To expand my farm

Obed

Berekum, Ghana

100% repaid

Entrepreneur

Name

Obed

Member since

May 2015

On-time repayments

174 installments  •  32%

About Me

My name is Kumi Damoah Obed.I come from Berekum in the Brong Ahafo Region. I started my basic school at Akab Complex School, i furthered my education from there to Sunyani senior high school in Sunyani. My parents are farmers by profession hence all my education cost was funded by their product earns from the farm. In life it takes one’s own imagination to be poor or rich, thus you can identify a problem and solve it. when I completed my secondary education, due to my conscientious ability towards work, and courtesy that i have for people i was employed in a store and began to identify the needs of the community. With the little savings made, i started my own farm. My hobbies are reading and listening to music.

My Business

I am a commercial farmer ,I grow horticulture for sale to my villagers and and friends.I always irrigate my farm during dry seasons through the manual way by using watering can of which I use to fetch water to water the crops. Because of insufficient water supply to the crops due to larger state of the farm, supply for vegetables is low and as such I only get premium prices for my goods.
The demand for my goods is always high because of growth in population and reduced arable land .Most urban families depend on farmers like me to supply them with vegetables.

Loan Proposal

Hello lenders, first is to thank you for this great step you have taken in offering support to individuals through loans, I am looking forward to use this loan to expand my farm. this will aid me to also purchase a irrigation machine so that i can farm during the dry seasons as well. I look forward to having increased revenue as a result of good harvest, my daily profit will shoot from $45to about $65. Thanks a lot dear lenders. I will be prompt in repaying the loans.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 27, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

C

Christian

Saarbruecken, Germany

S

stroll

Stockholm, Sweden

SeeMeeFi

Ontario, Canada

A

Andy

Berlin, United States

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

J

jonastang

Hong Kong, Hong Kong

Z

zvrk2014

Brookline, MA, United States

Romojo

Paraparaumu, New Zealand

P

plhughes

United States

Gab

Singapore

Mouhamed

United States

JD

Jeff DePree

United States

YM

Yelka Mikolji

United States

JF

Jason Foti

United States

A

Andrei

United Kingdom

Ask Obed a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Kwabena    Jul 5, 2018

    I called him but I was told that he is going through financial crisis at the moment so he will start repayment again soon

    Log in to reply • Share
  • Kwabena    Jun 5, 2018

    He is now making the repayment on time

    Log in to reply • Share
  • Obed    Feb 2, 2018

    Am facing some challenges right now of which have drained my finances and I would like to reduce my repayment amount of 20 cedis to 5 cedis. I will adjust it if things start getting better.

    Log in to reply • Share
  • Kwabena    Jan 13, 2018

    I called him and we discussed alot about the organizational rules and how to adjust his loan when the needs arises.

    Log in to reply • Share
  • Obed    Aug 23, 2017

    I would like to reduce my weekly payment of GH65 to GH20 . This is quite unfortunate due to fact that my customers have disappointed me with payment for goods sold to them this week which has made my cash in hand as at now low. I will increase the payment to the original amount when i get the money on Friday.

    Log in to reply • Share
  • Obed    Jul 17, 2017

    Thanks to the lenders who have given me a helping hand I assure you that this money will be put to good use so that I will be able to pay as quick as possible.

    Log in to reply • Share
  • Obed    Jul 10, 2017

    To hit the nail right on it head, this loan really helped me to buy more pesticides and repaired my sparing machine when ever it gets spoil, which eventually increased my production.Am very grateful to zidisha and their noble lender. God richly bless you and your source of income.

    Log in to reply • Share
  • Obed    May 7, 2017

    I would like to reduce my repayment amount to. GH 20. I was having enough credit balance to make full payment but I used bigger part of the money to buy pesticides for my farm. I hope my appeal will be considered, thank you.

    Log in to reply • Share
  • Obed    May 4, 2017

    yes decorbetta

    Log in to reply • Share
  • Obed    Apr 16, 2017

    I would like to increase my payment of Gh5 to Gh20 because I have favourable accounts with enough liquid of funds with me. A friend who owed me some amount of money just paid me for some farm produce that I supplied to him making me have cash to pay off my debt, thanks for ur consideration.

    Log in to reply • Share
  • Obed    Jan 29, 2017

    There has been a little problem in my business dealings. The problem being that I was expecting one of my buyers to pay up an amount he owed me today of which he defaulted, this has made me have low amount of funds right now. I will appreciate it if my reduction request is granted today. I promise to add up to the original amount, thank you

    Log in to reply • Share
    • dcorbetta    Feb 6, 2017

      HI Obed,
      I Hope the problem will be solved and that your Business will go well despite your defauted Buyer.
      have a good job

      Log in to reply • Share
  • Obed    Dec 31, 2016

    Hello to you all my lenders, it is with a great pleasure to wish you a wonderful Christmas festive season, and also a complete year that we have enjoyed which is coming to an end today. Am also taking this opportunity to thank everyone of you for supporting me from all this while up till now. God richly bless you all.

    Log in to reply • Share
  • Obed    Sep 28, 2016

    Hello, my dear lenders am I have received the loan that I requested for. I must say that am also grateful for this support. I got the exact amount requested for which is GHS 778, i will use it buy more pesticides to boost my farm produce

    Log in to reply • Share
  • Obed    Sep 27, 2016

    Thanks for this opportunity granted, I will use the money efficiently and for the purpose that put out and pay up on time, once again thank you

    Log in to reply • Share
  • Obed    Sep 5, 2016

    Hello, I am very grateful for the kind heart that you showed me, thus, granting me the loan that I requested. It really helped me. I used the money to buy pesticide, which lead to me having a bumper and quality product for sale and also increase in revenue. Thank you very much.

    Log in to reply • Share


Loading...

Loading...

Loading...