Open another branch of my phone shop and hire 2 employees

Elizabeth Kariu

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Elizabeth Kariu

Member since

April 2014

On-time repayments

257 installments  •  77%

About Me

I am a business lady doing business in Mombasa town. I am a single mother of 2 siblings aged 18 and 21 years old both in college. I was born in Laikipia county in Rift Valley province and later relocated to Mombasa in search of greener pastures.
After completing my o level ,i joined Nairobi University where i studied Business and computer studies in the year 2000.
I am the first born in a family of six. I am hardworking, honest and ambitious person. Given this chance (credit) I will be able to take my business to even greater heights.Besides i do spare sometimes to let people know about their rights, we started an NGO in the name of Christian for human rights (CFHCR) which is self sponsored catering for people in prison ,children's home and vulnerable.Am the VICE CHAIRPERSON of the organization.

My Business

My business is located in Mombasa in the central business district. It deals with sale of mobile phones and M-PESA its a money transfer and receiving of money commonly used here in my country KENYA. These two products were introduced in Kenya just about 10 years ago and they have been accepted by all types of people. This is what made me get into this business so as to address the needs of the local community as well as making a living out of it.

I have been able to make good progress in this business and I have managed to take my children through their education and other needs though the profit I make. I am optimistic that the growth curve will continue upwards since the demand is still growing rapidly.

Loan Proposal

My field of selling mobile phones has a cut-throat competition. For one to survive and thrive in this area, one needs to be ever innovative so as to remain ahead of competition. For this reason, I want to buy a tent, tables and chairs so that I can sell the phones to outdoor customers while still doing the conventional sales at my phone shop. This will require that I hire two employees to attend to these outdoor customers. I will be pitching the tent in areas which have large populations like in bus stations, sports stadiums and trade fairs.

The tent, chairs and the tables will cost me around USD 800. I will use a further USD 300 to hire two employees and USD 250 for permit fees. I will use the balance to buy more stock as I anticipate a surge in demand due to this new method of marketing. I expect my sales volumes to increase between 50 – 70% once I implement this plan.

Thank you for reading my proposal and kindly consider funding this project.

Feedback

17

None

1

  • Day Family    Feb 23, 2019

    This loan is really disappointing. A very large loan of $2,500 after several clearly successful earlier loans. No updates from lender or mentor for over 18 months, and repayments reduced so low the loan won't repay for another 20 years. Purchasing and selling 36 smart phones may well be a good business idea, but it seems incredible all this money can go without any updates from the lender or other mentors.

    Log in to reply • Share
  • mariamfula    Oct 7, 2017

    I have been receiving payments. Thank you so much!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,682.87

