high demand at the moment .i will also try too supplement my business with other thing that i will find useful and can move fast.i will also set aside for more latest DVD movie which will also supplement my business a lot .I will manage my finance in a way that i will be able to pay in time.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 30, 2013

Repayment status

On Time

Projected term

12 months

Other loans

Lenders

EricDWalters

Rochester, Mn, Usa, United States

V

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Luxembourg, Luxembourg

russell

leicester, United Kingdom

Sundstroms

Falun, Sweden

shamrock1778

Bardstown, United States

Ask Simon a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Evans    Feb 16, 2015

    I have just called Simon Chira and has informed me that he is expecting his salary soon by next week so he will pay by next week. Baya

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  • Evans    Jan 16, 2015

    i have called Simon Chira and today i succeeded to get him online and has promised me to pay his loan arrears starting from end of January 2015 since he has been jobless for some time. Baya.

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  • Evans    Dec 9, 2014

    currently on phone he is out of reach.

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  • Evans    Oct 16, 2014

    i have called simon some minutes ago and has assured me that he is still committed and vwry much aware about zidisha only that he was transfered to a remote part of the country such that communication was a problem. he has promised to pay his debt by monthend this month. also he has really appologised for any inconviniences caused by his actions and that he still needs zidisha help to move on in life...

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  • Evans    Sep 19, 2014

    i have contacted Simon to no avail.....

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  • Simon    Jun 26, 2014

    Dear Zidisha
    It’s with much pleasure to say that, Zidisha had been of much help to me. May “Zidisha live long” Since joining Zidisha ive been able to uplift my life economically, my family is also very happy as I have been able to put food on the table and my children are schooling with no stress of where the school fees will come from.
    Another good and commendable thing about zidisha is that, when one is faced with difficulties, one is able to reschedule his/her loan to suit his/her conveniences, I felt so good and relieved after I rescheduled my loan as now I’m able to pay it in time and with a lot of convenience. I wish to continue with my relationship with Zidisha to the end. I’m also hopping to uplift my life to greater heights and co-operating with Zidsha, I’m encouraging those who had not known Zidisha to read about it, and for sure they will see what Zidisha offers.
    Lastly, I would like to thank Zidisha community for the good work, may God bless you abundantly.
    Thanks.

    Simon Chira

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  • Simon    Mar 18, 2014

    Thank you zidisha team for the good work. I would to apologies due to delay, but i have been having problem of my business being very low. This is the reason for me not been able to pay continually so i would like to be paying 800 per week because I will be comfortable with that amount , hope you will bear with me.Thank you.

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  • Simon    Jan 4, 2014

    May i register my sincere and greatest appreciation to zidisha leaders for contributing to my loan request in time.i received my loan in time and am sure my dreams will become a reality.may the almighty God bless you .i promise to make my payments promptly and complete my loan in time also.
    Thank you very much.
    simon chira.

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  • Simon    Dec 30, 2013

    Dear zidisha once more I don’t know how much I can thank zidisha .i wish I had know about zidisha like five years ago. Zidisha you had been a blessing to many of us .my urge is to those who do not know about zidisha is that they should strive to know how it works and how they can benefit from it and be part of it
    This being the end of the year I would like to wish all the best to zidisha communities in the coming year may we all have a blessing years and a prosperous one may our businesses grow to greater height for also zidisha to grow and be able to reach the many people who are in need of financial needs this will enable them to sustain themselves hence the better world for me its to wish all the best to zidisha members
    Yours
    Simon chira

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  • Simon    Dec 16, 2013

    Dear Zidisha
    During this charismas festive seasons, I’m wishing each and every one in Zidisha community, lenders and borrowers all the best wishes hoping their business are doing well.
    I’m doing fine in my business and I don’t think how much I can thank zidisha borrowers. I’m hoping to pay my loan in full and in time, for me to apply for another one. This will enable me to uplift my business to a more scaler height, zidisha had enabled me to be where I never thought I could have managed to be well done zidisha and God bless you. Long live zidisha.
    From Simon Chira.

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  • Simon    Nov 26, 2013

    Dear Zidisha,
    First and foremost is to thank you very much for your continued support to many who may be without your support would not have been to where they are at the moment.
    For sure you have been a blessing to many like me. Am doing well in my second hand shoes business am optimistic that this Christmas festive season i will be able to do even much better, this will enable me continue paying my loan in time. Am committed to continue co-operating with zidisha for my life to have a difference.
    am wishing zidisha community all the best in their undertakings in this Christmas festive season.
    Thank you Very much.

    Simon Chira

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  • Simon    Oct 16, 2013

    Dear zidisha,once more am congratulating you very much for your good work in uplifting the lives of many,i being one of them. I feel so much privileged to be associated with you.
    So far am doing well in my business and am very happy to see it growing,this could not have been possible without the loan you advanced to me. I have been able to comfortably cater for my family and to repay the loan without a problem.Its my hope that with zidisha my future will be so much pride.I thank you very much.To Mr kilmeny,you are so quiet,why?otherwise am wishing all the best to all zidisha community members.

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  • Simon    Sep 14, 2013

    dear Zidisha, once again this is to register my sincere gratitude and appreciation to Zidisha community for the good work for uplifting the lives of many. may God bless you abundantly.
    my business is doing well from the support i got from Zidisha especially that of selling second hand shoes, I cant complain at all since am able to service my loan and meet my family basic needs. at the moment am able to buy a stock worth 15,000kshs and sell it at about 20,0000kshs in one week. am hoping in the near future to get more support to increase the stock to higher height hence making more profit.live long zidisha.

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  • Simon    Jun 8, 2013

    dear zidisha,just to applaud you for the good work.am doing fine as now am able to make more sales.I have started making my loan repayments today and i hope to pay in full and on time since my bussiness is now picking up nicely.thanks alot.

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  • Simon    May 3, 2013

    Dear zidisha,thank you once again .i .received the money and in good time.Am now able to add more stock in my business.In the course of time am hoping to make more sales and uplift my business to a higher scale .thanks.

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  • Simon    Apr 28, 2013

    dear zidisha lenders,this is to thank you very much for your generous lending.Am so happy because now ihave ahope that my dream will become areality.thank you very much and God bless you .

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