To add the foat of m-pesa business

Jane Wambui

Naivasha, Kenya

15% repaid

Entrepreneur

Name

Jane Wambui

Member since

November 2013

On-time repayments

315 installments  •  11%

About Me

my name is Jane Njoroge .Am married with children .Am 45 years old.I started my primary education at St Marys Primary School in kinangop in Nyandarua County in 1970 to 1977.In 1978 i joined St Marys Secondary school and finished form 4 in 1981.I did not proceed with education.
Since then,I have been doing various business until i come up doing various business until i came up with an idea of starting an M-pesa business in Naivasha town.I started it with Ksh70,000 which i had saved from previous business as a green grocer.I started it in 2010 it .took some months for it to peak but later peaked.I do get my income from the commission i get from the safari com company.My aim is to add some other stock to increase the income I also sell stationary.Am thinking on how i can start selling phones from different companies .That is why am requesting for a loan from you.

My Business

my business is CLYDON HOLDINGS located in Naivasha at Kabati estate near Naivasha high school.It is located in a premises called Consolata house.I started it in 2010 as an m-pesa.M-pesa is a money transfer product offered by Safari com,a leading telecommunication company affiliated to Vodafone.We are paid commission according to the volume of business one transact.With the help of loans give by zidisha ,my profit has increase from about ksh10000 to ksh20000 per month since i now have more capital.Of rate i have been able to start a cyber cafe with two computers where i get extra ksh8000.I also have started selling mobile phone accessories and expect to make more profit from them.I also cell air time scratch cards.
All is is possible cartesy to zidisha and and generous lenders.I hope to add more computers and stock of accessories with tour future loans.This will make my business thrive even more

Loan Proposal

when i get the loan i will use sh20000 to increase the money for operations of m-pesa.This might increase my m-pesa income by about sh7000 per month.I will and one computer worth sh10000 to my cyber cafe.This will increase the number of customers and i expect to have farther income of about sh6000.I will add air time for sale with sh5000 which will bring farther sh2000 in profit monthly.The rest of the money i will buy mobile phone accessories for sale which will bring farther profit of sh1000.My business will have more profit of sh15000 which is enough to pay monthly installments of zidisha loan

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$441.00

Date disbursed

Sep 22, 2014

Repayment status

Late

Projected term

67 months

Lenders

valentin

Stockholm, Sweden

J

jdhowa2

Louisville, KY, United States

SeeMeeFi

Ontario, Canada

ads68

Melbourne, Australia

M

mkellerman

Shanghai, China

fairspirit

Utrecht, Netherlands

Cricketca

San Jose, United States

joaoferraz

RINCHOA, Portugal

Sarasota

Sarasota, Fl, United States

Z

ZandC

Sacramento, United States

T

thebonseung

Republic of Korea

pvilliger

Zurich, Switzerland

M

mguenter

Switzerland

Vesa

Helsinki, Finland

T

tehmle

United States

Mikers

Netherlands

H

Heath

United States

K

KiraDee

United States

G

gabewg

United States

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

A

alros

United States

A

alaldrich

United States

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  • Jane Wambui    May 5, 2015

    i recently got very ill i had to be admitted to the hospital. i used ksh6000 because i had an operation to remove fibloids.i had to close my business for two weeks and am now suffering financial crisis.Am trying to revive my business and will resume normal payments later

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  • Jane Wambui    Feb 25, 2015

    business is very bad nowadays.i also experienced a case where one of my employees stole cash which was meant for capital.this has made me struggle alot.M-pesa business is capital intensive and without capital you lose business.Am trying to borrow more capital from family members to bring my business back again

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  • Jane Wambui    Dec 1, 2014

    am unable to continue paying the same installment because business is bad.the children are at home and the for Holiday and parents are using a lot of money for their upkeep and little is coming to our business.People are now in festive mood and are using alto of money for chrism-ass preparations leading to low season of business of our type.The cloths and food staff are at hing season while ours are at low season.I will resume normal payments soon

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  • Jane Wambui    Sep 22, 2014

    SeemeeFi thank you and that is a prayer for my success.May you also succeed in all your undertakings

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  • Jane Wambui    Sep 22, 2014

    you know what my lenders, i had almost lost hope of the loan getting funded after it was almost expired.am very happy and thank you very much.Now my business is headed to high heights.I will pay as scheduled or even faster

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  • SeeMeeFi    Sep 20, 2014

    Hi Jane,
    I hope that you are able to increase your float and your profits!! All the best!

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  • Benard Musee    Sep 15, 2014

    Perfect business propasals hop your bid will be funded on time lam also hoping lenders will support mine

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  • Jane Wambui    Sep 13, 2014

    thank you all leaders who have funded my loan so far.i will use the loan well and pay as scheduled

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  • Jane Wambui    Jul 25, 2014

    hey,
    Firstly i thank to Zidisha group for the far that we have move together.Am still paying my loan n working hard to complete my loan,and get more.My business have move on well and hopping for the best From Zidisha.
    Thankyou

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