Open another branch of my phone shop and hire 2 employees

Elizabeth

Mombasa, Kenya

100% repaid

Follow Elizabeth How it Works

Entrepreneur

Name

Elizabeth

Member since

April 2014

On-time repayments

257 installments  •  77%

About Me

I am a business lady doing business in Mombasa town. I am a single mother of 2 siblings aged 18 and 21 years old both in college. I was born in Laikipia county in Rift Valley province and later relocated to Mombasa in search of greener pastures.
After completing my o level ,i joined Nairobi University where i studied Business and computer studies in the year 2000.
I am the first born in a family of six. I am hardworking, honest and ambitious person. Given this chance (credit) I will be able to take my business to even greater heights.Besides i do spare sometimes to let people know about their rights, we started an NGO in the name of Christian for human rights (CFHCR) which is self sponsored catering for people in prison ,children's home and vulnerable.Am the VICE CHAIRPERSON of the organization.

My Business

My business is located in Mombasa in the central business district. It deals with sale of mobile phones and M-PESA its a money transfer and receiving of money commonly used here in my country KENYA. These two products were introduced in Kenya just about 10 years ago and they have been accepted by all types of people. This is what made me get into this business so as to address the needs of the local community as well as making a living out of it.

I have been able to make good progress in this business and I have managed to take my children through their education and other needs though the profit I make. I am optimistic that the growth curve will continue upwards since the demand is still growing rapidly.

Loan Proposal

My field of selling mobile phones has a cut-throat competition. For one to survive and thrive in this area, one needs to be ever innovative so as to remain ahead of competition. For this reason, I want to buy a tent, tables and chairs so that I can sell the phones to outdoor customers while still doing the conventional sales at my phone shop. This will require that I hire two employees to attend to these outdoor customers. I will be pitching the tent in areas which have large populations like in bus stations, sports stadiums and trade fairs.

The tent, chairs and the tables will cost me around USD 800. I will use a further USD 300 to hire two employees and USD 250 for permit fees. I will use the balance to buy more stock as I anticipate a surge in demand due to this new method of marketing. I expect my sales volumes to increase between 50 – 70% once I implement this plan.

Thank you for reading my proposal and kindly consider funding this project.

Feedback

17

None

1

  • Day Family    Feb 23, 2019

    This loan is really disappointing. A very large loan of $2,500 after several clearly successful earlier loans. No updates from lender or mentor for over 18 months, and repayments reduced so low the loan won't repay for another 20 years. Purchasing and selling 36 smart phones may well be a good business idea, but it seems incredible all this money can go without any updates from the lender or other mentors.

    Log in to reply • Share
  • M

    mariamfula    Oct 7, 2017

    I have been receiving payments. Thank you so much!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,691.00

