To buy farm inputs

Virginiah

Ngarariga Village, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Virginiah

Member since

May 2015

On-time repayments

206 installments • 39%

About Me

My name is virginiah njoki.I was born in subukia in Nakuru county.I was raised up in Kiborocho village in subukia. Subukia is a dry place most of the time. When i attained seven years old i joined nyataragi primary school, where i did my kcpe exam.There i got a certificate.since my parent were not well up ,i didn't continue with high school education.Later on i moved to Kiambu county in search of a job.The first job i got was a house girl.Th job was not wellpaying so i decided to quit. As years went by, i joined theological school were i got a certificate in theology.In 1998 i got married and by now i have got two children.My children aspire to be doctors .Kiambu is a cool and went place it's a high land.

My Business

Down the line i got connected to a person who taught me bead work.After three years of working, i had skill and a little capital.I decided to put my own business.At start the business was not promising but i encouraged my self and finally it picked up.Bead work mostly involves decorations.I make thing like mats,small baskets,neck less,handbag s using beads of different co lours.The work is comfortable because i work in my house and in my own speed.In a week i normally make 20$. During the pick season when the tourist come to our country Kenya, the business really pays well.My average income is 250$ per month. I uses my income to pay school fees,buy food stuff and pay house lent.

Loan Proposal

Dear lenders ,
I would like to apply for a loan of $100.I need to buy farm in puts to plant in my piece of land.I will buy fertilizer for $ 30 , strawberries seeds for $40 and $30 will go to lab our and water for irrigation when there will be a shortage of rain.when the strawberries mature it will fetch good amount of money.One kilogram of strawberries goes for around $5 and the least i can harvest is sixty kilograms.so i will get fifty percent profit.My income will increase and it will help me now to put a green house.Thanks as you fund my loan.

Virginiah Njoki.