Increase services to boost my cybercafé

Benjamin

Webuye Town, Kenya

18% repaid

Entrepreneur

Name

Benjamin

Member since

August 2015

On-time repayments

309 installments  •  57%

About Me

Thanks you for this opportunity you have given me to join Zidisha Community...In my childhood summer I was very polite boy who used only to follow my parents orders as being instructed by them.....both home and school.
I overcame hardships according with the lifestyle my parents raised in...with hard work for survival on daily basis....Just why I'm trying my best, never to have that kind of life I used to have when I was young boy.
I started my business of cyber cafe in 2011 after KMTC College which I did Health Records & Information Technology, with only 18000/= which I used to save for my pocket money, that helped me to purchase a place of rent for 3months....5k each month.....after purchasing I only remain with 3k....in I went in talked to one of my friends and connected me to his friend who had a photocopy machine....I talked to that friend of his to lend me the machine and pay him at installments every month....and he agreed bcoz he was not using the machine that time....after that I came back to my friend that connected me, he had a laptop computer...I borrowed him to use on daytime and give him back in the evening after work, and he also agreed.....I did that for 2months while saving some little cash from photocopy machine, and I got one Desktop computer, which i gave back the laptop and continued with my desktop comp....I worked with it n save slowly, n which i managed to buy some computer machines...which upto now I have managed to get (7 TFT desktop and one Laptop computer which i use to run a cyber cafe.
Where I live the land is very fertile, bcoz plantation usually do well with farming.
I now have a family who depends on me and the business helps me to maintain them am so grateful to you zidisha for the support u have given me.
My hobbies: I like watching movies, footballs, and listening to cool music.

My Business

My cyber cafe deals with; General Computer Services, Photocopy services, Lamination, Book bindings, Research Projects & Proposals, and Computer Application Packages.
My services are very useful to my customers, who always believe in my excellent job services since I started the business....because I work on my professional level.
I choose this cyber business, because it is the work I do with passion...I really like it so much.
My typical costs and revenue is between 40k to 50k every month to my business.
To obtain the profit maximizing output quantity, we start by recognizing that profit is equal to total revenue (TR) minus total cost (TC).
An equivalent perspective relies on the relationship that, for each unit sold, marginal profit (Mπ) equals marginal revenue (MR) minus marginal cost (MC). Then, if marginal revenue is greater than marginal cost at some level of output, marginal profit is positive and thus a greater quantity should be produced, and if marginal revenue is less than marginal cost, marginal profit is negative and a lesser quantity should be produced. At the output level at which marginal revenue equals marginal cost, marginal profit is zero and this quantity is the one that maximizes profit.
Since total profit increases when marginal profit is positive and total profit decreases when marginal profit is negative, it must reach a maximum where marginal profit is zero - or where marginal cost equals marginal revenue - and where lower or higher output levels give lower profit levels.
With my business profit - I always support family member e.g. Parents, Sisters, Brothers, Some other profits I use to boost my business with reinvestment in growing the business with stocks, clearing the bills and other personal activities…also looking forward of expand it to something big, because zidisha has made my dream come true.
I do believe myself since my childhood time….I always believe no matter the hardships I face God has good plans to my life and nobody can change that.

Loan Proposal

The money will help me to purchase more stock to my business in order to increase services to my clients which will help me to make good profit in order to save for the expansion of my business in future, and I do believe my profit is going to increase by 80% rate.
Thank you zidisha community lenders for this opportunity of accepting me to be zidisha members, since i started using zidisha loan I and my family lives has changed a lot. Thanks to you zidisha lenders am so grateful to you all.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$996.00