Date disbursed

Oct 27, 2015

Repayment status

On Time

Projected term

64 months

Other loans

Apr 2014:  $150

May 2014:  $448

Sep 2014:  $643

Dec 2014:  $1,109

May 2017:  $2,544

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TC

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ML

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SW

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JD

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United States

H

Hakon

Drammen, Norway

GF

Grace Franco

United States

MB

michael breen

United Kingdom

SB

Sarah Bailey

Canada

Herbert Morin

United States

KW

Kevin Wehber

United States

The Bayiates Family

Chicago, IL, United States

JM

John Meserve

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

BS

Bart Sturm

Amsterdam, Brazil

Francoise Kuenzi

Neuchâtel, Switzerland

TR

Terry Risenhoover

United States

G

Graham

United States

Mark Thumpston

Solihull, UK, United Kingdom

C

Curtis

United States

AB

Antoine Blanc

France

PR

peter reibold

United States

Kate Courteau

United States

MA

Mary Art Hunt

United States

B

Beth

United States

C

Chitti421

United States

W

wndw55

Germany

MM

Mike Markovich

Toronto, Canada, Canada

K

KJLake

United States

NF

Nina Forsberg

Sweden, Greece

F

Flower

Netherlands

V

Vantine

United States

Yustian Hartono

Singapore, Singapore

AR

Adam Romek Kallin

Sweden

E

erica

antwerpen, Belgium

HB

Hana B

United Kingdom

United States

JB

James Bowen

United States

BV

Ben Veal

United Kingdom

ME

Mike Engsberg

United States

Odyssey

France

Thomas

Mueller, Germany

DF

Damon Feldman

United States

JE

Jonathan Evans

Costa Rica

TG

Terry Godier

United States

HN

Hai Nguyen

Switzerland

L

LynxTeam

Germany

RH

Ralph Husmann

Germany

MW

Melissa Williams

Australia

Max Lettenberger

Madison, WI, United States

KP

Kelly Partyke

United States

Julia

United States

JT

JW Tabacchi

United States

Kevin

San Francisco, United States

RT

Rakesh Tondon

United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

United States

GJ

Gautam Jayaraman

United States

TK

Timothy Kitchen

United States

KD

Kent Don

United States

EB

Erica Brescia

United States

Jennifer Weber

Canandaigua, Ny, United States

DN

Dtr Nbrt

Germany

V

Vivek

Arlington, VA, United States

D

Dinu

Switzerland

Sandi Kaucic

Stow, Ohio, United States

NW

Nathan Wong

Canada

BL

Brock Landers

Australia

JR

j r cannaday

United States

RW

Roger Wang

United States

Mouhamed

United States

MG

Meron Gribetz

United States

SS

sandra schwanck

Germany

MM

Marshall M

United States

TC

T Collins Logan

United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

DS

Donna Sbisa

United States

Oliver Hasenberg

Iserlohn, Germany

LN

Leonardo Nobrega

Canada

kristina

Dneprodzerginsk, Ukraine

RA

Radoslav Angelov

Bulgaria

SheabutterCottage

United Kingdom

ME

Manaal Eisa

Washington DC, United States

HB

Haytham Borhan

Qatar

N

Nitin

Qatar

F

Florian

Munich, Germany

AA

astrid ahlers

Germany

AB

Alexander Bruns

United States

Cristina Huesch

Canberra, Australia, Australia

RM

Robert Mulley

United States

NW

Nelson Wong

United States

AG

Angelica Gylling

Sweden

WP

Wong PW

Malaysia

JG

jeff goldi

United States

BF

Brendan Fosberry

United States

AH

Adam Hill

United States

Caroline Cress

Seattle, WA, United States

AT

Andrew Tilston

Canada

BB

Ben Bellows

United States

Corina King

Calgary, Canada

Bryan B

Calgary, Canada

C

chryddi

United States

B

Brent

United States

Solon Brown

Singapore, Singapore

AG

Aaron Gillgren

United States

DC

Dan Crosby

United States

Martin Nielsen

Aarhus, Denmark

JF

Jason Foti

United States

D

David

Chicago, United States

M

Mart

United Kingdom

AS

Aaron Scherf

Sweden

VS

Vero Smit

Norway

JW

John Walsh

Alicante, Spain

R

Raluca

United Kingdom

TR

Tiffany Roberts

United States

Robin Padberg

Pétion-Ville, Haiti

Sarah and Dave

Toronto, Canada, Czech Republic

M

Maria

Netherlands

MC

Michelle Cooley-Klei

United States

HS

Hayden Simmons

United States

K

Keefer

United States

SG

Sharon G

Portland, United States

KB

Katie Bell

Australia

DM

David Montgomery

United States

AH

ajay hampapur

