Jan 15, 2015
First i would like to pass my appreciations and thanksgiving for the immense help you gave me,I managed to make a big difference n make a change in my business.
I was able to expand and employee a few staff hence creating a job for the society.
Even though i delayed in some points to pay the loan,I was trying to expand the business in which I faced a financial stalemate n there for I had to clear my loan first then I apply for the next loan.
The loan has really helped me,am able to fulfill my personal needs and also the business operational cost.
I really would be happy and advantaged if you would please give me another boast.
i take this chance to thank the lenders so much for the loan they gave me which i have fully paid .the loan was a blessing to my business of mpesa and phone accessories.i made a hug profit of almost 40% of the loan amount and the business is now growing and a good rate .Our customers and now happy with our new products and good variety of phones .i believe with my second loan i will be bale to get more profits and with good news of my baby yet to be born in two months,the family is growing and so the business is also growing .Thank you so much and be blessed.
Jan 14, 2015
new inventory and it was all possible by Zidisha, Thanks a lot.........
new four wheel drive engine thanks to Zidasha
This was during a price giving day
A day out with the children
Hey there!....Thanks to my lenders. I completed my preliminary tea survey research. It lasted one month. I am waiting for the main project. But a dynamic young one does not sit and wait for the next task! Planning ahead is the phrase.
During the Christmas holidays, I spent some time on the farm in my rural village in Western Kenya. I went to check there a project we initiated on tree planting in 2008 under Green Kenya Organization. I even invited a journalist who writes for a famous Saturday magazine called 'seeds of Gold' in the Daily Nation newspaper in Kenya. Her name is Evelyne Okewo. She covered a tree planting project. the title was "Why not grow your money on trees"The story did not explain as we wished, about our "RETIRE NA MITI PLAN" by Green Kenya Organization. It is a simple concept. After some survey of Western, Nyanza and Rift Valley regions, we noticed that some Kenyans can be very busy and they may not have time to till their lands. Some even travel outside the country while others live in cities leaving vast land fallow. To them we are proposing a very promising venture: high-value tree farming without the hassle of getting involved. That means your farm makes money for you as you continue your normal business and job. Here is how it works. We researched on very high-value trees and together with our agroforestry experts, we have identified different species for different ecological zones in Nyanza, Western and Rift Valley. So how does the plan work? Through Green Kenya Organization, we have a team that tills the land, then we have the special tree seedlings for specific zones. Please note that not any of the seedlings is to be planted. This is where a farmer needs technical guidance for maximum results. After planting, we get the farmer someone to guard the farm (if he wants) for at least one year, while ensuring that weeding is done at least twice in a year. Fertilizer application (at right ratios) is also done. All this at very affordable cost but the value is great. On average, on only 0.25 acres one can raise between 300-500 trees. Let's take the lower side. For 300 trees we guarantee to buy from you at Ksh. 2,000 each once they mature. So on 0.25 acres you can make between Ksh. 600,000 to Ksh. 1,000,000 at an investment of about Ksh. 50,000 in 5-7 years. That means on an acre one can make Ksh. 2.4M-4M at an investment of about Ksh. 200,000 in 5-7 years.
The original newspaper link is here: www.nation.co.ke/business/s...
Teluk Kuantan, Indonesia
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Hi, i managed to collect the boots today, they look great and am hopeful they will add real value to my firm by having decent dressed guards. Thanks to all the lenders.
Dear lenders, I am so very grateful for the support you gave me when I asked for a loan from you. With the facility, I was able to set up a cyber cafe which has brought in income and also helped the local community a great deal.
I started a computer college with the proceeds from the business and I recently clinched a deal with a local company where I am supposed to train their staff members. I need better machines for the training to be done to their specifications. For this reason and using my savings, I have decided to accelerate the payments so that I can apply for another loan soon to enable me buy better computer which can support the latest software in the market.