Date disbursed

Jun 7, 2017

Repayment status

Late

Projected term

54 months

Lenders

AltruisticSelfishnes

Chicago, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

helogr53

Abbotsford, Canada

G

graememoss

Amsterdam, Netherlands

pentatonicscale

Niiza-shi, Japan

G

Goodwill

Oakland, United States

H

hteba

Northwich, United Kingdom

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

R

Rachel

Vernon, Canada

H

HobbyCollector

Beach City, United States

gseletko

South Perth, Australia

ibc123

Seattle, United States

PlanetEarth

Somewhere close, United Kingdom

mikeice

Kohler, United States

M

MarkKrakow

Joliet, United States

S

Stormcrow

Johannesburg, United States

T

Tony1

Australia

S

Stephan

Netherlands

KM

KHS Microfinance

Tampa, United States

Gab

Singapore

jinn

United Kingdom

Jon

Sweden

jtreyes

United States

E

erica

antwerpen, Belgium

JK

Hamburg, Germany

H

Harry

Florida, United States

PG

Paul Graham

United States

N

Nick

United States

jo

Los Angeles, United States

T

Tom

United States

RC

Rudi Chen

United States

Jes-c

United States

E

Elle

New York, United States

emilio

Sestri Levante, Italy

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

D

Dalton

San Francisco, United States

Dean Suminski

Portland, Oregon, United States

A

Andrew

United States

R

RMIM

United States

Paul Buchheit

Mountain View, United States

SS

Sandi Smith

Pimpama. Queensland, Australia

JW

Jeslyn Wegner

United States

afaness

Germany

BS

Brooke Schreier Ganz

Mill Valley, California, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

MC

Martin Carmouze

Sterling, United States

Ask Benjamin a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$178.21

Amount remaining

$817.79

Expected completion

Dec 5, 2021

Status

Repaying late

Installment amount

$11.15

Repayment History

Expected Payments Actual Payments
Jun 18, 2017 $10.87 Jun 17, 2017 $10.87
Jun 25, 2017 $10.87 Jun 17, 2017 $10.87
Jul 2, 2017 $10.87 Jul 2, 2017 $10.87
Jul 9, 2017 $4.94 Jul 9, 2017 $0.99
Jul 9, 2017 $0.99
Jul 9, 2017 $0.99
Jul 9, 2017 $0.99
Jul 9, 2017 $0.99
Jul 16, 2017 $4.94 Jul 15, 2017 $4.94
Jul 23, 2017 $4.94 Jul 23, 2017 $0.99
Jul 23, 2017 $0.99
Jul 23, 2017 $0.99
Jul 23, 2017 $0.99
Jul 23, 2017 $0.99
Jul 30, 2017 $4.94 Jul 29, 2017 $0.99
Jul 30, 2017 $3.95
Aug 6, 2017 $4.94 Jul 30, 2017 $4.94
Aug 13, 2017 $4.94 Jul 30, 2017 $0.99
Aug 2, 2017 $0.99
Aug 4, 2017 $0.99
Aug 4, 2017 $0.99
Aug 4, 2017 $0.99
Aug 20, 2017 $4.94 Aug 7, 2017 $0.99
Aug 7, 2017 $0.99
Aug 7, 2017 $0.99
Aug 7, 2017 $0.99
