Women clothes for my boutique

Entrepreneur

About Me

hello lenders, I am githaiga Joseph aged 38 years. I am a family man with two kids-two boys. i am currently working with a local organization but also I have side jobs to earn extra income.

My Business

besides a salary I earn from my employer I also have small businesses to supplement on the income. I am engaged in selling cloth items at retail price.i buy new cloths and sell them through my friends and neighbors.basically it's a virtual boutique. Its a fairly new business venture but is able to bring some income and pay some bills.

Loan Proposal

Nowadays getting a loan from the local banks or the microfinance institutions is becoming increasingly difficult and expensive. I want to believe that Zidisha loans are here to assist small business persons like me prosper. At times, sales may go low just when I am planning to travel and get additional stock. The loan will supplement my little savings to buy more stock. A pair of shoes costs about 3 US dollars, a hand bags about 10 US dollars and a kitenge about 10 US dollars. The selling price may vary from about double the buying price depending on the market fluctuations of the day. With about 50 US dollars, I can buy 5 vitenges and sell them at 20 US dollars each. I usually buy more stock at the end of every month to coincide with the pay day for most of my clients.
When you have regular customers, they always request for more and more products/goods. Having a reliable and regular lender will ensure that at no time am i stranded due to lack enough capital to add more stock. Ensuring regular availability of what your clients need ensure sustainability of the business and customer satisfaction. I look forward to add value to the people I serve. Thank you.

Feedback

Loan Info

Lenders