Mbita, Kenya, Kenya
Great! This is a blessed day indeed! I have received my first loan with Zidisha, I am happy, and the kids at our school will get 3 new desks to be used at the classroom. I am happy to be part of this great team.
Thanks to all my lenders.
through the fist loan i bought some few timbers and made two beds giving me a profit of almost the amount i had borrowed.
Jane Mwihaki Rungarara
Frere Town, Kenya
I have received my loan and I am grateful. I will be buying a anew , bigger and better blender and I will keep you poster on how it has affected my business.
I wish to express my heartfelt gratitude for the faith you have in me. My loan was funded in a record 48 hours and now I have the funds to construct the cow shed. May the lord bless you abundantly.
Jan 13, 2015
The loan was quite a success to my business,I managed to acquire a business permit and health certificate with the loan acquired.This has created customer confidence on the quality of our eggs and also less interruption from the government officials.The calmness at mtwapa has also increased orders to the improvement in security.The business is now capable of supplying 600trays a week equivalent to about $2133 and a profit of $133 is also being made.This is why i was able to meet my loan with the shortest possible time.
I thank you for the loan as it enabled me to improve my business and I was able to train more users about online business hence empowering the society I live in.
Thank you once again and I will be glad if you fund my future loans.
Nairobi Umoja Estate, Kenya
Hello Zidisha lenders.
I was just thinking about several NGOs in my country who receives donour funding from over the world and the impact of the funding on the ground were they work.
For sure, I beleave no one in this world is in need of donations or grants but what we need is just surport ( expeciarly) sources of cheap loans to fulfill our dreams. I salute you lenders for noting that if you lend at low interest rate you ate opening the world of small enterprise to a bigger number than when you donate the funding. Am sure we will produce real entrepreneurs in Zidisha community than from donor funded projects.
At this point, I wish to thank all Zidisha technical team who works around the clock to see that fundings, instalments,profiles, comments and the main website is fully updated. You are doing smart to us and only our great father can pay you back. I wish you all success in whatever you do.
Ndunda Urbanus Muema
Kavunyu Village, Kenya
I didn't believe it when i got a message from zidisha saying have been funded and as we speak now have bought the tyres and are being fixed. Guys believe zidisha is real and is changing lives. What a great idea for the poor. Let's spread the word and make many more trustworthy clients join.blessed be to all the guys who came up with the idea and also the guys who fund the organization. Aim higher
Siritanyi Village Bungoma, Kenya
My own photo used in an ad of mine i give to high school kids.We are allowed to go to boarding schools on Saturdays and take photos of the kids.They usually pay 20kshs per kid i.e 25 U.S cents per photo. This is common occurence in almost every high school in Kenya where photo men show up at the gates on the kids "free time" on weekends.
Thank you Matt,i have tried the effect with gimp step by step.Still trying to get used to it but loving it.
Bungoma Town, Kenya
I want to buy this donkey and its cart and improve the cart and even give the donkey a better treatment.
Cassava i plant,weed and sell.
The maize we buy from farmers.It is dried in the open and we place it in the store to transport to town for retail sale.
Mateka Village, Kenya
Help me to sew more dresses like these
in the country where I come from, school and university are for free. Because you should have the same possibilities as I have, it was self-evident to help you out with some money for your education.
It's just a little wind under your wings.
Thanks for this nice comment you posted.
All the best!
Kpelle Guba Muhaimin
Dear distinguished Zidisha lenders,
I was more than pleased to wake a morning after my loan application was accepted to see it fully funded. And I know all this would not be possible without you guys. I am highly indebted to you. I would do my best to pay back as soon as possible so I can gain your help should I apply for a new loan.
Thanks to you guys I can purchase all the books and a few of the items I need for this semester. Thank you soo much and I appreciate it. God Bless You.
Thank you very much for your support and funding my loan. The loan was of great assistance to my business and also some friends have taken the initiative to apply for their own loans under the Zidisha program.
