Vegetable plantation seedlings

Jano Jepkemoi

Chemamul, Kenya

30% repaid

Entrepreneur

Name

Jano Jepkemoi

Member since

December 2014

On-time repayments

106 installments  •  8%

About Me

Am Female Kenyan citizen living in Kericho who can communicate very well in English, kiswahili and kalenjin (native). I'm a second born in a family of five. Started my early education in the year 1996 and completed my primary education in the year 2003. Joined my secondary education in the year 2004 and completed my secondary education in the year 2008. Joined college to pursue a diploma course in co-operative management. Kericho county is a place that is normally favorable for doing agricultural activities like farming and rearing of livestock. Both of my parents are farmers and they have educated all of us through their farming activities. During my free time I like listening to gospel music, travelling and helping the needy in the society. I developed an interest in farming where I used to help my parents in the farm. Our farm is divided into two where the first part is used for tea plantation and the other half for the rearing of livestock and horticultural farming like planting vegetables, maize, beans, tomatoes, cassava and potatoes.

My Business

My main source of income will through the plantation of vegetables on a one acre farm. the demand for vegetables is high in the nearby area and institutions. To plant these vegetables normally takes a period of one month to mature. The selling price per sack is $10 and one acre can produce about 30 sacks that can give a total of $300 per acre in one month the expenditure is normally through the purchase of pesticide control, labor cost, fertilizer and transportation cost. The total overhead cost will be around $50. This can generate a profit of $250 per month, so repaying the loan at the right time will be very easy. The crop rotation will be exercise to maintain the fertility of land. Alternative vegetable like cabbages and kales will be introduced to give a variety of choice to our customers, also the timing of planting will be very essential to avoid wastage and offer competitive na d quality products in the market

Loan Proposal

The following seedling will be required vegetables, beans, cassava and potatoes. so the requested loan will be used to purchase the because our farm is divided into two where the first part is used for tea plantation and the other half for the rearing of livestock and horticultural farming like planting vegetables, maize, beans, tomatoes, cassava and potatoes.Vegetable seedling and fertilizers. The requested loan from Zidisha will be used in the purchase of quality seedling from Kenya seed company. The transport and labor cost will be purely be catered from this loan that will be advanced from the zidisha lenders. The preparation of the land is currently on going ready for the plantation season in the coming month of February. The approximated cost for these seedlings will be about $100, because the cost of potatoes seedling quite very high at a bout $25, for the vegetables at $15, Fertilizers at a cost of $25 and beans at an approximated cost of $10

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jan 12, 2015

Repayment status

Late

Projected term

25 months

Lenders

G

guenter

Bremen, Germany

Laurent

Vevey, Switzerland

M

Mårten

Inden, Switzerland

H

howard

Vence, France

H

Hazel

United Kingdom

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  • Jano Jepkemoi    Sep 1, 2015

    To allow further planning of the loan repayment installment amount due my poor financial constraints. Thanks in advance

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  • Laurent    Jul 22, 2015

    Hello Jano,
    Ok for me if you adjust your repayments. If you decide for a lower amount, please try to repay on time. Good luck.
    Laurent

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  • Jano Jepkemoi    Jul 3, 2015

    I have feeling that I should adjust repayment installment to KES 300 to enable me arrange to pay the loan. Thanks

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  • guenter    Jun 20, 2015

    Dear Jano, you are late with your repayments. Do you have any news for us, please?

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  • Jano Jepkemoi    Apr 29, 2015

    Please allow me to adjust my installment amount so as to prepare for the next repayment by next week

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  • Jano Jepkemoi    Apr 13, 2015

    Due to changes in my financial cash flow, I have need to increase my loan installment amount.

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  • Jano Jepkemoi    Apr 4, 2015

    Hi Lenders.
    I have this privilege to be part of the zidisha member because I have benefited from the generous contributions from all the zidisha lenders which is having a positive impact on our daily lives. I will finish repaying the loan and post for another. Thanks

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  • Jano Jepkemoi    Apr 1, 2015

    Please allow me to adjust the installment amount to KES 400, so as to enable me arrange other repayment schedule on time due to some changes in my income status. Sorry for any inconvenience.

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  • Laurent    Mar 19, 2015

    Hello Jano, has the rain arrived yet?

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  • Jano Jepkemoi    Mar 14, 2015

    There is a slight drought in my area but expect rainfall very soon. I'm doing irrigation for my vegetable..

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  • Jano Jepkemoi    Mar 10, 2015

    More cash inflow and I expect to finish repaying the loan as soon as possible. Thanls

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  • Laurent    Feb 23, 2015

    Hello Jano,
    I can see that you are proceeding with repayment on time. Thank-you for that. I therefore supose that your plantation business is doing well. Good luck with your plans.
    Laurent

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    • Jano Jepkemoi    Feb 27, 2015

      Thanks Laurent, everything is in order despite the fact that there is no rain but we expect enough rainfall before March 15, 2015

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  • Kenneth Kimutai    Jan 16, 2015

    Anytime. Make sure you pay on time and keep lenders posted on the progress. In case of anything feel free to contact me.

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  • Jano Jepkemoi    Jan 14, 2015

    Many thanks..have proceeded with the purchase of the seedlings.

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  • Kenneth Kimutai    Jan 9, 2015

    Hi Janet. I have gone through your story and I am quite impressed. Good one and all the best.

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