Vegetable plantation seedlings

Jano Jepkemoi

Chemamul, Kenya

30% repaid

Entrepreneur

Name

Jano Jepkemoi

Member since

December 2014

On-time repayments

106 installments  •  8%

About Me

Am Female Kenyan citizen living in Kericho who can communicate very well in English, kiswahili and kalenjin (native). I'm a second born in a family of five. Started my early education in the year 1996 and completed my primary education in the year 2003. Joined my secondary education in the year 2004 and completed my secondary education in the year 2008. Joined college to pursue a diploma course in co-operative management. Kericho county is a place that is normally favorable for doing agricultural activities like farming and rearing of livestock. Both of my parents are farmers and they have educated all of us through their farming activities. During my free time I like listening to gospel music, travelling and helping the needy in the society. I developed an interest in farming where I used to help my parents in the farm. Our farm is divided into two where the first part is used for tea plantation and the other half for the rearing of livestock and horticultural farming like planting vegetables, maize, beans, tomatoes, cassava and potatoes.

My Business

My main source of income will through the plantation of vegetables on a one acre farm. the demand for vegetables is high in the nearby area and institutions. To plant these vegetables normally takes a period of one month to mature. The selling price per sack is $10 and one acre can produce about 30 sacks that can give a total of $300 per acre in one month the expenditure is normally through the purchase of pesticide control, labor cost, fertilizer and transportation cost. The total overhead cost will be around $50. This can generate a profit of $250 per month, so repaying the loan at the right time will be very easy. The crop rotation will be exercise to maintain the fertility of land. Alternative vegetable like cabbages and kales will be introduced to give a variety of choice to our customers, also the timing of planting will be very essential to avoid wastage and offer competitive na d quality products in the market

Loan Proposal

The following seedling will be required vegetables, beans, cassava and potatoes. so the requested loan will be used to purchase the because our farm is divided into two where the first part is used for tea plantation and the other half for the rearing of livestock and horticultural farming like planting vegetables, maize, beans, tomatoes, cassava and potatoes.Vegetable seedling and fertilizers. The requested loan from Zidisha will be used in the purchase of quality seedling from Kenya seed company. The transport and labor cost will be purely be catered from this loan that will be advanced from the zidisha lenders. The preparation of the land is currently on going ready for the plantation season in the coming month of February. The approximated cost for these seedlings will be about $100, because the cost of potatoes seedling quite very high at a bout $25, for the vegetables at $15, Fertilizers at a cost of $25 and beans at an approximated cost of $10

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jan 12, 2015

Repayment status

Late

Projected term

25 months

Lenders

G

guenter

Bremen, Germany

Laurent

Vevey, Switzerland

M

Mårten

Inden, Switzerland

H

howard

Vence, France

H

Hazel

United Kingdom

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Summary

Amount repaid

$36.11

Amount remaining

$85.73

Expected completion

Feb 12, 2017

Status

Repaying late

Installment amount

$1.12

Repayment History

Expected Payments Actual Payments
Jan 25, 2015 $3.13 Jan 24, 2015 $3.13
Feb 1, 2015 $3.13 Feb 2, 2015 $3.13
Feb 8, 2015 $3.13 Feb 9, 2015 $3.13
Feb 15, 2015 $3.13 Feb 16, 2015 $3.13
Feb 22, 2015 $3.13 Feb 22, 2015 $3.13
Mar 1, 2015 $3.13 Mar 1, 2015 $3.13
Mar 8, 2015 $0.00
Mar 15, 2015 $3.37 Mar 31, 2015 $3.37
Mar 22, 2015 $1.57 Mar 31, 2015 $1.57
Mar 29, 2015 $0.00
Apr 5, 2015 $4.49 Apr 6, 2015 $4.49
Apr 12, 2015 $0.00
Apr 19, 2015 $5.06 Apr 20, 2015 $5.06
Apr 26, 2015 $0.00
May 3, 2015 $1.69 Jun 30, 2015 $1.69
May 10, 2015 $0.00
May 17, 2015 $0.00
May 24, 2015 $0.00
May 31, 2015 $0.00
Jun 7, 2015 $0.00
Jun 14, 2015 $0.00
Jun 21, 2015 $0.00
Jun 28, 2015 $0.00
Jul 5, 2015 $1.12 Aug 17, 2015 $1.12
Jul 12, 2015 $0.00
Jul 19, 2015 $0.00
Jul 26, 2015 $0.00
Aug 2, 2015 $0.00
Aug 9, 2015 $0.00
Aug 16, 2015 $0.00
Aug 23, 2015 $0.00
Aug 30, 2015 $0.00
Sep 6, 2015 $1.12
Sep 13, 2015 $1.12
Sep 20, 2015 $1.12
Sep 27, 2015 $1.12
Oct 4, 2015 $1.12
Oct 11, 2015 $1.12
Oct 18, 2015 $1.12
Oct 25, 2015 $1.12
Nov 1, 2015 $1.12
Nov 8, 2015 $1.12
Nov 15, 2015 $1.12
Nov 22, 2015 $1.12
Nov 29, 2015 $1.12
Dec 6, 2015 $1.12
Dec 13, 2015 $1.12
Dec 20, 2015 $1.12
Dec 27, 2015 $1.12
Jan 3, 2016 $1.12
Jan 10, 2016 $1.12
Jan 17, 2016 $1.12
Jan 24, 2016 $1.12
Jan 31, 2016 $1.12
Feb 7, 2016 $1.12
Feb 14, 2016 $1.12
Feb 21, 2016 $1.12
Feb 28, 2016 $1.12
Mar 6, 2016 $1.12
Mar 13, 2016 $1.12
Mar 20, 2016 $1.12
Mar 27, 2016 $1.12
Apr 3, 2016 $1.12
Apr 10, 2016 $1.12
Apr 17, 2016 $1.12
Apr 24, 2016 $1.12
May 1, 2016 $1.12
May 8, 2016 $1.12
May 15, 2016 $1.12
May 22, 2016 $1.12
May 29, 2016 $1.12
Jun 5, 2016 $1.12
Jun 12, 2016 $1.12
Jun 19, 2016 $1.12
Jun 26, 2016 $1.12
Jul 3, 2016 $1.12
Jul 10, 2016 $1.12
Jul 17, 2016 $1.12
Jul 24, 2016 $1.12
Jul 31, 2016 $1.12
Aug 7, 2016 $1.12
Aug 14, 2016 $1.12
Aug 21, 2016 $1.12
Aug 28, 2016 $1.12
Sep 4, 2016 $1.12
Sep 11, 2016 $1.12
Sep 18, 2016 $1.12
Sep 25, 2016 $1.12
Oct 2, 2016 $1.12
Oct 9, 2016 $1.12
Oct 16, 2016 $1.12
Oct 23, 2016 $1.12
Oct 30, 2016 $1.12
Nov 6, 2016 $1.12
Nov 13, 2016 $1.12
Nov 20, 2016 $1.12
Nov 27, 2016 $1.12
Dec 4, 2016 $1.12
Dec 11, 2016 $1.12
Dec 18, 2016 $1.12
Dec 25, 2016 $1.12
Jan 1, 2017 $1.12
Jan 8, 2017 $1.12
Jan 15, 2017 $1.12
Jan 22, 2017 $1.12
Jan 29, 2017 $1.12
Feb 5, 2017 $1.12
Feb 12, 2017 $1.46

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