Firstly, I was able to meet the special orders that some of my clients had requested. In addition, I added new stock of African bags collection and the sold all of them. African bags go well with African jewelry so the next strategy was to purchase this jewelry that I also sold on my Facebook page. This loan came at the right time because after I made a profit, I went to Maasai Mara for a few days during the December holidays. It was fun and this was possible because of your assistance.
Thank you very much for making a difference in my life.
Thank you zidisha. I now have 27 chicken from money lent plus my savings.
Ngong Town, Kenya
Thank you so much, I received the funds yesterday night and I was excited!!! I am going to purchase the Jiko(traditional cooker that uses saw dust and firewood) today and I will post the photos by tomorrow. I plan to re-start the potato crisps making by Thursday morning! Thank you once again; I can already see things will change for me and my family starting today.....!!!
Jushua Mwiti M'eringo
Ingineeer Town, Kinangop, Kenya
Dear London Elscott, first i would like to thank you for for your concern on how am going to manage to deliver LPG to my customers without charging them transport. 1, i have already done my research on fuel consumption and motor bike spare parts. eg, for a day a 150cc motor bike can consume a 1 liter of petrol to cover more than 50kms and and a liter of petrol currently here in kenya cost for about 1.5 us dollars, that means my customers for a day i can only cover less than 10kms to supply 15 customers in a day with LPG ,And one LPG of 13 kgs gives me a profit of not less than 3 dollars. and also i will hire a rider who will be giving me at least 2 dollars a day through using it to transport people from point A to B. THANK AGAIN
First i would like to appologise for delaying on my first loan instalment due to financial constraints am having at the moment.i have planted my potatoes my and am now moulding them,they are growing very well.its only last week that i sprayed them to protect them from bacterial wilt which can hinder the growth of potatoes in my area.i promise as soon as i get back in my good financial ways to finish the loan on time and appy for a new one since it has been of great help to me.thank you very much zidisha.
Jan 12, 2015
this is amazing website i urge you all Zidisha members to continue support the Zidisha so that they continue with the same spirit to lend us more funds for expansion of our businesses. this new printer i bought from my first loan i received from Zidisha
Well here its a big part of life and you dont easily get invitations.You simply show up with a camera and a printer like i prefer to do in future and just start snapping away,then as soon as the funeral is done the attendants will usually come by a board on which i hang the photos and pick and pay as they please.Mind you African funerals are not by invitation even for the attendees, every funeral is usually not less than 1000 people attending, including neighbors.Its kind of considered a bad omen not to attend a neighbors funeral!!!!! And a funeral takes about a week with different festivities.
Dear lenders and the entire zidisha team, this i kindly to let you know that i had repaid the money borrowed from you in full as i promised on time. 1,Indeed the LOAN has been a milestone to me and my entire family since my son is going to school very well without being sent home due to luck of school fees. Another thing is that my LPG Gas business is doing very very and i have won many hearts of my customers due to the services i offer for free home delivery. 2,Weighing the gas before i deliver to ensure that that the gas is enough. That has made me popular in town due to the unique services i offer against my competitors. the only challenge am facing right now is that i use a BICYCLE to transport LPG Gases to my customers of which it is taking me a long time to go and come back since am the only one operating the shop when i come back due to delays i usually get my customers waiting for me of which is not good i might end up loosing some of them. the only way i think it will help me is by using the motor cycle to deliver Gases because it so efficiency and time saving. Thank you hoping you will consider me to overcome this barrier in my business.
Thank you so much Lenders , zidisha community in large and God the most High, am so grateful to have joined zidisha. From the time i started buying drips to digging of borehole and buying a submersible water pump now i can say i have grown my business to heights that i thought i will never reach. Without you i wouldn't have reached this far. Now i simply water my strawberries by switching on a power button.
