Add stock of assorted cosmetics to my salon
Kezia
Nakuru, Kenya
100% repaid
Entrepreneur
Name
Kezia
Member since
December 2014
On-time repayments
140 installments • 36%
About Me
I was born in Nakuru District and schooled here from primary to secondary school. After school, I was married and I have two lovely children who are all in school.
Currently, am running a salon business in Nakuru town, and also I complement it with cosmetics and women wares. I overcame this challenge of poverty through a mentorship program I went through, and I realized how important self-employment is to one's life. Through this mentorship program, we were taught how to start a business through SYB ( Start Your own Business) and, through these skills, I was able to get a small loan of Kshs. 10,000 to start a small salon business.
The unique thing about where I live is the social cohesiveness among neighbors, and this has really worked well and peace has really prevailed. My children want to follow my footsteps of self-employment. I like reading entrepreneurial materials that keeps me abreast with current business trends.
My Business
I supply cosmetics of all designs, women's and children's wears. I also do salon business. These goods and services are in demand due to the love women have towards themselves. Women follow fashions and I have found this to be interesting and fascinating. The demand is big and it's what I know best out of the skills I have developed for over ten years now.
My typical costs ranges from 10,000 and revenue far exceeds revenue outlay. On average, when business is not doing very well, at least I have something like Kshs. 7,000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So I pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, I prefer buying cash than going on debts. This has really helped me to propel the wheel.
Loan Proposal
I supply cosmetics of all designs, women's and children's wears. I also do salon business. These goods and services are in demand due to the love women have towards themselves. Women follow fashions and I have found this to be interesting and fascinating. The demand is big and it's what I know best out of the skills I have developed for over ten years now.
My typical costs ranges from 10,000 and revenue far exceeds revenue outlay. On average, when business is not doing very well, at least I have something like Kshs. 7,000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So I pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, I prefer buying cash than going on debts. This has really helped me to propel the wheel.
About Me
I was born in Nakuru district and schooled here from Primary to secondary school. After school, i was married and i have two lovely children who are all in school. Currently, am running a salon business in Nakuru town ans also i complement it with cosmetics and women wares. I overcame this challenge of poverty through a mentorship program i went through and i realized how important self employment is to ones life. Through this mentorship program, we were taught on how to start a business through SYB ( start your own business) and through this skills, i was able to get a small loan of Kshs. 10,000 to start a small salon business. The unique thing about where i live is about social cohesiveness among neighbors and this has really worked well and peace has really prevailed. My children want to follow my footsteps of self employment. I like reading entrepreneurial materials that keeps me abreast with current business trends.
My Business
I supply cosmetics of all designs, women and children's wears. I also do salon business. This goods and services ae in demand due to he love women have towards themselves. Women follow fashions and i have found this to be interesting and fascinating. The demand is big and its what i know best out of the skills i have developed for over ten years now. My typical costs range from 10,000 and revenue far exceeds revenue outlay. On average when business is not doing very well, at least i have something like Kshs. 7000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So i pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, i prefer buying cash than going on debts. This has really helped me to propel the wheel.
