The buy farm inputs to grow crops

Douglas Kinuthia

Gilgil, Kenya

54% repaid

Entrepreneur

Name

Douglas Kinuthia

Member since

May 2013

On-time repayments

82 installments  •  46%

About Me

My name is douglas kinuthia muiruri I was born in 1952 at mai-a-ihii at kikuyu in kiambu county being a second born in a family of six. I joined mai-a-ihii primary school in pre-independence Kenya for my basic education. as i was completing my primary education, my country Kenya was now an independent country and there were better policies towards education so I joined kikuyu secondary school for my o levels. I performed well and got a chance to join kamwenja teachers training college in 1972 . I graduated as a p3 teacher in 1975. Since then i have taught in many school until when I decided to start self employment. I settled on commercial farming a business that I run up to date. I am married and blessed with 5 children who are all adults. I look forward to be a zidisha member.

My Business

My business is basically farming at my farm in Gema scheme in gilgil town. I grow green vegetables, kales, cabbages, potatoes, onions, tomatoes and more recently I am growing asparagus and mushrooms in greenhouses which is become more popular among many communities in Kenya. I started commercial farming after I realized there was a great demand for these produce in all urban areas where no food is grown. I also carry out dairy farming. I have 12 milk cows which gives me between 25 and 30 liters of milk daily. I sell my produce at farm gate prices to retailers who came to correct from as far as Nairobi. For the milk it is collected every morning by Brookside dairies were I am paid at end month. The income I get from the farm is substantially good because I was able to educate all my children and support my aged parents. I have also been able to build a house where I live in. The only challenge I face is luck of a proper cooler to preserve all my produce from going into waste during hot seasons. With zidisha platform I will be able to overcome these challenges.

Loan Proposal

Thanks zidisha for your continued support, i wish to also thank all my lenders for their generous contribution in my previous loan. for this loan, i will buy seeds and fertilizer to grow short term crops through irrigation for sale in the early months of next year 2015 which is usually dry. this will give me good profits as the prices are always high. i will also buy fodder for my dairy cattle to see me through in the dry months of January and February. this will assure me on constant supply milk for sale. i look forward for your contribution towards filling my bids.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$185.34

Date disbursed

Dec 16, 2014

Repayment status

Late

Projected term

16 months

Cost to entrepreneur

Lender interest: $185.34 at 10.64% annual rate over 16 months = $26.82

Service fee: $9.32

Other loans

Lenders

PaulE

Cockeysville, MD, United States

Hope2012

United Kingdom

JimVandegriff

Trinidad, California, United States

A

adamdreaming

United States

Gab

Singapore

rjb

Phnom Penh, Cambodia, United Kingdom

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Summary

Amount repaid

$120.90

Amount remaining

$103.85

Expected completion

Apr 24, 2016

Status

Repaying late

Installment amount

$3.20

Repayment History

Expected Payments Actual Payments
Dec 28, 2014 $3.20 Dec 27, 2014 $3.20
Jan 4, 2015 $3.20 Jan 4, 2015 $3.20
Jan 11, 2015 $3.20 Jan 4, 2015 $3.20
Jan 18, 2015 $3.20 Jan 4, 2015 $3.20
Jan 25, 2015 $3.20 Jan 30, 2015 $3.20
Feb 1, 2015 $3.20 Feb 6, 2015 $3.20
Feb 8, 2015 $3.20 Feb 19, 2015 $3.20
Feb 15, 2015 $3.20 Feb 28, 2015 $3.20
Feb 22, 2015 $3.20 Mar 1, 2015 $3.20
Mar 1, 2015 $3.20 Mar 1, 2015 $3.20
Mar 8, 2015 $3.20 Mar 5, 2015 $3.20
Mar 15, 2015 $3.20 Mar 20, 2015 $3.20
Mar 22, 2015 $3.20 Mar 28, 2015 $3.20
Mar 29, 2015 $3.20 Apr 14, 2015 $3.20
Apr 5, 2015 $3.20 Apr 14, 2015 $3.20
Apr 12, 2015 $3.20 Apr 14, 2015 $3.20
Apr 19, 2015 $3.20 Apr 22, 2015 $3.20
Apr 26, 2015 $3.20 Apr 27, 2015 $3.20
May 3, 2015 $3.20 May 8, 2015 $3.20
May 10, 2015 $3.20 May 8, 2015 $3.20
May 17, 2015 $3.20 May 17, 2015 $3.20
May 24, 2015 $3.20 Jun 5, 2015 $3.20
May 31, 2015 $3.20 Jun 15, 2015 $3.20
Jun 7, 2015 $3.20 Jun 15, 2015 $3.20
Jun 14, 2015 $3.20 Jun 15, 2015 $3.20
Jun 21, 2015 $3.20 Jun 23, 2015 $3.20
Jun 28, 2015 $3.20 Jul 11, 2015 $3.20
Jul 5, 2015 $3.20 Jul 11, 2015 $2.42
Jul 20, 2015 $0.79
Jul 12, 2015 $3.20 Jul 20, 2015 $1.46
Jul 27, 2015 $1.74
Jul 19, 2015 $3.20 Jul 27, 2015 $2.75
Aug 27, 2015 $0.45
Jul 26, 2015 $3.20 Aug 27, 2015 $2.36
Sep 7, 2015 $0.84
Aug 2, 2015 $3.20 Sep 7, 2015 $1.40
Sep 15, 2015 $1.80
Aug 9, 2015 $3.20 Sep 15, 2015 $0.45
Nov 3, 2018 $2.75
Aug 16, 2015 $3.20 Nov 3, 2018 $2.87
Dec 3, 2018 $0.34
Aug 23, 2015 $3.20 Dec 3, 2018 $3.20
Aug 30, 2015 $3.20 Dec 3, 2018 $2.08
Jan 24, 2019 $1.12
Sep 6, 2015 $3.20 Jan 24, 2019 $3.20
Sep 13, 2015 $3.20 Jan 24, 2019 $1.29
Jan 25, 2019 $1.12
Sep 20, 2015 $3.20
Sep 27, 2015 $3.20
Oct 4, 2015 $3.20
Oct 11, 2015 $3.20
Oct 18, 2015 $3.20
Oct 25, 2015 $3.20
Nov 1, 2015 $3.20
Nov 8, 2015 $3.20
Nov 15, 2015 $3.20
Nov 22, 2015 $3.20
Nov 29, 2015 $3.20
Dec 6, 2015 $3.20
Dec 13, 2015 $3.20
Dec 20, 2015 $3.20
Dec 27, 2015 $3.20
Jan 3, 2016 $3.20
Jan 10, 2016 $3.20
Jan 17, 2016 $3.20
Jan 24, 2016 $3.20
Jan 31, 2016 $3.20
Feb 7, 2016 $3.20
Feb 14, 2016 $3.20
Feb 21, 2016 $3.20
Feb 28, 2016 $3.20
Mar 6, 2016 $3.20
Mar 13, 2016 $3.20
Mar 20, 2016 $3.20
Mar 27, 2016 $3.20
Apr 3, 2016 $3.20
Apr 10, 2016 $3.20
Apr 17, 2016 $3.20
Apr 24, 2016 $3.80

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