United States

LD

Laura Dobroth

United States

BJ

Barcley Johnson

United States

E

eriklonnroth

United Kingdom

JM

Julia Mazza

Canada

MS

Michelle Santiano

Canada

RobLu

Michigan, United States

S

Saulo

Canada

E

ebahlquist

United States

R

Raluca

Canada

CT

Charlotte Thorp

United States

EF

Eddie Flores

NYC, United States

Tobias

Frankfurt, Germany

J

joelneville

United States

BS

Brad Syverson

United States

P

PV

Australia

JB

Jon Bratseth

Norway

T

Trish

Hong Kong

A

Anonymous

United Kingdom

CV

Catherine van Hove

Belgium

AH

Annabel Holroyde

United Kingdom

Steven Hill

Barcelona, United Kingdom

DL

Dan Lawrence

United States

M

Marjolein

Netherlands

Jason Ormand

New York City, United States

JP

Jonas Pohlandt

Germany

A

Andrei

United States

N

Nino

Switzerland

PM

Patrick Margavio

United States

AK

Achim Königs

Bonn, Germany

M

Mark

United States

DJ

Dr. Joshua Hanson

United States

Christopher Hey

Sudbury, Canada

Cliff

United States

MW

Matthew Weintrub

United States

Heidy

N J, United States

EB

Ellen Batten

Kalamazoo, Michigan, United States

GB

Gerhard Brink

Netherlands

T

Traudi

Germany

KD

Katherine Dodds

United States

D

Daniel

United States

AH

Andreas Holmstrom

Norway

JJ

Jan Johansson

Sweden

K

kris

Belgium

OH

Orion H.

United States

PC

Pedro Cambra

United Kingdom

Roman Achmatow

Leipzig, Germany

DM

Dritan Muneka

United States

AH

Alex Hodson

United States

Dan Michael

Oslo, Norway

JH

Joao Helder S. Chale

Brazil

J

José

Mexico

RD

Renato Dias Chiavatt

Brazil

CK

Chris Knappick

Germany

PA

Phelipe Augusto

Brazil

AM

Arley Maia Campos

Brazil

kt

Brush Prairie, United States

Ian Murray

Brisbane, Australia

LO

Larissa Oka

Brazil

JW

Jared Wonnacott

United States

CS

Cynthia Skousen

United States

Charles Burgess

United States

A

Ashleigh

Australia

K

Kaleb

United States

MA

martin a

Germany

PM

Phillip Martinez

United States

GS

Gary Sinard

Franklin, TN, United States

ZS

Zach Silveira

Asheville, Nc, United States

Ask Elizabeth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Day Family    Feb 23, 2019

    This loan is really disappointing. A very large loan of $2,500 after several clearly successful earlier loans. No updates from lender or mentor for over 18 months, and repayments reduced so low the loan won't repay for another 20 years. Purchasing and selling 36 smart phones may well be a good business idea, but it seems incredible all this money can go without any updates from the lender or other mentors.

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  • Michael    Aug 14, 2017

    As promised, Elizabeth has made her first and second payments and re adjusted the payment amount to a less sum. Its okay since her business is not doing so good. She will later increase to a higher amount once her business picks up. Thank you for being patient and your continued support for her. Shalom!

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  • Elizabeth    Aug 13, 2017

    currently am facing challenges since i took this loan i have been unwell making my payments weekly have been a challenge when i get well will resume to the 3000 ksh .i have been faithful and will remain faithful.
    regards liz

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    • (Comment deleted by author)

  • Michael    Aug 7, 2017

    I have spoken to Elizabeth's daughter today, she has said that lately her mum's business has not been soo good but she plans to start making the payments soon. I will be following up on the same tomorrow.

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  • Elizabeth    Jul 3, 2017

    Hello to ALL THE LENDERS AND ZIDISHA.ORG ,you are such amazing people in my life,i take this time to thank each and everyone who contributed funds to make my dreams comes true....am now set to take my business to higher heights....thanks to all God Bless ALL

    BEST REGARDS LIZ

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  • Elizabeth    Jun 1, 2017

    Thank you lenders and the Zidisha team for funding my loan. You have now made it possible for me to get a new stock of smart phone for my business. I will be praying for you so that you continue to help other entrepreneurs like me.

