To buffer my stock

Chizoba    Feb 26, 2020

He will make part payment by tomorrow

Chizoba    Jan 7, 2020

His number is switched off,and the other number I called,he denies taking a loan

Adekunle    Dec 10, 2019

Due to the increase in my sales of laptops this weeks, i think i can afford to pay the full amount without affecting my business for now

Adekunle    Dec 6, 2019

Will be buying current stocks to my office like software packagesa and computer gadgets etc

Adekunle    Nov 15, 2019

Thanks for the response and advice, the problem has been solved early has my loan has been received, God will ever bless my lenders has my business has been growing gradually. Thanks

• Lotus Flower    Nov 15, 2019

  You're welcome, and I'm glad the problem was resolved.
  
  I noticed that you paid the loan early. Please be aware of the following:
  
  It's actually not a good idea at Zidisha to pay ahead of schedule, unless you're absolutely certain you always could pay early or on time for every loan you ever take out here.
  
  The reason is because only on-time and late payments go into the calculation of the on-time repayment score (unless the policy has changed, but I haven't seen any announcement about any change to that policy).
  
  Keep in mind, too, that the on-time repayment percentage isn't just for one particular loan. It takes into consideration all on-time and late payments you've ever made from the time you first joined the platform and for all Zidisha loans you've ever had on your account.
  
  So, that would mean that if you're ever late, then not only your late payment(s) would hurt your on-time percentage, but also any early payments would hurt it, too.
  
  "On time" at Zidisha is defined as paying exactly on the due date or anytime within the ten-day grace-period after the due date. (Keep in mind that dates and times are according to the U.S.A. Eastern Time-Zone.)
  
  Thanks, and best wishes.

  Log in to reply • Share

Lotus Flower    Nov 6, 2019

Hello,

You've posted in the wrong place, trying to get administrative help.

This is your borrower-lender Discussion page, which is intended for the following purposes: It's a place for you to update your lenders about your projects and your life in general (and where they may share about their projects and lives in general, too, if they wish). It also is a place for VMs to communicate with you and/or your lenders. And it's a location for you to tell your lenders anytime you want to adjust your payment schedule and why, and it's a location to tell your lenders about a payment you made that didn't get posted after three business days (in that case, you would tell them just the date and amount paid, and you would send all of the other details to the Staff, a/k/a the Team: www.zidisha.org/team on a "payment not posted" support ticket created from the HELP link in your account - as you can see, there currently are only two (2) people on the Staff).

Please don't confuse your lenders with the Staff.
Although the two current members of the Staff
also are lenders, most lenders *aren't* on the Staff.

For assistance with any administrative or technical issues,
please always click on the HELP link in your account,
because the Staff almost never visits the Discussion page
of any individual borrower.

Thank you.

Adekunle    Nov 5, 2019

My dashboard is displaying loan not approved for the past one week now, I don't really understand what is going on, have i done anything wrong, j need urgent reply, so as to know my faith