The loan will enable me to access a school that needs the payroll software

Mercy

Sisenye Location, Busia County, Kenya

100% repaid

Entrepreneur

Name

Mercy

Member since

February 2014

On-time repayments

111 installments  •  46%

About Me

I was born in Eastern Kenya a place called Meru in 1983. I was born to 5 siblings. I have a sister and four brothers. I am the last born of the family. While growing up, I was doted on by both my siblings and my parents so growing up was not difficult. I am now a lady aged 31. I am a mother of three and a wife.
Growing up i have always wanted to be a rich lady but its almost impossible when you have to juggle between the job, being a wife and a mother. All the same one has to try because a lady got to have nice things and money. My job as a teacher cannot give me the kind of money that i want and it is for this reason that I have been trying to see what can work for me besides teaching. I have tried writing but my current job schedule cannot allow because at the end of the day I am always too tired to do anything. I have also tried salon business but this one requires constant monitoring. this is why I have settled on selling honey during my free time . You should see me hawking honey even when traveling to work. I ensure I sell honey everywhere I go.

My Business

I am a teacher by profession. However, to supplement my income I decided to start a business in honey. you see, i have tried other things but nothing seems to work. I have been studying the honey business for a while and noticed that people are seriously looking for pure unadulterated honey and it isn't easy and especially if you do not know the difference.
After my online writing business and salon failed to kick off, this new found venture is picking up very fast but my biggest challenge is expanding. I have been getting lots of orders but I am not able to meet all because of limited funds.
the returns I have been getting have enabled me assist my husband in paying for bills and also I have been able to buy especially household electronics and also reinvest.

Loan Proposal

The Loan Will Be My Transport To And From The School. This Will Be A Good Opportunity For Me To Meet A New Client As Well As Sell My Other Products. The Payroll Is My Cheapest Product And That Is Always The First Product I Sell To Clients Before I Can Introduce Other Products. I Hope That You Will Be Kind Enough To Help Me Create More Client Base By Funding Me. Thank You

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Feb 10, 2014

Repayment status

On Time

Projected term

3 months

Lenders

G

Gastao

Covilhã, Portugal

Scott

Oregon, United States

H

Hello

Salisbury, United Kingdom

Sarasota

Sarasota, Fl, United States

A

Anonymous

United Kingdom

O

OrientExpress

Tokyo, Japan

Matching Fund

Sterling, United States

Ask Mercy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mercy    Jan 2, 2023

    My last project was about adding stock to my honey business. The loan made alot of difference and was able to meet most of my clients needs

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  • Mercy    Feb 17, 2022

    The previous loan helped me to add into my stock. Albeit I had a lot of personal challenges which made it Abit difficult to repay back in time, I would say that the business did well. The cash was a great help.

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  • Duncan    Mar 4, 2021

    Mercy has cited about her business not doing as expected, though she be rescheduling her loan accordingly.

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  • Frank Mwenda    Jan 15, 2021

    I reached out to mercy, she promised to resume paying her loan in the course of next week

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  • Mercy    Jan 5, 2021

    January in Kenya is not a good month with people taking their kids back to school and all. So, business is slow.

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  • Mercy    Dec 20, 2020

    I would like to confirm that I have received my loan of kshs 5477. I would like to take this opportunity to thank my lenders for the loan. I have used the money to buy 15kgs of honey.

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  • Mercy    Dec 15, 2020

    Aaaaaaaaaw! I have no words to describe my happiness. I didn't expect my loan to be funded that fast. I am grateful. This loan is really going to help me buy more stock for my honey business.
    Thank you so much once again

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    • Babbitt Family Foundation    Dec 15, 2020

      I used to raise bees, so I was excited to see you have a honey business. I miss my bees and helping your cause reminded me of how much fun they are. And the rewards are delicious!

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  • Mercy    Feb 14, 2019

    I was able to acquire more head phones for my writers. This was a major step for me. The current loan will be ploughed back into the business.

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  • Samuel    Jun 13, 2018

    Hello, had spoken to Mercy Kanya some weeks back and she gave a commitment of clearing her arrears. I confirmed whether she did as we had agreed before and she told me she paid some amount today morning. I hope the amount will be credited in her account any time from now. Thank you.

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  • Mercy    Mar 1, 2018

    Hello Diane U,
    I am really grateful to you for funding my loan. I am very happy this morning. I will use the loan to buy a bale of second hand tops for resale. This sale will help me to supplement my income from writing. I promise that this time I will endeavor to repay the loan as scheduled. Thank you once again.
    Regards,
    Mercy

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    • Samuel    Mar 12, 2018

      Congratulations Mercy Kanja, I wish you well on your business

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      • Mercy    Mar 12, 2018

        Thanks Samwel.

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  • Diane U    Mar 1, 2018

    Good luck to you!

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  • Mercy    Feb 24, 2018

    Hello,
    I am grateful for the help you offer to us. I am particularly thankful for the last loan you offered. I was able to purchase a new set of headphones that really improved my output in transcription. Thank you once again.

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  • Mercy    Feb 20, 2018

    Due to unavoidable circumstances I am not able to repay the previous amount on time.

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  • Mercy    Dec 13, 2017

    My financial position has improved.

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  • Mercy    Nov 7, 2017

    I am not able to meet the scheduled amount as of now

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  • Mercy    Sep 5, 2017

    I am fixed financially right now making it difficult for me to make the 200 payment per week.

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  • Mercy    Jul 6, 2017

    Hi all,
    I am delighted to inform you that I received the loan of 4245 KES and I would like to thank you. I am going to post a photo of the head phones as soon as I receive them- I have bought them online. I am excited I can't wait.
    I will do my best to repay the loan as scheduled.
    Thank you

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  • Mercy    Jun 25, 2017

    Hi you all,
    Thank you very much for funding my loan.
    As stated earlier I will use the loan to buy a new pair of headphones to help me in my online work.
    I will do my best to repay the loan as scheduled.
    Thank you once more.
    Regards
    Mercy.

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  • Mercy    Sep 30, 2014

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  • Mercy    Jun 12, 2014

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