Aug 7, 2017 $0.99
Aug 27, 2017 $4.94 Aug 23, 2017 $0.99
Aug 23, 2017 $0.99
Aug 26, 2017 $0.99
Aug 26, 2017 $0.99
Aug 26, 2017 $0.99
Sep 3, 2017 $4.94 Sep 3, 2017 $0.99
Sep 4, 2017 $0.99
Sep 4, 2017 $0.99
Sep 4, 2017 $0.99
Sep 4, 2017 $0.99
Sep 10, 2017 $4.94 Sep 4, 2017 $0.99
Sep 9, 2017 $0.99
Sep 9, 2017 $0.99
Sep 11, 2017 $0.99
Sep 11, 2017 $0.99
Sep 17, 2017 $4.94 Sep 11, 2017 $0.99
Sep 21, 2017 $0.49
Sep 23, 2017 $0.99
Sep 23, 2017 $0.49
Sep 25, 2017 $0.49
Sep 26, 2017 $0.99
Sep 28, 2017 $0.49
Sep 24, 2017 $0.49 Sep 28, 2017 $0.49
Oct 1, 2017 $0.00
Oct 8, 2017 $0.99 Oct 2, 2017 $0.99
Oct 15, 2017 $0.99 Oct 2, 2017 $0.99
Oct 22, 2017 $0.99 Oct 13, 2017 $0.99
Oct 29, 2017 $0.99 Oct 13, 2017 $0.99
Nov 5, 2017 $0.99 Nov 2, 2017 $0.96
Nov 2, 2017 $0.03
Nov 12, 2017 $0.99 Nov 22, 2017 $0.99
Nov 19, 2017 $0.99 Nov 23, 2017 $0.99
Nov 26, 2017 $0.99 Nov 25, 2017 $0.99
Dec 3, 2017 $0.99 Dec 2, 2017 $0.99
Dec 10, 2017 $0.99 Dec 11, 2017 $0.99
Dec 17, 2017 $0.99 Dec 16, 2017 $0.99
Dec 24, 2017 $0.99 Dec 24, 2017 $0.99
Dec 31, 2017 $0.99 Dec 31, 2017 $0.99
Jan 7, 2018 $0.99 Jan 8, 2018 $0.99
Jan 14, 2018 $0.99 Jan 15, 2018 $0.99
Jan 21, 2018 $0.99 Jan 20, 2018 $0.99
Jan 28, 2018 $0.99 Jan 29, 2018 $0.99
Feb 4, 2018 $0.99 Feb 5, 2018 $0.99
Feb 11, 2018 $0.99 Feb 15, 2018 $0.99
Feb 18, 2018 $0.99 Feb 20, 2018 $0.99
Feb 25, 2018 $0.99 Feb 27, 2018 $0.99
Mar 4, 2018 $0.99 Mar 3, 2018 $0.99
Mar 11, 2018 $0.99 Mar 12, 2018 $0.99
Mar 18, 2018 $0.99 Mar 24, 2018 $0.49
Mar 25, 2018 $0.49
Mar 25, 2018 $0.99 Mar 25, 2018 $0.25
Apr 2, 2018 $0.74
Apr 1, 2018 $0.99 Apr 2, 2018 $0.25
Apr 11, 2018 $0.74
Apr 8, 2018 $0.99 Apr 11, 2018 $0.25
Apr 16, 2018 $0.74
Apr 15, 2018 $0.99 Apr 16, 2018 $0.25
Apr 28, 2018 $0.74
Apr 22, 2018 $0.99 Apr 28, 2018 $0.25
Apr 28, 2018 $0.49
May 5, 2018 $0.25
Apr 29, 2018 $0.99 May 5, 2018 $0.74
May 16, 2018 $0.25
May 6, 2018 $0.99 May 16, 2018 $0.74
May 16, 2018 $0.25
May 13, 2018 $0.99 May 16, 2018 $0.74
May 28, 2018 $0.25
May 20, 2018 $0.99 May 28, 2018 $0.74
Jun 4, 2018 $0.25
May 27, 2018 $0.99 Jun 4, 2018 $0.74
Jun 13, 2018 $0.25
Jun 3, 2018 $0.99 Jun 13, 2018 $0.74
Jun 16, 2018 $0.25
Jun 10, 2018 $0.99 Jun 16, 2018 $0.25
Jun 28, 2018 $0.74
Jun 17, 2018 $0.99 Jun 28, 2018 $0.25
Jul 1, 2018 $0.74
Jun 24, 2018 $0.99 Jul 1, 2018 $0.25
Jul 5, 2018 $0.40
Jul 7, 2018 $0.35
Jul 1, 2018 $0.99 Jul 7, 2018 $0.64
Jul 12, 2018 $0.35
Jul 8, 2018 $0.99 Jul 19, 2018 $0.49
Jul 22, 2018 $0.49
Jul 15, 2018 $0.99 Jul 22, 2018 $0.49
Aug 2, 2018 $0.49
Jul 22, 2018 $0.99 Aug 2, 2018 $0.49
Aug 12, 2018 $0.49
Jul 29, 2018 $0.99 Aug 21, 2018 $0.99
