Entrepreneur
Name
Josiah
Member since
April 2015
On-time repayments
43 installments • 47%
About Me
I am called Josiah mongare.I was born in kisumu county or in nyanza province that is where the father of barrack Obama was born.Im the second born in a family of three.
I learned in kibuye primary school in kisumu county just within kisumu.I did my primary exam and passed joining kisumu boys secondary school.In secondary i joined bud boys who made me to drop out from school in the fourth year.
I started drinking beer plus taking some strong drugs.I stayed at home for two and half years,just dancing with small girls and drinking in the village.peole started saying i have been witched but that was not the case.My parents terned againest me they did'nt want to see me.I thank God who brought one paster in my life and took me to go and stay with him in Nairobi city.
By the time i was staying with that paster he gave me a word of encouragement.At the compound of the church there was a garden,he told me to plant some vegetable so that we can use them.I did that and they where prenty until i started selling some to our neighbours.
In return i was able to get some money for my living expenses.I saved some money that i used to open a small stall next to the church for cutting sukumawiki and spinach for my customers.By now i'm married with one girl 7 months old.My hobby is watching Tv and reading novers.
My Business
I operate a business of selling vegetables eg spinach,sukumawiki and some traditional ones.Most of my customers are Hotels,schools,hospitals and neighbourhoods.Due to the increase and appetite for leading a healthy life there has been increased demand for vegetables.
I cut sukumawiki and spinach for those people who are employed and they come to the house late.They find i have already prepared for them they go and cook.my cost are usually around 40dollars per day that involve buying 4 sucks of different vegetables.Pay county council licenses for 3 dollars ,2 dollars for poylthen bags for my customers.In return my all sales per day is 80 dollars.
The profit is 20 dollars.
I use my profif to maintain my wife and the kid.I intend to expand my business and i deally have 4 assistants,so i can serve more customers.That means i will creat employment for them
Loan Proposal
Dear lenders first of all i thank all of you for considering me in your lending of loans.This is my second loan which i am applying with hopes that you will still consider me.
Incase i get this loan i am going to put all the amount in buying the stock.one suck of sukuma wiki i going for ksh 2000(20 dollars) so i will buy two sucks.The remaining amount i will use for paying county license.
I hope of making profit which will help me and my family in paying school fees,buy food and clothing for my family i will also use part of the profit to repay back my loan.The rest i will save for future use.
I expect my profit to increase by 40%
Your kind support will be sincerely appreciated.
Thanks yours
Josiah Mongare.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$48.00
Date disbursed
Nov 3, 2015
Repayment status
On Time
Projected term
4 weeks
Other loans
Lenders
Germany
Ask Josiah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.