Project Updates

I have successfully received my loan $854.17 and i have fully paid my first semester fees all by the help of our loyal lenders now i can peacefully study thank you Dear Lenders.

Yesterday"s profit could make more shopping. Thanks zidisha

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Keuntungan kemarin bisa buat belanja lagi. Makasih zidisha

Hi,
I thank you all for granting me this loan.
I intend to increase inventory for my business. This includes addition of Khaki trousers that are now in great demand as well as stock my normal fast moving products such as vests and boxers.
This will help increase my returns and profits as well as grant me the opportunity to see my dream come to fruition of supporting some relatives who are in desperate need of my assistance.
Thank you.

Hello lenders God should bless you in abundance for how you have helping my business.in fact Zidisha and its lenders are a good organization which are helping alot of people all over the word l have had my share and it really wonderful to be part of this happy family

The loan has really help me shape my life and business. There was no way i could have realised my dream of becoming a nurse had it not been Zidisha.
I am very grateful.

Zidisha is indeed, a very wonderful family to join. The little experience that I have had with zidisha testify it is a very genuine family to join. I have today, received my full disbursed loan and I will use it expand my provision shop. God bless you. Thank you.

i wish to express my thanks to my lenders for good work done for my business.The loan has able to increase my my profits of 30% and i am so happy that my business is growing.

hello lenders l have received the loan l asked for and l would use the money for the settlement of the fees and the books which l appealed for , may the good God bless you for the courage you have got for helping me and l am praying that zidisha would be extended to other part of the world to help the needy persons like myself from their problems thank you to you all the lenders

I am so happy today to have received my 3rd loan disbursed to me, I am so much grateful to my benevolent lenders,may God Almighty bless you so much.

I have received a total of Ghc895.00 equivalent to $223.75

This amount is will be used to purchase two(2) trumpets costing $125 each

Once again, I thank my lenders so much for their generosity.

Dear lenders am soo excited for i just received my money.I sincerely thank you all for your support and promise you that i will work hard to pay back my loan.Love you all.

I was able to use this months profit to pay the allowances of my workers and repair my two photocopier machines. This will help boost the work out put. Again, I am seriously putting resources together to pay off my outstanding loan balance as soon as possible to enable me secure a new loan to start a new line of rental business.

Its harvesting time for my peas to take them to the market while green. This the time they yield much profit.

Thanks to my lenders for taking me this far.
I'm repaying my loan in time

i am over joyed to see this loan funded faster than i thought.
i will straightaway you this loan to restock my shop with electrical appliances which are o high demand.
with these team of lenders i am very sure this business is secured
i am glad you help raise this amount and being a shareholder of this venture.
thank you all and God bless you!

Currently this is what is happening having an interview with Zambezi Magic a DSTV show which features me as a music producer to talk about the upcoming Zambian artists.Thank You ZIDISHA my studio is been recognized.

Dear lenders,
It is my sincere hope that you are all doing fine.I finally received all of my loan today.I thank you for contributing in kind to my loan.The loan will be put under good use and I believe it will be for the betterment of my society.I commit myself to the timely repayment of the loan.Thank you all and I wish you the very best and length of life for your profound generosity.

i am humble express my gratitude to my dear lenders for funded my loan for me and i thank them the good work done .The loan has helped me to improve my business and also give better service to my community.This loan will help to increase my profits to 60% and i hope my lenders will help me .i will use this loan to purchase refrigerator cost of $710, washing powder soap of $200, biscuit of $270, toffee of $100, soft drinks of $300 ,bags of rice $950, liquid shoe polish of $210 , pack of sardine of $500 .This loan will help me to increase my profits and able to support my family.

Dear Lenders,
I am here today to thank you and to assure you that the support you have given me has paid a lot because it allowed me to invest for some time in spiritual search. I suggest you read the publication that I have just sent to the members of my association on Facebook. (click the following link: www.facebook.com/justinemp....
In the days to come, I will give lectures to better explain my publication because I have a letter of support from the Minister of Foreign Affairs and International Trade. I hope you will understand how valuable your support has been and hope that my discoveries will also help some of you.

Translated by Google     Show original

Chers prêteurs,
Je suis ici en ce jour pour vous remercier et vous assurer que le soutien que vous m'avez apporté a beaucoup payé car cela m'a permis de m'investir jusqu'à un certain temps dans la recherche spirituelle. Je vous propose de lire la publication que je viens d'adresser aux membres de mon association sur Facebook. (cliquez sur le lien suivant: www.facebook.com/justinemp....
Dans les jours à venir, je donnerai des conférences pour mieux expliquer ma publication car j'ai une lettre de soutien du Ministre la culture. J'espère que vous comprendrez jusqu'à quel point votre soutien a été précieux. J'espère que mes découvertes pourront aussi aider certains d'entre vous. A très bientôt!

I have been able to used my loan funds to purchase so many drugs like Amoxycillin, Paracetamol, Benzathine Penicillin, Penicillin V, Streptomycin IE. My purchase has helped me to expand my business. My earnings from my business investment has increased for me to open another business which is medical laboratory.I have used my increased earnings to open a new medical laboratory equipments attach to my medicine shop. Also I have used some of my earnings to helped my younger brother to further his education and also used some to help my parents. Other interesting things about my neighborhood is that they are no more going to the hospital anytime they falls sick .This is because they used to come to my shop for treatment because now I have drugs and also have laboratory for diagnosis.

