322 installments • 82%
My name is Phibi, a mother of two - children aged 8 and 1 year old. I was born in the coast region of Kenya. I was born and bred in Taita county near the coast of Kenya. I was educated up to secondary level and then went to the city of Mombasa for college education.
While in Mombasa, I did a course in hospitality and computerized secretary. I later got a job in a transport firm and I worked there until 2010 when I quit to start livestock farming. I decided to quit my formal employment to break the monotony of doing routine work day in out.
I am a hard working woman with a sharp focus of raising my kids well by providing them with quality education as well as securing their future.
I started livestock business some five years ago. I do this activity on my acre piece of land which I bought with my savings when I was employed. I started this activity since I realized there was a need to supply fresh milk to my neighbors who used to rely on processed milk which is expensive and treated with preserving chemicals.
I have managed to increase my herd of cows to 4 heads and they produce milk which fetch around $650 per month. The monthly expenses go up to around $350 thus leaving me with a profit of $300. I use this money for my supporting my family.
A while ago, I started a small vegetable garden with an aim of supplementing my income from dairy cows. This has been a success since I harvest tomatoes twice a week and I am able to sell the produce immediately. I also started keeping chicken a few months ago but on a very small scale.
I now want to scale up my two projects. I will need about USD 150 to double the farming area and another USD 160 to increase the number of chickens to 200 from the current 50. This cash injection will go a long way in improving my cash flow which will definitely mean better life for my family.
Apr 22, 2016
Cost to entrepreneur
Service fee: $14.99
Phibianah opted to pay $107.96 into the Zidisha Members Loan Fund in return for a higher starting credit limit.