Joyce
Mombasa, Kenya
100% repaid
Name
Joyce
Member since
June 2014
On-time repayments
210 installments • 61%
My name is Joyce Wangui Murigu and I come from Nyeri county, central Kenya, but I am currently doing business in Mombasa County. I was born in a family of 6 where I am the third born. I am 32 years old and a single mother of one daughter, aged 6 years. I went to primary school and later to secondary school where I did my KCSE in 2003. I deal with mobile phone accessories where I operate a store in Mombasa town.
I am a hardworking person and I have worked my way up to where I am now. My aim is to provide for my young daughter and my aging parents back home. I intend to expand my business into a bigger store and hopefully start selling mobile phones as well.
I deal with mobile phone accessories, and my products range from phone skins and earphones to batteries and chargers. These products are in high demand in Mombasa, especially with the youth. I normally source these items from the capital city Nairobi, where I buy on wholesale and then I retail them. My ultimate goal is to make a trip outside the county when the business grows and get them from the source market.
I normally make about $350.00 after all expenses are paid. I have employed one worker who runs errands for me and serves as an attendant when we are very busy. I have always wanted to expand my business, but lack of credit has been a hindrance to my plans. By joining Zidisha, I hope to get the much-needed credit for my business expansion.
I sell mobile phone accessories from my outlet located in Mombasa town. My products range from Batteries and their chargers, earphones, phone covers etc. The price ranges from $2 for simple items to $350 for more expensive items like power bank.
The business is quite profitable since mobile phones are very popular in Mombasa where there is a huge population of users. I make a profit of around $130 per week.
If given this loan from Zidisha, I will spend it as follows:
Assorted phone chargers $75
Assorted ear phones $50
Assorted Phone Covers $20
This will be a big boost to my business and it will increase my profitability.
My name is Joyce Wangui Murigu and I come from Nyeri county, central Kenya but currently doing business in Mombasa County. I was born in a family of 6 where I am the third born. I am 32 years old and a single mother of one daughter aged 6 years. I went to primary school and later to secondary school where I did my KCSE in 2003. I deal with mobile phone accessories where I operate a store in Mombasa town.
I am a hardworking person and I have worked my way up to where I am now. My aim is to provide for my young daughter and my aging parents back home. I intend to expand my business into a bigger store and hopefully start selling mobile phones as well.
I deal with mobile phone accessories and my products range from phone skins, earphones, batteries and chargers. These products are in high demand in Mombasa especially with the youth. I normally source these items from the capital city Nairobi where I buy on wholesale and then I retail them. My ultimate goal is to make a trip outside the county when the business grows and get them from the source market.
I normally make about $350.00 after all expenses are paid. I have employed one worker who runs errands for me at serves as an attendant when we are very busy. I have always wanted to expand my business but lack of credit has been a hindrance to my plans. By joining Zidisha, I hope to get the much needed credit for my business expansion.
I sell mobile phone accessories from my outlet located in Mombasa town. My products range from Batteries and their chargers, earphones, phone covers etc. The price ranges from $2 for simple items to $350 for more expensive items like power bank.
The business is quite profitable since mobile phones are very popular in Mombasa where there is a huge population of users. I make a profit of around $130 per week.
If given this loan from Zidisha, I will spend it as follows:
Assorted phone chargers $75
Assorted ear phones $50
Assorted Phone Covers $20
This will be a big boost to my business and it will increase my profitability.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jun 24, 2014
Repayment status
On Time
Projected term
6 months
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Amount repaid
$162.87
Amount remaining
$0.00
Date repaid
Oct 18, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 5, 2014 | $5.62 | Jul 5, 2014 | $5.62 |
Jul 12, 2014 | $5.62 | Jul 5, 2014 | $0.20 |
Jul 12, 2014 | $5.42 | ||
Jul 19, 2014 | $5.62 | Jul 12, 2014 | $0.40 |
Jul 19, 2014 | $5.22 | ||
Jul 26, 2014 | $5.62 | Jul 19, 2014 | $0.59 |
Jul 26, 2014 | $5.02 | ||
Aug 2, 2014 | $5.62 | Jul 26, 2014 | $0.79 |
Aug 3, 2014 | $4.80 | ||
Aug 9, 2014 | $0.02 | ||
Aug 9, 2014 | $5.62 | Aug 9, 2014 | $5.44 |
Aug 18, 2014 | $0.17 | ||
Aug 16, 2014 | $5.62 | Aug 18, 2014 | $5.47 |
Aug 23, 2014 | $0.15 | ||
Aug 23, 2014 | $5.62 | Aug 23, 2014 | $5.37 |
Aug 30, 2014 | $0.24 | ||
Aug 30, 2014 | $5.62 | Aug 30, 2014 | $5.57 |
Sep 6, 2014 | $0.05 | ||
Sep 6, 2014 | $5.62 | Sep 6, 2014 | $5.62 |
Sep 13, 2014 | $5.62 | Sep 6, 2014 | $0.15 |
Sep 13, 2014 | $5.47 | ||
Sep 20, 2014 | $5.62 | Sep 13, 2014 | $0.35 |
Sep 20, 2014 | $5.27 | ||
Sep 27, 2014 | $5.62 | Sep 20, 2014 | $0.22 |
Sep 28, 2014 | $5.40 | ||
Oct 4, 2014 | $5.62 | Sep 28, 2014 | $0.07 |
Oct 4, 2014 | $5.55 | ||
Oct 11, 2014 | $5.62 | Oct 4, 2014 | $5.62 |
Oct 18, 2014 | $5.62 | Oct 4, 2014 | $5.62 |
Oct 25, 2014 | $5.62 | Oct 4, 2014 | $5.62 |
Nov 1, 2014 | $5.62 | Oct 4, 2014 | $5.62 |
Nov 8, 2014 | $5.62 | Oct 4, 2014 | $1.06 |
Oct 12, 2014 | $4.56 | ||
Nov 15, 2014 | $5.62 | Oct 12, 2014 | $5.62 |
Nov 22, 2014 | $5.62 | Oct 12, 2014 | $5.62 |
Nov 29, 2014 | $5.62 | Oct 12, 2014 | $5.62 |
Dec 6, 2014 | $5.62 | Oct 12, 2014 | $5.62 |
Dec 13, 2014 | $5.62 | Oct 12, 2014 | $2.05 |
Oct 15, 2014 | $3.57 | ||
Dec 20, 2014 | $5.62 | Oct 15, 2014 | $5.62 |
Dec 27, 2014 | $5.62 | Oct 15, 2014 | $2.44 |
Oct 18, 2014 | $3.17 | ||
Jan 3, 2015 | $5.62 | Oct 18, 2014 | $5.62 |
Jan 10, 2015 | $5.62 | Oct 18, 2014 | $5.62 |
Jan 17, 2015 | $5.62 | Oct 18, 2014 | $5.62 |
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