Jan 11, 2015
Kariani,muthambi Location, Kenya
May I take this opportunity to say a big thank you to my lovely lenders for entrusting me with their hard earned cash. Thank you all for giving me the golden opportunity and helping me realize that my kitchen garden can turn lives from around. I have enjoyed my loan thanks to my garden that i has turned me to a supplier of vegetables. I have also upgraded my former chicken house by adding some concrete to the floor from the extra earnings from the garden.Despite my tomatoes going bad last time ,i have not given up more tomatoes were transplanted and good luck is on my side they are flowering and hoping to harvest more than 500kgs by mid February.
Thank you so much i wish we were neighbors i would deliver a big indigenous cockerel to you as my appreciation. Thank you.
Siwot Village, Kenya
Thank you for the third loan which I have just cleared. Many of my ewes are pregnant and by March this year, I am expecting more than 14 lambs.
I look forward for more funding to allow me expand the project. My appreciations go to all my previous and future lenders. God bless you all.
Below are photographs of the sheep I took today at my farm.
Ruiru Hilton Centre House No 5 Kenya, Kenya
This is The precious product i bought from the second loan that zidisha offered unto me.
Purbalingga Jawa Tengah, Indonesia
ini hasil dana yang di pinjamkan dari zidisha untuk kemajuan usaha saya.
Hello all zindisha borrowers. I hope you are having a smart Sunday.
How many of us ever went through the founding story of zidisha. If you haven't, i wish to reffer you back this story.
Julia Kurnia may Almighty father bless you more. You have unlocked so many dreams which without you couldn't have been unlocked forever.
Anne Wambui Njoroge
Mawanga Centre, Kenya
To all my worthy lenders,I say THANK YOU for entrusting your hard earned money for boosting my business.I am certain that through your kind demonstration in funding me,my salon will acquire the new drier machine and i will add more stock in the cosmetic section.Thank you to you all and God bless you all.Have a super and lovely Sunday
I made good sales last few weeks due to the just ended festive season. Cash from the sales has started to come in and I am now capable of repaying KES 1000 per week. I take this opportunity to thank all my lenders for making this happen.
I believe I have found a reliable partner in Zidisha. God bless you all.
Jan 10, 2015
The onion seed nursery
My 2 Jewels
I would like to thank all my lenders for trusting in me and giving me the financial support. I was able to purchase a more fingering for my fish rearing business, i also bought seat for my farmers to be sitting comfortably during the trainings, i organized my farm well by fencing the compound for security purposes. From the investment i have been able to earn extra coin for myself and the society. My earnings have almost doubled now and i am not straining to feed my people as i used to do. Now i can pay my house expenses and have even taken my daughter to a better school where am paying more than double the school fees i used to pay in the former school. During the holiday season for Christmas i managed to take my family for a tour in Mombasa where we relaxed and enjoyed our selves very much. I am planning to continue growing my business because it is my passion and it gives me joy to see it grow. With the zidisha support i am sure i will grow big business wise and i will be able to achieve my long term goals like buying a good car with will help me move efficiently and serve my clients well. I am very thankful to lenders for because of their support i have been able to achieve a lot. Thank you so much am happy.
Jan 9, 2015
Wife and baby are fine.Thanks for the tips.I live outside town,and its only in town where internet is accessed,so bear with me when i sometimes take a couple of days to respond to your comments.But i am glad i met a photoshop enthusiast.Hoping to learn and share tips with you.
I have seen the success of getting a loan.It boosts me greatly.I am working hard to have my own studio in town,considering i discovered that my "elementary" photoshop skills are above average in this town.Making some good enough money.Holiday income saw me paying my wifes hospital bill after she delivered a baby boy.Thanks lenders.I couldnt have been ready to have the kind of money they wanted from me for her delivery.Hoping to continue working with you.I will have to get permission to share the wedding photos here.
am so grateful to God felling hapy and blessed after buying a printer so far have raise 120 usd from photoshots and photocopy.
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