Aug 5, 2018 $0.99 Aug 23, 2018 $0.99
Aug 12, 2018 $0.99 Aug 28, 2018 $0.47
Sep 1, 2018 $0.51
Aug 19, 2018 $0.99 Sep 1, 2018 $0.47
Sep 6, 2018 $0.51
Aug 26, 2018 $0.99 Sep 6, 2018 $0.47
Sep 13, 2018 $0.51
Sep 2, 2018 $0.99 Sep 13, 2018 $0.27
Sep 15, 2018 $0.49
Sep 22, 2018 $0.23
Sep 9, 2018 $0.99 Sep 22, 2018 $0.76
Sep 29, 2018 $0.23
Sep 16, 2018 $0.99 Sep 29, 2018 $0.76
Oct 7, 2018 $0.23
Sep 23, 2018 $0.99 Oct 7, 2018 $0.76
Oct 21, 2018 $0.23
Sep 30, 2018 $0.99 Oct 21, 2018 $0.76
Oct 30, 2018 $0.23
Oct 7, 2018 $0.99 Oct 30, 2018 $0.76
Nov 11, 2018 $0.23
Oct 14, 2018 $0.99 Nov 11, 2018 $0.76
Nov 18, 2018 $0.23
Oct 21, 2018 $0.99 Nov 18, 2018 $0.76
Dec 8, 2018 $0.23
Oct 28, 2018 $0.99 Dec 8, 2018 $0.76
Jan 3, 2019 $0.23
Nov 4, 2018 $0.99 Jan 3, 2019 $0.28
Jan 5, 2019 $0.71
Nov 11, 2018 $0.28 Jan 5, 2019 $0.28
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.00
Dec 16, 2018 $0.00
Dec 23, 2018 $0.00
Dec 30, 2018 $0.00
Jan 6, 2019 $0.49 Jan 6, 2019 $0.49
Jan 13, 2019 $0.49 Jan 13, 2019 $0.49
Jan 20, 2019 $0.49 Jan 17, 2019 $0.49
Jan 27, 2019 $0.49 Jan 17, 2019 $0.49
Feb 3, 2019 $0.49 Feb 2, 2019 $0.49
Feb 10, 2019 $0.99 Feb 10, 2019 $0.49
Feb 17, 2019 $0.49
Feb 17, 2019 $0.99 Feb 21, 2019 $0.99
Feb 24, 2019 $0.99 Feb 25, 2019 $0.99
Mar 3, 2019 $0.99 Mar 7, 2019 $0.99
Mar 10, 2019 $0.99 Mar 15, 2019 $0.99
Mar 17, 2019 $0.99 Mar 19, 2019 $0.99
Mar 24, 2019 $0.99 Mar 26, 2019 $0.99
Mar 31, 2019 $0.99 Apr 6, 2019 $0.99
Apr 7, 2019 $0.99 Apr 16, 2019 $0.99
Apr 14, 2019 $0.99 Apr 23, 2019 $0.99
Apr 21, 2019 $0.99 Apr 28, 2019 $0.99
Apr 28, 2019 $0.99 May 7, 2019 $0.99
May 5, 2019 $0.99 May 11, 2019 $0.99
May 12, 2019 $0.99 May 24, 2019 $0.99
May 19, 2019 $0.99 Jun 2, 2019 $0.54
Jun 4, 2019 $0.44
May 26, 2019 $0.99 Jun 4, 2019 $0.54
Jun 16, 2019 $0.44
Jun 2, 2019 $0.99 Jun 16, 2019 $0.54
Jun 25, 2019 $0.44
Jun 9, 2019 $0.99 Jun 25, 2019 $0.44
Jun 26, 2019 $0.44
Jul 5, 2019 $0.10
Jun 16, 2019 $0.99 Jul 5, 2019 $0.44
Jul 10, 2019 $0.54
Jun 23, 2019 $0.44 Jul 10, 2019 $0.44
Jun 30, 2019 $0.00
Jul 7, 2019 $0.00
Jul 14, 2019 $0.00
Jul 21, 2019 $0.00
Jul 28, 2019 $0.49 Jul 29, 2019 $0.49
Aug 4, 2019 $0.49 Jul 29, 2019 $0.49
Aug 11, 2019 $0.49 Aug 20, 2019 $0.49
Aug 18, 2019 $0.49 Aug 20, 2019 $0.49
Aug 25, 2019 $0.49 Aug 30, 2019 $0.49
Sep 1, 2019 $0.99 Sep 8, 2019 $0.49
Sep 13, 2019 $0.49
Sep 8, 2019 $0.99 Sep 13, 2019 $0.49
Sep 22, 2019 $0.49
Sep 15, 2019 $0.99 Sep 22, 2019 $0.49
Oct 17, 2019 $0.49
Sep 22, 2019 $0.49 Oct 17, 2019 $0.49
Sep 29, 2019 $0.00
Oct 6, 2019 $0.00
Oct 13, 2019 $0.00
Oct 20, 2019 $0.49 Oct 17, 2019 $0.49