I will like to thank all of you for your tremendous support in providing me financial support to enable me run and improve my phone accessories shop.I have been able to acquire a 3in 1 scanner printer,photocopier and a desktop computer which I.m using now for secretarial services business.I want to introduce more phone accessories to resell and I will be glad if you can assist me again acquire my next loan.God richly bless everyone for lending me.

Good afternoon zidisha,I trust you are doing fine.am taking this opportunity to thank you for the previous loan you lended me it really help me a lot.I purchased for gas cylinders and refilled my empty cylinders and now am looking forward to get another load from you.
The loan helped me to purchase another extra one cylinder of 13kg @ksh 4000 that's equivalent to 40dolars
My family are proud of zidisha because they have made us be somewhere and our business to move on.Neighbours also are happy for the delivery and service I give them it's just a phone call away and then I deliver the gas them.
I take this time to thank my lenders and to continue supporting me in my business.

I projected to be earning less than what i am earning now. i projected to be earning about $75 a week from the tricycle business and amazingly, i am earning about $108 a week. Thanks to Zidisha, Thanks to Lenders.

Let me inform you of the best moment of my company. The owner of a restaurant asked me to make iron tables and chairs in order to enlarge his capacity of reception of his restaurant. I will make these chairs at $ 20 per unit and $ 14 per table. This work will allow me to earn money in profit to fully repay my loan with zidisha. That is the good news I wanted to share with you. Thank you for everything you do for the Africans.

Wow...!!!!
Thank you so very much my lenders for fully funding my loan!!!! Am extremely elated for this generous act that you have done for me.

Well, as already highlighted in my loan application profile, I intend to purchase a radiator for my recently acquired taxi minibus.

Once the taxi minibus starts operating, it means that the fleet of my taxi minibus will increase from one to two, thereby also increasing the revenue that will be realized from my transport business. Moreover, the taxi minibus will create employment to the driver and conductor that will be employed. Taxes will also be paid to the government.

A very big thank you once more time to you all my good, wonderful and generous lenders. You have made the running and growing of my transport business much easier, in that you always come through for me in times of need.

May God richly Bless You All..!!!

I am so happy my loan application has been fully funded. I really needed this loan to bolster my business as it will help me acquire much inventory for my ladies bag business. A $710 stock of inventory will at least increase my profits by 30% of which i will reinvest about 20% and use the remaining on savings and taking care of my family needs.

Thanks to all my lenders. Thanks to Zidisha.

Hello dear lenders,i want to give my sincere gratitude over the great work you are doing for the people over the world. With the last loan i got i was able to purchase the meat grinder machine which made a great deal in my business,i was able to make my own sausages and supply to other customers,i was able to have at least two more employees and most of all i was able to start school of course catering i would love to continue this course because it will me become more of an expert and for sure i will need more accessories for this business to continue growing .Thank so much God bless.

I received $310.17 and I highly appreciate for this loan.

Great thanks to my lenders I trust them.GOD RICHLY BLESS YOU ALL.

Best of luck!

I must confess, I'm so grateful to all lenders who have always loan me. The loan I just finished paying was used to purchase a bag rice and sugar. Part of the profit I made helped me to buy other items I needed in my shop. These extra items I bought with my profit attracted more customers to buy from me since I had variety. My new loan when funded will be used to buy assorted drinks and biscuits to stock my shop. These assorted drinks and biscuit will help me earn much profit for my business since Basic school children will be having their end of year get together popularly called OURDAY. During this period, they buy different drinks and biscuit to add to their home prepared food and take to school. When this loan is funded ,I will be able to make this purchase which will raise my profit margin by 22%. I therefore plead with all lenders to help fund my loan and I promise to pay all installment amounts on time.

I bought a smart phone .
It has helped me take business photos, capture of events,posting to my Zidisha account,also i have Zidisha app to access all my information without going to cybercafe.
My earnings has increased an average of 2500 Kenya shillings(Us dollar 25)
I used the increase to cloth, feed and educate my children.

This is what i did with the loan. Thankyou very much lenders for making this succeed.

Dear lenders, I received 13,736 KES and i purchased iron sheets, timbers, building stones and paid labour charge for the roofing of my rental house. Thankyou very much lenders for funding my loan.

Sample of the posters i printed with the loan. Thank you all my lenders for making it possible.

