Entrepreneur
Name
Cobbina
Member since
June 2015
On-time repayments
82 installments • 60%
About Me
Cobbina Robert in his childhood was smallish and like telling stories in class. I brought up by my step mother and after my father's death at the age of fourteen. I started doing labour work at construction site for more than six to seven years and through that I manage to complete my JHS education and continued with my labour work till again I finished my SHS education too, all with my little savings and a little help from Sinor brother and sometimes my step mother. With my hard work, one lawyer enrolled me into a business school but unfortunately he traveled to abroad for further studies and I was dropped from the school after the first term due to lack of funds. I sponsored myself from my savings and enrolled into sunyani polytechnic and be hold or not after two semesters I was stop for failing to raise $500 at that time 2006. After all these school problems, I apprentice myself Tiles, pavement, slaps laying and block mouldings and came out sussefully to become self employed which till now I'm doing as my profession. I have benefitted from this work a lot as it has empowered me to look after my three children and on top of it all I have employed four of my family members into the work which has also help them in their school expenses and general well being of their lives. With three kids which the Lord has blessed me with, two girls and a boy which two of them want to be doctors and the other girl want to be a lawyer. In fact it is not an easy task looking for three kids and a wife but hard work and determination I'm doing fine. With the rich culture values I was born into help me to be self discipline and hamble. I wanted to be a footballer at that time but because of my size and my step mother I was living with couldn't help that ambition but thank God I'm doing fine and still love football as my best game in livewwith music to console myself.
My Business
With hard work dedication and trueffulness , I'm able to get sub- contract from individuals and institutions like schools, companies and many more. Cobbina Robert now has a registered enterprise in registry department in Ghana which is LORNASAH ENT. in sunyani. We now do pavement and tiles, slabs moulding and laying, landscaping, flowering and Block factory which is on the way coming. Of all these I have never had any help or loan from anybody or Bank to expand my business but the little I save has brought me this far. I have done a lot of work in Sunyani and around like Lorry stations, Banks premises, individual homes, schools, durber grounds and many more in terms of pavement and landscaping. Lornasah Ent has eight people whom I work with and five people are paid every day they come to work between $5 to $10 per each head. One will wonder why I chose this work by the way, as a smart guy I got to know a lot of people in the construction busines have neglected landscaping and pavement around our homes and I tell you one of the important areas where an apartment needs. Now people have accepted it and trust me they need our services every moment. Though the work is lucrative but it is costly interns of machines and moulds that always you need to do the work with and because the rubber moulds are of different design, each contract you take if you are not lucky enough you will buy a new one and it make financing the work very difficult in raising funds. But with all these difficulties if you are able to do, let's say a land scape of 200m2, after everything I mean labour cost and other cost associated with the work , you will still get about $100 as your net profit which is quiet good.
Loan Proposal
Cobbina Robert manager of Lornasah will be happy if a loan mention above is given, l will buy 50 rubber moulds in addition to my 50 to make it 100 to speed up a contract I have taken two weeks ago. The 50 pieces of the rubber moulds will cost about $100 and if I'm able to have 100 moulds it will reduce labour cost and that can profit me between $150 to $200. If this come true I hope to compite for bigger contract and will increase my labour intake.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$98.00
Date disbursed
Jul 16, 2015
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
Austin, United States
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