Name
Purity
Member since
July 2012
On-time repayments
26 installments • 50%
I am a born again christian,married with two kids.I live in Kaptembwa Estate.
Professionally I am a nursery school teacher , but currently I am a business lady.After resigning as a nursery school teacher, I enrolled for a tailoring and embroidery training after which I started my own business on the same.Apart from doing business, I am also a musician.I have recorded an album (WASTAHlLI) with songs such as Enzy project and and Wastahili, both by Purity Achieng.The Songs are available on You Tube.
My business involves tailoring and embroidery.I make bed covers, cution pouches,curtains,table mats, bags and bead work.These goods are in high demand since they are almost like necessities to various homes in Kenya.My customers prefer my goods to those of other competitors due to my competitive pricing and high quality products.I consider my business profitable due to the fact that my monthly income from the business exceeds total monthly expenses.My total monthly sales is approximately kshs18,000 and a total monthly expense of around kshs 7,000, leaving a net profit of approximately kshs 11,000. Being in a low income area the business is faced with a risk of theft.
The loan will be used mainly on the purchase of tailoring and embroidery materials,which are very essential for the running of the business.
The main tailoring materials include sewing threads, kitenge,satin, tetron cotton,tie and dye materials,buttons,sponges,linings and zips.On embroidery,the main materials include beads,laces,embroidery threads and embroidery decorations.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$181.00
Date disbursed
Aug 23, 2012
Repayment status
On Time
Projected term
19 months
Other loans
Amount repaid
$201.83
Amount remaining
$0.00
Date repaid
May 13, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 23, 2012 | $17.61 | Oct 22, 2012 | $17.61 |
Nov 23, 2012 | $17.61 | Oct 22, 2012 | $0.46 |
Nov 29, 2012 | $17.16 | ||
Dec 23, 2012 | $17.61 | Nov 29, 2012 | $0.92 |
Dec 28, 2012 | $12.65 | ||
Jan 30, 2013 | $4.05 | ||
Jan 23, 2013 | $17.61 | Jan 30, 2013 | $12.82 |
Apr 25, 2013 | $4.80 | ||
Feb 23, 2013 | $17.61 | Apr 25, 2013 | $17.61 |
Mar 23, 2013 | $13.75 | Apr 25, 2013 | $13.73 |
Apr 25, 2013 | $0.01 | ||
Apr 23, 2013 | $0.00 | ||
May 23, 2013 | $0.00 | ||
Jun 23, 2013 | $18.39 | Apr 25, 2013 | $2.40 |
Jul 22, 2013 | $12.05 | ||
Aug 24, 2013 | $3.94 | ||
Jul 23, 2013 | $11.73 | Aug 24, 2013 | $11.73 |
Aug 23, 2013 | $0.00 | ||
Sep 23, 2013 | $0.00 | ||
Oct 23, 2013 | $0.00 | ||
Nov 23, 2013 | $16.23 | Aug 24, 2013 | $2.40 |
Dec 1, 2013 | $12.05 | ||
Jan 7, 2014 | $1.78 | ||
Dec 23, 2013 | $16.23 | Jan 7, 2014 | $7.86 |
Feb 2, 2014 | $6.02 | ||
Mar 2, 2014 | $2.35 | ||
Jan 23, 2014 | $16.23 | Mar 2, 2014 | $15.72 |
Apr 23, 2014 | $0.51 | ||
Feb 23, 2014 | $16.23 | Apr 23, 2014 | $5.52 |
May 13, 2014 | $10.71 | ||
Mar 23, 2014 | $4.13 | May 13, 2014 | $4.13 |
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