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School fee for my daughter's college

orphaned children that we went to visit at destiny children's home

School fee for my daughter's college

halo lenders i just want to thank all of you for the support and trust you have in me by lending me your finances to improve my business, the completed loan of 38000KES i used it in buying more stocks for the shop, last year was not a bad year for the business since i manage to open another branch along the major road of kitengela, this has made me increase number of workers from one to four i.e 2sales ladies and one machine operator.
as a family i would say that this time i managed to buy a piece of land in the rural area ,this i will either build or wait for an opportune time to resell for a better profit,i haven't decided yet.
my daughter Hope Faith is now in class seven and doing well in class since there is no strains of paying her school feel and i thank God for helping me that this time round she wasn't sent home for the fees.
at the beginning of this month, i organized a group of people and visited an orphanage just within town ,that was a wonderful experience to me realizing that i can also share with the needy,am looking forward to do more.
once again thank you lenders for your support

Expanding my retail shop

Hi lenders..
Am so happy that my loan is fully funded and i thank you so much for that. you guys are the key to my future and i really appreciate that.
this new loan will help me so much, as i will use it to boost my business.
Am working with approximate 10 sacks (90kg each) in a month and that still isn't enough considering my customer needs, and so i will add my monthly stock to be around 15 sacks or more. with this, i will have increased my monthly earnings and that will surely help me achieve more in life.
I once more that you so much for your kind contributions towards my loan.
Thank you so much and God help you.

Food kiosk

Hi to you all my lenders am very happy for your financial support you have given me..

VR

Distributing barrels for water storage

Congratulations on a great business Abigail, looking forward to hearing your progress once your loan is fulfilled!

Add a new classroom building to our school

Dear Wendy, everyone loves their uniform, because it's so beautiful. This 6th March was Ghana independence day, and we wanted to go and match but not all of them have this beautiful uniform, so we couldn't go. But next year we will definitely be part of the match. Please, they were 61 in the month of June 2015. But as I'm speaking now, I have 52 girls and 91 boys, and their total are 143 children. Please, you will definitely see them here. Thank you.

WE

Add a new classroom building to our school

How many children have you got in your school, Stephen? I love their uniform, by the way!

Library books to help my pupils read better

My pupils and I are grateful to the Zidisha group.
Thank you very much.

Library books to help my pupils read better

Supplementary books purchased for my pupils:

Buy plastic labels

I am very grateful for all that this well-organized community has been doing, promoting success when it comes to both education and business. With the money I received from Zidisha, I can now label all of my aluminium profiles with plastic labels in order to dominate the Ghanaian Market. Thanks to Zidisha and my lenders.

Loan to purchase an oven

Wow, what a family to join!
In fact, you have made my dream come true.
I have been able to purchase some flour and margarine, which is making my business boom. Thank you, lenders and the Zidisha team!

Long-distance trade in smoked fish

Hello Agnes,
I am very happy to see that your smoked-fish business is doing so well. Thank you for the on-time repayments. I will support you anytime again in the future.
Laurent

Selling fruit & selling meat

I am much humbled this wonderful afternoon to thank the Zidisha family for the great support you have shown towards my success. With the loan you gave me, I managed to buy a motorbike which has been of great support to my business. In fact, it has quickened getting my supplies to my esteemed customers. My customers are very happy now that they are getting their goods on time. Good luck and success in all your endeavors.

Water purification service

Hello, my great sponsors!
I want to gladly inform you all that this week has been a blessing to my business, as I have recorded the highest sales ever since I opened my shop one-and-half years ago. I have no doubt that I am going to achieve my goals, thanks to Zidisha. How I wish I had known about Zidisha when it was founded; I could have attained my goals and started giving back to the community sooner. May God bless you all & your families, for me and other borrowers. We really need your support on this journey.

Restock existing store & open a new branch

I have cleared my third Zidisha loan and I am very excited for the accomplishment. Zidisha came at the right time when the business expansion was conducive due to rapid electrification in our region. My business has grown by leaps and bounds and I owe this growth to Zidisha lenders. Thank you very much.

Enlarging my tailoring shop

Thank you my special lenders for funding my project so quick. I am grateful to all of you. I will use this loan to renovate my shop, make it a bit more spacious for my customers and purchase different kinds of materials and fabrics for all occasions to satisfy the demands of my customers. More customers more job to do and more increases in my profit margin. Thanks to all of you. l cherish you all.

Tuition for degree in Business Management

Hi lenders,
I gladly take this opportunity to thank all for your endless support. The Car wash machine i bought with my previous loan has positively boosted my earnings by 30% and was able to repay back my loan without much difficulties. As a family our income is sing hence better leaving and this is because of your financial support.
With Regards,
Fridah

To help pay for forklift training & transportion to school

My Dear Lenders,
Please, a sample of the product I imported with my first loan. Am very grateful for your help. God bless and be with you all.

