To level my piece of land

Virginiah

Ngarariga Village, Kenya

99% repaid

Entrepreneur

Name

Virginiah

Member since

May 2015

On-time repayments

206 installments  •  39%

About Me

My name is virginiah njoki.I was born in subukia in Nakuru county.I was raised up in Kiborocho village in subukia. Subukia is a dry place most of the time. When i attained seven years old i joined nyataragi primary school, where i did my kcpe exam.There i got a certificate.since my parent were not well up ,i didn't continue with high school education.Later on i moved to Kiambu county in search of a job.The first job i got was a house girl.Th job was not wellpaying so i decided to quit. As years went by, i joined theological school were i got a certificate in theology.In 1998 i got married and by now i have got two children.My children aspire to be doctors .Kiambu is a cool and went place it's a high land.

My Business

Down the line i got connected to a person who taught me bead work.After three years of working, i had skill and a little capital.I decided to put my own business.At start the business was not promising but i encouraged my self and finally it picked up.Bead work mostly involves decorations.I make thing like mats,small baskets,neck less,handbag s using beads of different co lours.The work is comfortable because i work in my house and in my own speed.In a week i normally make 20$. During the pick season when the tourist come to our country Kenya, the business really pays well.My average income is 250$ per month. I uses my income to pay school fees,buy food stuff and pay house lent.

Loan Proposal

if you grant me the loan use the funds to level my piece of land.So i will hire a tractor.i will uproot my tea plantation and level the land, so i can plant first growing horticulture crops which do well , fetch high price and grow quickly.The reason why i want to up root the tea plants and level the land is because the tea shrubs are yielding low yield.The horticulture crops will increase my income and help to employe one person to work on the farm.The total cost of doing that work is about 100$.I will use my income to pay the loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 10, 2015

Repayment status

On Time

Projected term

7 months

Lenders

Hope2012

United Kingdom

dlpringle

Denver, United States

UN

Uwe Neumann

Frankfurt Germany, Denmark

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