Joyce
Mombasa, Kenya
100% repaid
Name
Joyce
Member since
June 2014
On-time repayments
210 installments • 61%
My name is Joyce Wangui Murigu and I come from Nyeri county, central Kenya, but I am currently doing business in Mombasa County. I was born in a family of 6 where I am the third born. I am 32 years old and a single mother of one daughter, aged 6 years. I went to primary school and later to secondary school where I did my KCSE in 2003. I deal with mobile phone accessories where I operate a store in Mombasa town.
I am a hardworking person and I have worked my way up to where I am now. My aim is to provide for my young daughter and my aging parents back home. I intend to expand my business into a bigger store and hopefully start selling mobile phones as well.
I deal with mobile phone accessories, and my products range from phone skins and earphones to batteries and chargers. These products are in high demand in Mombasa, especially with the youth. I normally source these items from the capital city Nairobi, where I buy on wholesale and then I retail them. My ultimate goal is to make a trip outside the county when the business grows and get them from the source market.
I normally make about $350.00 after all expenses are paid. I have employed one worker who runs errands for me and serves as an attendant when we are very busy. I have always wanted to expand my business, but lack of credit has been a hindrance to my plans. By joining Zidisha, I hope to get the much-needed credit for my business expansion.
I sell mobile phone accessories from my outlet located in Mombasa town. My products range from Batteries and their chargers, earphones, phone covers etc. The price ranges from $2 for simple items to $350 for more expensive items like power bank.
The business is quite profitable since mobile phones are very popular in Mombasa where there is a huge population of users. I make a profit of around $130 per week.
If given this loan from Zidisha, I will spend it as follows:
Assorted phone chargers $75
Assorted ear phones $50
Assorted Phone Covers $20
This will be a big boost to my business and it will increase my profitability.
My name is Joyce Wangui Murigu and I come from Nyeri county, central Kenya but currently doing business in Mombasa County. I was born in a family of 6 where I am the third born. I am 32 years old and a single mother of one daughter aged 6 years. I went to primary school and later to secondary school where I did my KCSE in 2003. I deal with mobile phone accessories where I operate a store in Mombasa town.
I am a hardworking person and I have worked my way up to where I am now. My aim is to provide for my young daughter and my aging parents back home. I intend to expand my business into a bigger store and hopefully start selling mobile phones as well.
I deal with mobile phone accessories and my products range from phone skins, earphones, batteries and chargers. These products are in high demand in Mombasa especially with the youth. I normally source these items from the capital city Nairobi where I buy on wholesale and then I retail them. My ultimate goal is to make a trip outside the county when the business grows and get them from the source market.
I normally make about $350.00 after all expenses are paid. I have employed one worker who runs errands for me at serves as an attendant when we are very busy. I have always wanted to expand my business but lack of credit has been a hindrance to my plans. By joining Zidisha, I hope to get the much needed credit for my business expansion.
I sell mobile phone accessories from my outlet located in Mombasa town. My products range from Batteries and their chargers, earphones, phone covers etc. The price ranges from $2 for simple items to $350 for more expensive items like power bank.
The business is quite profitable since mobile phones are very popular in Mombasa where there is a huge population of users. I make a profit of around $130 per week.
If given this loan from Zidisha, I will spend it as follows:
Assorted phone chargers $75
Assorted ear phones $50
Assorted Phone Covers $20
This will be a big boost to my business and it will increase my profitability.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jun 24, 2014
Repayment status
On Time
Projected term
6 months
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