Expanding my diagnostic laboratory to an outpatient clinic

I have completed the partitioning and renovation of the house I shall be using for my clinic. I placed an order for the equipment and am awaiting delivery.

Funds for my retail, online, and farming businesses

I am extremely grateful for your assistance in funding my project;Thanks a lot. The money sought shall be used in purchase of a laptop and internet modem; costing a total of $ 300. This shall enable me to accept more online freelance work while at the same time enable me to train and add more freelance writers.

To stock my electrical shop

The amount given to me was used to buy electrical cables, set of screw drivers and fittings that was used for some house contract that I had to do installation. The profit was used to pay my younger Sister's school fees and I also used some to stock my electrical shop. This load that I had helped me to reduce my financial burden and has also aid to stock my shop and has been able to enjoy one shop keeper. Thanks a lot to my lenders.

Reckabecks fashion

Thank you my lenders and Zidisha team. You are making me rich

Inventory for pharmacy and laboratory

I greet you all zidisha members.To the lenders i extend my warm regards to you, Thank you for your financial support and making my business stable.
Today am glad my sheep gave birth to a lamb,My four months hens have also started laying, My young bulls are also doing well.All is because of your support and am grateful.
Thank you for your kindness and good relationship with you.

Add a new classroom building to our school

Dear Team Zidisha and Lenders,

Please, when you are praying, remember me too, as I always remember you in my prayers. Pray for me that, all my dreams shall come true.

You came as an angle for me and I am so proud of you and proud to be part of Zidisha borrowers. I will always pray for your happiness. Your names are included in the list of my prayers. I will always remember you for helping in my classroom building. When the building of the classroom gets done, some of the parents will definitely bring their wards from ‘town’ to the ‘village’ school, which will be so wonderful and so unique. Because, I will also buy a brand new school bus, which will occupy 100 students, and advertise on all the radio stations in Sunyani, by your support. When God permit. The student will feel very comfortable and always proud to be a student of CHILDREN ARE TOMORROW FUTURE EDUCATIONAL COMPLEX (CATFEC). I am very grateful for your wonderful support, kindness and your good friendship. Please, I bought three (3) trips of chippings, three (3) trips of sand and fifty (50) bags of cements, and have been used for the foundation level. As it’s my big dream to finish everything this year 2016, I have strongly started the “Project” and currently at the foundation level as I said and this school is going to be a story building. Even though, I receive a monthly salary from the Controller and Accountant General Department, since I completed my Training College of Education and posted to work as a teacher at Sunyani. Parents also are paying their wards, school fees impressively. Frankly speaking, it’s only not that funds which I am really benefiting from, but the affordable loans that you always provides to me. So I am really grateful. May God richly bless you all. Please, Attached are the photos of the project. Thank you.

Water tank and wheelbarrow

Hello lenders,
I managed to buy a foot pump for irrigation. I am very proud of you. I have planted 3/4 acre more and am looking forward to a better future.

A

Irrigation for my vegetable farm crops

I am very thankful for your efforts to grant loans for people's businesses all over the world. I used the loan to purchase fertilizer for my vegetable farm which has helped me to earn more profit. Thank you so much, my dear lenders.

New stock for my business

I am typing this wearing a smile..i received the loan on time, purchased the stock i needed. i have buyers waiting for the second consignment. Thank you Zidisha!

E

Tools & equipment for repairing computers

Hello George!
Just wanted to let you know.... in case you need a free and open source office suite at no cost for your PCs... have a look at www.libreoffice.org/
All the best for your business!
Namastè! cico :)

E

Stock of medicines for my pharmacy

All the best Esther! :)
Greetings from Italy :)
Namasté

Restocking my coping/printing /opening new mpesa

PANAMA BOOKSHOP AND MPESA.come one come all

T

Selling organic-crop seedlings

Congratulations on your new loan, Mark. Best wishes for your continued success!

Loan to purchase jewelry inventory for my boutique

Thank you lenders for the loan i received $362.03
With this loan i purchased
earrings worth $150
chains worth $50
bangles worth$100
This has enabled my business to further provide this goods which are in demand thereby ensuring customer satisfaction and boosting profit margins.
I project an increase in profit by 12%

Purchase of public-address systems

First of all, let me thank you all in general for the great boost you have brought to my business. The loan has raised my profit margin 68%. This has enabled me to make available several items which I couldn't otherwise have afforded. Now, I am back again to seek another loan. Thanks in advance for your help.

Laptop, screens, and screen-separation machines

The chromebook2 for my workshop

Laptop, screens, and screen-separation machines

To entire family of zidisha, i would like to thank you for your tireless effort to make my business grow to the next level.
I have managed to buy another notebook laptop to help me ease my job. This will help me monitor my progress and that of the business at large.

