Loan for building materials to build a house
Wilberforce Oyiengo
Kakamega, Kenya
2% repaid
Entrepreneur
Name
Wilberforce Oyiengo
Member since
April 2014
On-time repayments
334 installments • 78%
About Me
Wilberforce Meki Oyiengo was born in 1976 and a resident of Rosterman. I went to Madende primary, Madende secondary and did my diploma in Architectural at Weco college of applied science and technology.
I am the first born in a family of six.
I started a small business of buying and selling second hand household goods since I was not able to acquire a Government job.
The business includes sale used household goods like Television sets, Refrigerators, Furniture, Microwaves, radios. clients find it affordable to purchase some of this good that they cannot afford to get them while new due to high prices. The business sustains my family being the only source of income.
My Business
I sell second hand house hold goods. This is after I realized many people prefer buying goods at a reduced price than going for a new one.
My source of income has been contributions from relatives, my own savings and borrowing loans from financial institutions like banks which charged high interests that posed a challenge to me.
I buy house hold goods from people who expose them cheaply to solve financial challenges elsware and in turn sell them to others, sometimes i may repair before selling them at fordable price. for example a used up 21`` television is bought at 8 dollars. Then I sell at 12 dollars, while a new is sold at 20 dollars. other goods sold at the same price earns good money.
Loan Proposal
After using the last loan to prepare all the necessary material for construction, I now request for the loan that will help me start building a family home, this will help me cut down experiences like house rent, also it will enable me to start thinking about long term investment, please help me realize this dream, because right now my business is stable and I have no problem with weekly loan instalment, thank you in advance.
Feedback
Positive
16
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$5,598.18
Date disbursed
Oct 21, 2018
Repayment status
Late
Projected term
40 months
Cost to entrepreneur
Service fee: $217.33
Credit risk payment:
$869.34
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