Phibianah
Mombasa, Kenya
100% repaid
Name
Phibianah
Member since
January 2015
On-time repayments
322 installments • 82%
My name is Phibi, a mother of two - children aged 8 and 1 year old. I was born in the coast region of Kenya. I was born and bred in Taita county near the coast of Kenya. I was educated up to secondary level and then went to the city of Mombasa for college education.
While in Mombasa, I did a course in hospitality and computerized secretary. I later got a job in a transport firm and I worked there until 2010 when I quit to start livestock farming. I decided to quit my formal employment to break the monotony of doing routine work day in out.
I am a hard working woman with a sharp focus of raising my kids well by providing them with quality education as well as securing their future.
I started livestock business some five years ago. I do this activity on my acre piece of land which I bought with my savings when I was employed. I started this activity since I realized there was a need to supply fresh milk to my neighbors who used to rely on processed milk which is expensive and treated with preserving chemicals.
I have managed to increase my herd of cows to 4 heads and they produce milk which fetch around $650 per month. The monthly expenses go up to around $350 thus leaving me with a profit of $300. I use this money for my supporting my family.
I do my farming activity in an area where we experience two rainy seasons which last for about 3 months each. We experience a dry spell in between the seasons and we rely on rain water for our farming since there is not piped water in our homes.
We normally buy water from vendors during the dry spells. This makes our operations very expensive and sometimes the vendors supply contaminated water which make the cows sick hence affecting the milk production.
For this reason and if I am funded, I will buy a water tank to harvest rain water so as to eliminate this problem. This project will cost me $400 but I have been making little savings towards this project. This loan will come as final boost to help me actualize my idea.
Positive
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Neutral
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Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 2, 2015
Repayment status
On Time
Projected term
4 months
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