New phones and acessories for my shop

Hi to my lenders. I must say that joining the Zidisha community has been a blessing. Business is not the same as it used to be in the past. I have seen a lot of tremendous improvement. Out of the business, I am able to continue my education as I speak. One thing that fascinates me most is the flexible terms of repayment. It's unbelievable this. You will never get anywhere as far as micro-lending is concerned, unless you are with Zidisha! Thanks very much.

Loan for rent

Dear Lenders,
Please, this is a sample of the products I imported with the money you lent to me. Am so grateful for your help. May the Almighty Lord bless you. God willing, next week I would finish paying my loan and then I would apply for a second loan. Please don't hesitate to help me raise it, and I promise to work hard to pay on time.
Thanks to you all. I love you all.

For home renovation (fallen house)

Hi Laurie,
Actions speak louder than words.. I have no words to express how I feel being a beneficiary of Zidisha.. My actions and commitment are felt beyond my imaginations.. This dream can only be achieved through your unimaginable efforts.. TOGETHER WE CAN CHANGE THE WORLD.. and make it a better place.. Your actions are countless.. keep it up..
Amos V M Mtwapa

Herbal medicine for my mobile health service

Hello, Lenders!
It's been a while since I posted here. It was because I was out of town with my team to carry out business as usual!
I must admit that business eventually has picked up, especially in this month of March. We have seen a tremendous increase in patronage and a lot more has been attended to! This is actually in line with my desire of attending to more and more people on a daily basis. So, I'm very excited by this development and I hope this trend continues!
Thanks so much for your support.
Regards.

Cement building block production

I once again thank you for giving me this loan. Things are now gradually moving on, and this loan has made a lot of difference in my life. With this, my profit margin also has increased. I thank you so much. ZIDISHA, you are the number-one worldwide lender!

Overlock sewing machine

Hi Real,
The bags look great; I hope they are great sellers.
All the best,
Michael

For home renovation (fallen house)

Hi lenders,
Am very anxious to see and own a plot I call my own.. I feel as if Zidisha has modified me to have wings to fly to greater heights.. I even have a vision of 2030 of BUILDING ZIDISHA RENTALS for hire..Thanks, lenders, for helping me and giving me a reason for living..
Amos V M Mtwapa

Colourful stock of kente

Thank you lenders, thank you Zidisha. the loan of GHc 1486 is paid into my account live and coloured. l will use the loan to buy already made kente cloths from producers and then sell to ready cash buyers. this will give me more bargaining advantage. Thank you LENDERS, l am most grateful

Loan to buy smart phones & electronics accessories

Hello lenders, below is the list of the items i bought with your loan;
I started buying the fast moving Smart phones accessories.
I bought Memory Cards at $11.00 and screen protectors at a cost of $16.00,
I bought Batteries & Battery Doors at $6.00 and $8.00,
On the list also was data Cables at $9.00,
Lastly,i bought Wired Headsets at $7.00.
My profit has already neared $30.00 per day as projected,up from the current USD20.00.
My customers are now even inquiring items through social media networks like What up and i assure them of the availability.
This is an improvement and great achievement in my business.
Thank you.
Regards,
James Mokua

Loan to buy smart phones & electronics accessories

In pictures, me at work place..

J

Help me lease more land, buy potato seedlings & raw manure

Hello, Zidisha lenders,
I wish to inform you that I've successfully received the loan and have invested it according to my initial plans, through leasing another 2 acres of land, and I also bought seedlings and manure. God bless you all for making my project expand and grow. Love you all.
Keep the spirit burning for the needy ones in the world.
Thank you & kind regards.

Vehicle for delivering chicken and eggs

Hallo to all my lenders and the Zidisha team! I am very happy to let you know that my loan to purchase the water tank is 100% funded! Am very grateful to all of you for trusting me.

The water tank will go along way by easing my work as I will not have to go to fetch water the 3 km everyday. The time that I will save will be used to do some more productive work in taking care of my poultry and thereby ensure that I get additional profits.

I will also save a lot of money in the long run which can be used in other ways in my families lives.

Once again thank you my lenders- In our native language we say Asante Sana!!!!!

Vehicle for delivering chicken and eggs

With my family members.....my wife and two daughters....

A

Bed sheets, second-hand clothing, girls' dresses & boys' trousers

I purchased second hand clothes. It made a big difference to my business because
the sales increased by 50%. I managed to takes my last child to school.

Empowering the youth

First and foremost I would like to say thank you for making my future bright with the first loan I completed paying. I was able to buy an office desk with the loan and set up an office where i can now work undisturbed and away from interruption.I still need to expand my business to employ other young boys and girls in the street and I am sure with your help, that dream is not far from being a reality.Thank you once a gain.