Date disbursed

Oct 27, 2015

Repayment status

On Time

Projected term

64 months

Cost to entrepreneur

Service fee: $84.14

Lenders

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W

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M

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J

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C

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R

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C

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J

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mbunifu

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eagle3

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cyrus0302

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C

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MichaelS

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DeanDropshot

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lorrymac

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LadyofHats

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evinpa

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T

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M

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MarktheMormon

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BJ

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B

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M

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J

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B

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J

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O

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tasos

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DLarson

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Myrar

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K

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D

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D

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G

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E

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IA

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C

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D

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C

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E

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VALEK

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V

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8

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A

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L

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Winona

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JTShorty

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BF

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M

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E

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M

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A

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D

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isabelv

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S

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W

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G

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A

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B

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Bonn, Germany

C

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D

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K

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H

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gseletko

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R

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F

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D

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mojobob

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R

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L

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P

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D

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M

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L

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dmirpuri

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G

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C

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xtrahardware

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M

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stroi08

Odense C, Denmark

E

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Cincinnati, United States

B

BMcDermott

Washington, DC, United States

M

mallika

Laguna Niguel, United States

Y

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D

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Sydney, Australia

A

Andrea

Berlin, Germany

K

khassi

AinEbel, Lebanon

O

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Tokyo, Japan

F

Flanderin

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J

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Dortmund, Germany

E

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C

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H

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Espoo, Finland

M

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E

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B

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R

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E

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P

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G

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B

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H

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A

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M

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cologne, Germany

Jamesaubrey

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B

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Q

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D

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M

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A

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E

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K

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C

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D

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J

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M

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A

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G

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M

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A

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F

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A

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C

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T

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D

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OP

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M

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J

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T

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K

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A

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P

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C

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T

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AllieJ

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D

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A

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Paul Buchheit

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Conor

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A

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B

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K

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E

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T

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J

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K

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B

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E

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C

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mepster

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C

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chriseyre

Fremont, Ca, United States