Loan Proposal
I supply cosmetics of all designs, women and children's wears. I also do salon business. This goods and services ae in demand due to he love women have towards themselves. Women follow fashions and i have found this to be interesting and fascinating. The demand is big and its what i know best out of the skills i have developed for over ten years now. My typical costs range from 10,000 and revenue far exceeds revenue outlay. On average when business is not doing very well, at least i have something like Kshs. 7000 for savings. First and foremost, for any business to do well, one has to pay himself/herself salary. So i pay myself a basic salary that caters for school fees, home improvements and the rest as savings goes to reinvestment in growing the business. Lastly, i prefer buying cash than going on debts. This has really helped me to propel the wheel.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$195.00
Date disbursed
Apr 9, 2015
Repayment status
On Time
Projected term
8 months
Other loans
Lenders
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Summary
Amount repaid
$205.01
Amount remaining
$0.00
Date repaid
Dec 12, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 19, 2015 | $5.53 | Apr 20, 2015 | $5.53 |
| Apr 26, 2015 | $5.53 | Apr 27, 2015 | $5.53 |
| May 3, 2015 | $5.53 | May 4, 2015 | $5.53 |
| May 10, 2015 | $5.53 | May 11, 2015 | $5.53 |
| May 17, 2015 | $5.53 | May 18, 2015 | $5.53 |
| May 24, 2015 | $5.53 | May 25, 2015 | $5.53 |
| May 31, 2015 | $5.53 | Jun 1, 2015 | $5.53 |
| Jun 7, 2015 | $5.53 | Jun 8, 2015 | $5.53 |
| Jun 14, 2015 | $5.53 | Jun 15, 2015 | $5.53 |
| Jun 21, 2015 | $5.53 | Jun 24, 2015 | $5.53 |
| Jun 28, 2015 | $5.53 | Jun 29, 2015 | $5.53 |
| Jul 5, 2015 | $5.53 | Jul 6, 2015 | $5.53 |
| Jul 12, 2015 | $5.53 | Jul 14, 2015 | $5.53 |
| Jul 19, 2015 | $5.53 | Jul 20, 2015 | $5.53 |
| Jul 26, 2015 | $5.53 | Jul 27, 2015 | $5.53 |
| Aug 2, 2015 | $5.53 | Jul 27, 2015 | $0.02 |
| Aug 3, 2015 | $5.51 | ||
| Aug 9, 2015 | $5.53 | Aug 3, 2015 | $0.04 |
| Aug 10, 2015 | $5.49 | ||
| Aug 16, 2015 | $5.53 | Aug 10, 2015 | $0.07 |
| Aug 17, 2015 | $5.47 | ||
| Aug 23, 2015 | $5.53 | Aug 17, 2015 | $0.09 |
| Aug 24, 2015 | $5.44 | ||
| Aug 30, 2015 | $5.53 | Aug 24, 2015 | $0.11 |
| Sep 1, 2015 | $5.42 | ||
| Sep 6, 2015 | $5.53 | Sep 1, 2015 | $0.13 |
| Sep 7, 2015 | $5.40 | ||
| Sep 13, 2015 | $5.53 | Sep 7, 2015 | $0.16 |
| Sep 14, 2015 | $5.38 | ||
| Sep 20, 2015 | $5.53 | Sep 14, 2015 | $0.18 |
| Sep 22, 2015 | $5.36 | ||
| Sep 27, 2015 | $5.53 | Sep 22, 2015 | $0.20 |
| Sep 29, 2015 | $5.33 | ||
| Oct 4, 2015 | $5.53 | Sep 29, 2015 | $0.22 |
| Oct 6, 2015 | $5.31 | ||
| Oct 11, 2015 | $5.53 | Oct 6, 2015 | $0.24 |
| Oct 12, 2015 | $5.29 | ||
| Oct 18, 2015 | $5.53 | Oct 12, 2015 | $0.27 |
| Oct 19, 2015 | $5.27 | ||
| Oct 25, 2015 | $5.53 | Oct 19, 2015 | $0.29 |
| Oct 27, 2015 | $5.24 | ||
| Nov 1, 2015 | $5.53 | Oct 27, 2015 | $0.31 |
| Nov 4, 2015 | $5.22 | ||
| Nov 8, 2015 | $5.53 | Nov 4, 2015 | $0.33 |
| Nov 12, 2015 | $5.20 | ||
| Nov 15, 2015 | $5.53 | Nov 12, 2015 | $0.36 |
| Nov 18, 2015 | $5.18 | ||
| Nov 22, 2015 | $5.53 | Nov 18, 2015 | $0.38 |
| Nov 23, 2015 | $5.16 | ||
| Nov 29, 2015 | $5.53 | Nov 23, 2015 | $0.40 |
| Nov 30, 2015 | $5.13 | ||
| Dec 6, 2015 | $5.53 | Nov 30, 2015 | $0.42 |
| Dec 7, 2015 | $5.11 | ||
| Dec 13, 2015 | $5.53 | Dec 7, 2015 | $0.44 |
| Dec 12, 2015 | $5.09 | ||
| Dec 20, 2015 | $5.53 | Dec 12, 2015 | $5.53 |
| Dec 27, 2015 | $5.81 | Dec 12, 2015 | $5.81 |
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