Oct 27, 2019 $0.49 Nov 1, 2019 $0.49
Nov 3, 2019 $0.00
Nov 10, 2019 $0.00
Nov 17, 2019 $0.00
Nov 24, 2019 $0.49 Jan 7, 2020 $0.49
Dec 1, 2019 $0.00
Dec 8, 2019 $0.00
Dec 15, 2019 $0.00
Dec 22, 2019 $0.00
Dec 29, 2019 $0.00
Jan 5, 2020 $0.00
Jan 12, 2020 $0.49 Jan 19, 2020 $0.49
Jan 19, 2020 $0.49 Feb 29, 2020 $0.49
Jan 26, 2020 $0.00
Feb 2, 2020 $0.00
Feb 9, 2020 $0.00
Feb 16, 2020 $0.00
Feb 23, 2020 $0.00
Mar 1, 2020 $0.00
Mar 8, 2020 $0.00
Mar 15, 2020 $0.00
Mar 22, 2020 $0.00
Mar 29, 2020 $0.00
Apr 5, 2020 $0.49 May 13, 2020 $0.49
Apr 12, 2020 $0.00
Apr 19, 2020 $0.00
Apr 26, 2020 $0.00
May 3, 2020 $0.00
May 10, 2020 $0.00
May 17, 2020 $0.49 Jun 21, 2020 $0.49
May 24, 2020 $0.00
May 31, 2020 $0.00
Jun 7, 2020 $0.00
Jun 14, 2020 $0.00
Jun 21, 2020 $0.49 Jul 19, 2020 $0.49
Jun 28, 2020 $0.00
Jul 5, 2020 $0.00
Jul 12, 2020 $0.00
Jul 19, 2020 $0.00
Jul 26, 2020 $0.00
Aug 2, 2020 $0.00
Aug 9, 2020 $0.00
Aug 16, 2020 $0.49 Sep 8, 2020 $0.49
Aug 23, 2020 $0.00
Aug 30, 2020 $0.00
Sep 6, 2020 $0.00
Sep 13, 2020 $0.35 Sep 22, 2020 $0.35
Sep 20, 2020 $0.00
Sep 27, 2020 $0.00
Oct 4, 2020 $0.00
Oct 11, 2020 $0.00
Oct 18, 2020 $0.01 Oct 21, 2020 $0.01
Oct 25, 2020 $0.01 Oct 21, 2020 $0.01
Nov 1, 2020 $0.01 Oct 21, 2020 $0.01
Nov 8, 2020 $0.01 Nov 8, 2020 $0.01
Nov 15, 2020 $0.01 Nov 8, 2020 $0.01
Nov 22, 2020 $0.08 Nov 8, 2020 $0.08
Nov 29, 2020 $0.00
Dec 6, 2020 $0.01 Dec 8, 2020 $0.01
Dec 13, 2020 $0.01 Dec 17, 2020 $0.01
Dec 20, 2020 $0.01 Dec 17, 2020 $0.01
Dec 27, 2020 $0.01 Dec 17, 2020 $0.01
Jan 3, 2021 $0.01 Dec 17, 2020 $0.01
Jan 10, 2021 $0.06 Dec 17, 2020 $0.06
Jan 17, 2021 $0.49 Apr 12, 2021 $0.49
Jan 24, 2021 $0.00
Jan 31, 2021 $0.00
Feb 7, 2021 $0.00
Feb 14, 2021 $0.00
Feb 21, 2021 $0.00
Feb 28, 2021 $0.00
Mar 7, 2021 $0.00
Mar 14, 2021 $0.00
Mar 21, 2021 $0.00
Mar 28, 2021 $0.00
Apr 4, 2021 $0.00
Apr 11, 2021 $11.15 Jan 17, 2022 $0.99
Apr 18, 2021 $11.15
Apr 25, 2021 $11.15
May 2, 2021 $11.15
May 9, 2021 $11.15
May 16, 2021 $38.32
May 23, 2021 $38.32
May 30, 2021 $38.32
Jun 6, 2021 $11.15
Jun 13, 2021 $11.15
Jun 20, 2021 $11.15
Jun 27, 2021 $11.15
Jul 4, 2021 $11.15
Jul 11, 2021 $11.15
Jul 18, 2021 $11.15
Jul 25, 2021 $11.15
Aug 1, 2021 $11.15
Aug 8, 2021 $11.15
Aug 15, 2021 $11.15
Aug 22, 2021 $11.15
Aug 29, 2021 $11.15
Sep 5, 2021 $38.32
Sep 12, 2021 $38.32
Sep 19, 2021 $38.32
Sep 26, 2021 $38.32
Oct 3, 2021 $38.32
Oct 10, 2021 $38.32
Oct 17, 2021 $38.32
Oct 24, 2021 $38.32
Oct 31, 2021 $38.32
Nov 7, 2021 $38.32
Nov 14, 2021 $38.32
Nov 21, 2021 $38.32
Nov 28, 2021 $38.32
Dec 5, 2021 $5.06

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