M

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A

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O

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S

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TyWee

Manila, Philippines

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D

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B

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Hong Kong

AndrewNeu

Ho Chi Minh, Vietnam

G

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New Zealand

A

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M

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J

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M

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J

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A

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G

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A

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K

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R

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N

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Otto Barten

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S

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D

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B

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N

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S

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G

Gfunkey

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C

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D

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adrianz

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H

hayek

Stuttgart, Germany

M

Millie_and_Babs

United Kingdom

I

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Horsholm, Denmark

M

Mscov

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NathanMoore

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N

NickiW

United Kingdom

M

M.Umar

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K

Kebrenagast

New York, United States

T

TomTessitore

United States

S

Schwartz

United States

A

adamdreaming

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R

rokbe

Netherlands

Andrew267

Birmingham, United Kingdom

SuperMario28

Cudahy, United States

M Jordan

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F

Foster

United Kingdom

M

Madtowner

United States

P

Pinkhobgoblin

United Kingdom

OllieOladele

London, United Kingdom

Matthias Schulz

Berlin, Germany, Germany

reluck

Marseille, France, France

Kyle Hoback

Jersey City, NJ, United States

R

ross22

United States

O

ORBP1

Germany

K

Kelly729

United States

Kallwejt

Warsaw, Poland

A

andreab

United States

S

SuzanneD

United States

D

djlayton4

United States

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

Martin Ward

Leicester, United Kingdom

Jansa

Oulu, Finland

SK

Sebastian Krohn

Amsterdam, Netherlands

KM

Kirsty M

United Kingdom

stephen sontag

Narragansett, United States

VS

Vajean Stan

Mangalia, Czech Republic

Haim Si

Mexico, Mexico

Jonas

Switzerland

Becky Thompson

Leeds, United Kingdom

Michelle

Sydney, Australia

Enit

Luleå, Sweden, Sweden

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Germany

Shen Ge

Houston, United States

UD

Ulf D

Frankfurt am Main, Germany

Peter R

Fulda, Germany

P

pombo

United States

B

Berrin

Stuttgart, Germany

D

Didaz

Germany

Frank Termathe

Frankfurt Main, Germany

F

Falk

Germany

E

Erich

Zurich, Switzerland

D

Doug

Baltimore, United States

M

Malte

Munich, Germany

M

Marcus86257

United States

EL

Erik Lönnroth

United Kingdom

B

Bruce

Hong Kong

MJ

Matt Jenkins

United Kingdom

Dave Bogard

New York, United States

Heiko

Haan, Germany

Issy

United Kingdom

Veeti

Helsinki, Finland

TR

Tom Roucoux

Studham, Bedfordshire, United Kingdom

B

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United States

M

mmartin

United States

Family Mueller

Petershagen, Germany

Torsten Schreiber

Frankfurt, Germany

AA

Adam Atlas

Montreal, QC, Canada, Canada

o24kristin

Schaumburg, United States

Jerome

Switzerland

Paul

Auckland, New Zealand

Fabian Linzberger

Vienna, Austria

U

Ulrich

Switzerland

DR

Derek R

Australia

MW

Matt Willis

United States

WH

Walter Hill

United States

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Vanessa

Gold Coast, Australia

W

Wade

United States

V

VGV

Netherlands

P

Patty

Colorado Springs, United States

Thomas

Basel, Switzerland

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

Elly

Woudrichem, United Kingdom

Jason Ogg

New Zealand

H

Hank

New Zealand

Regina

Charlotte, North Carolina, United States

jtreyes

United States

H

Hakon

Drammen, Norway

GF

Grace Franco

United States

MB

michael breen

United Kingdom

KW

Kevin Wehber

United States

The Bayiates Family

Chicago, IL, United States

JM

John Meserve

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

BS

Bart Sturm

Amsterdam, Brazil

Francoise Kuenzi

Neuchâtel, Switzerland

G

Graham

United States

Mark Thumpston

Solihull, UK, United Kingdom

C

Curtis

United States

Kate Courteau

United States

MA

Mary Art Hunt

United States

B

Beth

United States

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Chitti421

United States

MM

Mike Markovich

Toronto, Canada, Canada

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United States

NF

Nina Forsberg

Sweden, Greece

F

Flower

Netherlands

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Vantine

United States

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erica

antwerpen, Belgium

HB

Hana B

United Kingdom

United States

JB

James Bowen

United States

BV

Ben Veal

United Kingdom

ME

Mike Engsberg

United States

Thomas

Mueller, Germany

TG

Terry Godier

United States

HN

Hai Nguyen

Switzerland

Max Lettenberger

Madison, WI, United States

KP

Kelly Partyke

United States

Julia

United States

JT

JW Tabacchi

United States

Kevin

San Francisco, United States

RT

Rakesh Tondon

United States

JC

JD Conley

United States

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Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

United States

KD

Kent Don

United States

EB

Erica Brescia

United States

Jennifer Weber

Canandaigua, Ny, United States

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Vivek

Arlington, VA, United States

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Dinu

Switzerland

Sandi Kaucic

Stow, Ohio, United States

RW

Roger Wang

United States

Mouhamed

United States

MM

Marshall M

United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

DS

Donna Sbisa

United States

kristina

Dneprodzerginsk, Ukraine

SheabutterCottage

United Kingdom

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

Cristina Huesch

Canberra, Australia, Australia

RM

Robert Mulley

United States

NW

Nelson Wong

United States

AH

Adam Hill

United States

Caroline Cress

Seattle, WA, United States

Corina King

Calgary, Canada

Bryan B

Calgary, Canada

C

chryddi

United States

B

Brent

United States

Solon Brown

Singapore, Singapore

DC

Dan Crosby

United States

Martin Nielsen

Aarhus, Denmark

JF

Jason Foti

United States

D

David

Chicago, United States

M

Mart

United Kingdom

JW

John Walsh

Alicante, Spain., Spain

R

Raluca

United Kingdom

Robin Padberg

Pétion-Ville, Haiti

Sarah and Dave

Toronto, Canada, Czech Republic

K

Keefer

United States

SG

Sharon G

Portland, United States

RobLu

Michigan, United States

E

ebahlquist

United States

EF

Eddie Flores

NYC, United States

Tobias

Frankfurt, Germany

J

joelneville

United States

BS

Brad Syverson

United States

T

Trish

Hong Kong

A

Anonymous

United Kingdom

Steven Hill

Barcelona, United Kingdom

DL

Dan Lawrence

United States

M

Marjolein

Netherlands

Jason Ormand

New York City, United States

N

Nino

Switzerland

AK

Achim Königs

Bonn, Germany

M

Mark

United States

Cliff

United States

Heidy

N J, United States

EB

Ellen Batten

Kalamazoo, Michigan, United States

D

Daniel

United States

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kris

Belgium

OH

Orion H.

United States

PC

Pedro Cambra

United Kingdom

Roman Achmatow

Leipzig, Germany

DM

Dritan Muneka

United States

AH

Alex Hodson

United States

kt

Brush Prairie, United States

Ian Murray

Brisbane, Australia

Charles Burgess

United States

A

Ashleigh

Australia

K

Kaleb

United States

GS

Gary Sinard

Franklin, TN, United States

ZS

Zach Silveira

Asheville, Nc, United States

Ask Elizabeth a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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