Hello Zidisha team,

I can confirm that I have received K3325. I thank you very much for the help, I will make sure I pay back on time according to the repayment schedule. Currently I have just managed to buy a copier cartridge with a plan to purchase the other two equipment before the close of business today. Thank you so much and God bless you all

Part of the building

Part of the building

Rentals are a big cost in business in this part of the world. This is the reason I determined to build myself a shop. It's going to be expensive initially but will pay off in the long run. I have broken the project in 4 phases.
Phase 1.) Foundation, Superstructure, Roofing, Floor and Septic tank. Total cost about $2,300 (Completed)
Phase 2.) Plastering walls, Doorframes and doors, Window frames and Window panes, Painting. Total cost $2,000 (More than half has been done)
Phase 3.) Toilets, Verandah (Roofing, Pillars, Electrical wiring, Tiles) Total cost about $250
Phase 4.) Electricity connection to power grid, Equipment (Photocopier, Laminator, 2 Secondhand desktops, 2 Tablets, 4 Secondhand chairs) Total cost about $1,000
I plan to help the youths in the area in the way of motivating them to make something of their lives and have computer games as way of teaching and recreation. There is not much in the way of creation and role-models here.

I am here to to just bless my great great lenders for wonderful work been doing my life and zidisha community as a whole. I am doing well in phones business for seek of zidisha affordable loan always given to me . I am much grateful with peer heart . GOD BLESS YOU ALL MY GREAT LENDERS .

My dear lenders, I spend my loan on buying items such as wood and examples are mahogany, asanfra , wawa,odum,sapele and ciddar, and some tools like cross cutsaw, spoke shaves, bundle of sandpaper and one gallon of Sandy silla, the total of all these items and tools will cost 1136,that would be 230 dollars when it is converted. Thank you very much.

This is what am going to do once I receive this money. I am planning to renew my business shop lease for the next five years. I am expected to pay rent for one year to the Landlord which we have already negotiated terms.
Monthly rent will be Usd 150 which is Kes 15,000/- which will cost me Usd1, 800 and in Kes. 180,000/-
I have already save the remaining balance, so I was requesting zidisha to lend me so that i can be able to proceed with my business.
So once am done, i will be released from monthly repayment for a period of one year. This will give the perfect opportunity to repay back to zidisha.
Thank you zidisha

Hello, dear lenders, thank you and God bless you for transforming lives and making dreams a reality here in Africa if not for all but my self. I sing a new song now. My other business is producing good books now. This is generating good profit to me. I was able to employ three additional staff workers to help in my business. Dear God, kindly bless kind hearted individuals lenders who help brings smiles on the faces of peoples like us...

With my loan i purchased clothes for both older and young people, The purchase made a different in that my customers have not been dissapointed at any time. my earnings have increased a great deal as i gunnered 10 dollars to be precise.The increased earnings have been used to increase stock and also pay school fees for my kids, my kids are comfortable in school as they have all the learning materials at there disposal than before.

This is ongoing of my cabbage farm.

I went to South Africa and i ordered/purchased,very good second hand laptops to sale in our country Zambia.I purchased 5 laptops 3 HP Laptops,2 Accer Laptops and 3 HP colour Printers.The cost for each laptop was USD 200,hence the total cost for 5 laptops came to USD 1000.Each HP colour printer cost price was USD 95.I sold each laptop at the selling price of USD 320 in Zambia.After selling all the 5 laptops i netted USD600 as profit margin.My total business earnings both my wholesale shop of groceries,laptops and Printers has increased tremendously to USD1200. Some of earnings iam saving for the expansion of my business investments.Some of the profits i have purchased a viable land to begin constructing a shopping mall in our community.Iam also building a 5 bedroomed house for my family and children.My next target is to purchase a car.This is why i really want to work hard with zidisha loans which is investing for the future.Maintain 90% repayment on time to qualify for larger amounts.Zidisha loans has created employed my self and becoming a great enterprenture business man.So far i have also employed 5 employees because of zidisha loans.I also want to continue empowering others as i expand my businesses in future.Iam really liberated and proud Zambian because of zidisha empowering us financially and economically and also not forgetting the entire Africa continent where is empowering main lives.I love waching footbal,travellingl and clubing sometimes.

With this loan I plan to add more stock into my business so as to grow my clientele as well as the profit margin which I hope to grow by 50% and above.
My plan is to buy 10 Reams of printing papers @ $40
and 2 Bales of kids trench coats @ $40
and 1 Bale of adults trench coats @ @30
This loan will help expand my business and improve my living standard and that of my family.
Thankyou again team Zidisha for the funding I believe it will be of great help. God bless

Good lenders,i am so thankful for your financial support,my business has a lot of impacts since i bought the digital printer,i have managed to meet my daily and monthly expenses without struggling .I am looking forward for this continuation of this financial support ,God Bless you abundantly,Thanks.

Hello Lenders,
I am grateful for the Loan awarded to me. I received KES 4,193 ($42). This will enable me pay for my Binding machine. I was unable to raise enough money at once to purchase the machine but since I joined Zidisha, I have managed to save and buy a machine. This will increase my revenue by 25% per day.
Averagely, Binding service gives a minimum of $2.5 per day (net income). This transforms to $65 per month. this is a 25% increase on my monthly earnings. I used to make $10 per day but now I will be making $12.50 per day.
The revenues harvested will help me complete my family projects such as house renovation and purchase more equipments and machines for my cyber.
Thanks all Lenders and the Zidisha team

at my working place

Hello my lenders, I confirm to you that I received your loan yesterday morning and am extremely happy. I will buy a printer for my cyber cafe to increase my profits.
Thank you and be blessed for your continual support.