Buy raw cloth material for clothes-making business

Joseph

Kakamega, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

March 2015

On-time repayments

16 installments  •  38%

About Me

My official names are Joseph Otieno alias David. i was born in Siaya county in 1972 .I started my school in 1980 where i was promoted to standard two because i was very bright. I did well in K.C.P.E in 1987 and went to high School. Since i was born in a poor family , i did not make it to the college,but i was lucky to Join NATIONAL YOUTH SERVICE (NYS) in 1992 where i was trained as dressmaker and a designer for two years. I began my business after being employed in several companies, after saving enough money which i though would help me buy materials and the machines and other necessary things.This business of dressmaking has made me achieve a lot in terms of family making and educating my children . The unique thing in this culture is that people value bull fighting than doing their own creative work. my children would like to be engineers that is the song they sing.my past time hobby is athletic.

My Business

Since i began this Business i have been based on ladies and men' wear. I have been making ready made clothes and sale them and most of the time i depend on customers who have been very much attracted by my services.Everybody every where must put on a dress.and it is basic need,weather young or old,male or female,sick or healthy,it is in demand.I chose it because it is always a hundred percent profitable.there is no loss in dressmaking unless your good are stolen or burnt down. the challenge is only when the customers are seasonal.The cost of my services ranges from khs50 to ksh2000 when a customer brings his or her work.The revenue per year is ksh10 000
I always calculate the profit every week and then monthly.By the end of the month i earn myself a salary then i distribute them earnings according to the needs that we have in the family,education, food and perhaps health,and also home improvement.Some we reinvest to buy more materials to make the work move on.

Loan Proposal

My work requires sewing material everyday ,therefore when i heard about zidisha which offers a loan with low interest, i was very much interested and i knew that if my request goes through, i will not run out of stock. that is why i made my proposal requesting for a loan to add more working materials. so please consider my request.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 7, 2015

Repayment status

On Time

Projected term

6 weeks

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Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Wilberforce    Aug 21, 2018

    Please pay the money you borrowed from ZIDISHA.

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  • Wilberforce    Aug 1, 2017

    Hello Joseph your loan is overdue please pay your loan to grow your credit limit and also keep your integrity.

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  • Wilberforce    Aug 1, 2017

    Hello Joseph your loan is overdue please pay your loan to grow your credit limit and also keep your integrity.

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  • Wilberforce    May 15, 2016

    Dear pastor Otieno, your is over due and yet you are not making any effort to pay this amount, as a pastor you to a good example, please start reducing this amount to be free from this stigma of guilt. God bless you pastor.

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  • Wilberforce    Jul 13, 2015

    I will like to inform you that your ZIDISHA loan repayment is over due, please try to maintain on time payment to increase your chances of growing your loan limit.

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  • Joseph    Jun 5, 2015

    Thank you Zidisha for disbursing my loan in time and i would like to appreciate you very much for this will improve my workmanship.

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  • Joseph    May 30, 2015

    Dear Zidisha Team,
    I am glad that you have fully Funded my loan and i want to thank you very much for you have done it on time.
    once the loan is disbursed i will straight away buy the finishing machine for i had already done the shopping around and confirm the model i wanted.This will help me have a good quality work.
    Thank you very much Zidisha.

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  • Joseph    May 28, 2015

    Dear Zidisha Team,
    I once again want to remind you of my loan application because we are heading to a high season of this business.I want to put everything in order as this season approaches ,so that i may not be left behind.
    Thanks

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  • Joseph    May 26, 2015

    Halloo Zidisha Team, i just want to thank you once again for the loan you gave me has really boosted my business.I really needed money because this was the time i was to make African wedding attires and i did not have enough money to do that in time .But now i can smile because my customer put faith in me because i finished the dresses in time because of Zidisha loan.thank you ZIDISHA

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  • Joseph    Apr 29, 2015

    Halloo Zidisha Team,
    I want to take this opportunity to thank all my lenders who made every effort to loan me.It has been a busy month with me since i got the money, because of making the wedding attires i talked about.The customer put me on toes without breathing space because time was running out. But i thank God that i have finished then and have beaten the time.I had tried to upload the picture of the raw material i bought and the attires i have made but is like my phone have a problem. But the moment it will be okay,i will post them and let you have a look at them.
    Thank you big.

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  • Joseph    Apr 8, 2015

    Dear Zidisha Team,
    I want to confirm to you that i have received your loan of amount Ksh. 9048.I am now preparing myself to go and buy the Raw cloth materials so that i can catch up with the time of the wedding contract i was given.
    thank you very much for the loan and i do believe it will make a change in my business.
    Best regards
    Joseph otieno

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  • Joseph    Apr 2, 2015

    Dear Zidisha,
    I want to thank all members who visited my profile and accepted my loan request. I believe this will boost my business as you have done it at the right time .

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  • Joseph    Mar 30, 2015

    Once again i want to thank you very much Zidisha Team for wonderful program you have to loan people internationally.I once again want to remind you about my business profile which is soon closing with only two days left.I now request Zidisha Team please to visit my business profile and consider the loan.
    Thank you for you consideration.
    Joseph Otieno.

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  • Joseph    Mar 27, 2015

    Halloo Zidisha Team,
    I want to congratulate you for accepting my loan application and approve it for loaning.I would like to request that you consider my proposal because i can see my days are elapsing and am still at 1%. I had received an order to make 20 pieces of African attires from a wedding family which is going to happen in April 25th Saturday.I therefore request your quick consideration so that i can get enough time to make them.
    Thank you for your respond.
    Joseph otieno

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