Buy hay for my livestock

Phibianah Mwasi

Mombasa, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Phibianah Mwasi

Member since

January 2015

On-time repayments

322 installments • 82%

About Me

My name is Phibi, a mother of two - children aged 8 and 1 year old. I was born in the coast region of Kenya. I was born and bred in Taita county near the coast of Kenya. I was educated up to secondary level and then went to the city of Mombasa for college education.

While in Mombasa, I did a course in hospitality and computerized secretary. I later got a job in a transport firm and I worked there until 2010 when I quit to start livestock farming. I decided to quit my formal employment to break the monotony of doing routine work day in out.

I am a hard working woman with a sharp focus of raising my kids well by providing them with quality education as well as securing their future.

My Business

I started livestock business some five years ago. I do this activity on my acre piece of land which I bought with my savings when I was employed. I started this activity since I realized there was a need to supply fresh milk to my neighbors who used to rely on processed milk which is expensive and treated with preserving chemicals.

I have managed to increase my herd of cows to 4 heads and they produce milk which fetch around $650 per month. The monthly expenses go up to around $350 thus leaving me with a profit of $300. I use this money for my supporting my family.

Loan Proposal

I managed to buy a water tank with the previous loan and now I have the water problem sorted out. The next challenge is feeding the cows which can be very challenging during the dry spells. I grow grass in my compound but on a very small scale and this does not last long during the dry season. This makes it necessary for me to buy hay from the sellers and it is quite expensive since I buy it in small quantities.

If given this credit, I will be able to buy 3 tonnes of hay for a total price of USD 200. This will last for a three months which is enough to cover the dry spell period. By so doing I will have save a lot (economy of scale) and ensure continuous feeding of my cows which are my main source of income. Thank you and please support my course.