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  • Elizabeth    May 24, 2017

    I have finally cleared this loan though it took longer that I had intended. The world of business can be very unpredictable and my business took a nose-dive sometime last year.

    I am glad that I finally found my footing and I was able to clear this loan. Thank you so much for your valuable support that enabled me to open a new branch thus making it possible to tap more clients.

    With more of your support, the sky is the limit!

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  • Elizabeth    May 12, 2017

    HI LENDERS AND ZIDISHA FAMILY,AM DOING FINE THOU THE BUSINESS HAS BEEN DOWN, BUT I THANK GOD THINGS ARE WORKING ON WITH PACE..AND I HAVE NOT LET YOU DOWN WITH MY REPAYMENTS HOPE TO CLEAR MY OUTSTANDING BALANCE SOONEST..THINGS HAS BEEN TIGHT BUT I HAVE WORKED THEM OUT WISELY..THANKS TO ZIDISHA FAMILY FOR GOOD SUPPORT..

    REGARDS LIZ

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  • Elizabeth    Nov 27, 2016

    hi to all,my business is taking time to pick up as i informed you earlier since the location i relocated most of my clients find it very far, thou am picking slowly with new customers ,which has hindered the progression,but with time everything will come back to normal.

    regards liz

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  • Elizabeth    Jul 3, 2016

    Dear all, This is to let you know that I relocated my business to new premises and it is taking a bit of time to pick up. The move was occasioned by expiry of lease iof the old premises. I hope that the business will recover very soon and resume making higher weekly installments.

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  • Elizabeth    Apr 29, 2016

    hello all ,am greatful to God for everything,Zidisha family and all the lenders you are amazing and wonderful people,The way i am today is because of diverse commitment and love ,you have lifted me and taken me far beyond my expectation.Am doing fine thou business down.
    Regards liz

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  • Elizabeth    Nov 13, 2015

    Hello,Zidisha and all the lenders i am away since my mum was unwell and went home to attend her,am still at my home village and access to the internet is limited.Thank God for zidisha platform since even settling the hospital expenses wasnt a bother.
    regards liz

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  • Elizabeth    Oct 20, 2015

    Hello to all ZIDISHA FAMILY THANK YOU,TO LENDERS THANK YOU ,I feel so much humbled ,i appreaciate your eforts may GOD BLESSS YOU ALL. I assure you that i wont let you down.
    Regards liz

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  • Michael    Oct 10, 2015

    Wow!great business ideal.

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  • Elizabeth    Oct 8, 2015

    Hi all the lenders and zidisha family you are amazing generation you take risk in improving peoples life's i commend you wonderful guys,thanks again for your comments,you really help me to understand,discover, and know my potential,THANKS AND MAY GOD BLESS YOU IN A SPECIAL WAY.
    Regards liz

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  • Elizabeth    Oct 6, 2015

    Hi, thanks for every comment and encouragement from the lenders
    regards liz

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  • Elizabeth    Oct 6, 2015

    Through Zidisha loans, my business has grown beyond my wildest dreams. I have seen it grow from a nondescript stall to a big store serving all classes of people. It is a brave new world for me and I feel confident that the success I have made ever since I joined Zidisha will bring more success.

    Thank you so much for your valuable support.

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  • Ruth    Sep 16, 2015

    Wow.you are soo successful Eliza.i will call you to get sm insights.

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  • Elizabeth    Sep 15, 2015

    hello,zidisha and all the lenders am doing fine and my mpesa now has plenty of float to enable me serve my clients.i close very late due to the increased number of customers.Thanks for the support,
    regards liz

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  • Elizabeth    Apr 18, 2015

    hello zidisha and all lenders am doing okay and i thank GOD through this funding,am able to manage my business and family was now able to pay tuition fee for my daugter who is persuing french courseI do always thank you for your continued support in uplifting the communities all over the world without barriers regardless of where they eminate .Regards liz

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