For an in-calf cow

Phibianah Mwasi

Mombasa, Kenya

52% repaid

Entrepreneur

Name

Phibianah Mwasi

Member since

January 2015

On-time repayments

322 installments  •  82%

About Me

My name is Phibi, a mother of two - children aged 8 and 1 year old. I was born in the coast region of Kenya. I was born and bred in Taita county near the coast of Kenya. I was educated up to secondary level and then went to the city of Mombasa for college education.

While in Mombasa, I did a course in hospitality and computerized secretary. I later got a job in a transport firm and I worked there until 2010 when I quit to start livestock farming. I decided to quit my formal employment to break the monotony of doing routine work day in out.

I am a hard working woman with a sharp focus of raising my kids well by providing them with quality education as well as securing their future.

My Business

I started livestock business some five years ago. I do this activity on my acre piece of land which I bought with my savings when I was employed. I started this activity since I realized there was a need to supply fresh milk to my neighbors who used to rely on processed milk which is expensive and treated with preserving chemicals.

I have managed to increase my herd of cows to 4 heads and they produce milk which fetch around $650 per month. The monthly expenses go up to around $350 thus leaving me with a profit of $300. I use this money for my supporting my family.

Loan Proposal

I lost my two dairy cows this year due to disease that ravaged my region. I want to get back to dairy farming by buying an in-calf cow that will give birth in three months time. I have already identified a seller and the cow will cost USD 800.

The importance of having dairy cows in addition to my other crop farming activities is that I will be assured of daily income from the milk as opposed to crop farming where I have to wait for a long time before harvesting.


I also hope to benefit from the cows manure since I do organic farming in my piece of land.

Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$941.15

Date disbursed

Jan 8, 2019

Repayment status

Late

Projected term

32 months

Cost to entrepreneur

Service fee: $39.65

Credit risk payment: $237.94

Lenders

AltruisticSelfishnes

Chicago, United States

W

winfried

Seoul, Republic of Korea

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

MindMuse

Talking Rock, United States

P

pmyadlowsky

Charlottesville, United States

JimVandegriff

Trinidad, California, United States

L

lujabe

Melbourne, Australia

Tavin

Ottawa, Canada

C

cyrilleberger

Gammalkil, Sweden

G

graememoss

Amsterdam, Netherlands

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

RasmusF

Södra Sandby, Sweden

ads68

Melbourne, Australia

Bobrm2k3

Charleston, United States

H

HobbyCollector

Beach City, United States

JOKer

Weisendorf, Germany

DocHolliday

Legend, United States

mikeice

Kohler, United States

M

Mullagh

United Kingdom

Gringotts

United States

B

bugdaniel

Switzerland

W

wesbh89

United States

JonasL

Stockholm, Sweden

CC

Catherine CatDesignz

Halifax, United Kingdom

SteveFylde

United Kingdom

C

Carol

Falmouth, United States

W

Wade

United States

Anna Hoad

Toronto, Canada

Craig

Memphis, TN, United States

Jeremy

Washington State, United States, United States

WE

Wendy Emlyn

Devon, United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

J

Jason

United States

Aran Dunlop

United States

jo

Los Angeles, United States

Surya Setiyaputra

Sydney, Australia

A

Andrei

United States

Arnaud M

Sydney, Australia

AK

Achim Königs

Bonn, Germany

CR

Christine Randall

Brisbane, Australia

Cliff

United States

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

Thomas

Sweden, Sweden

Sigrid

Belgium

TW

Tyler Wood

United States

JC

Justin cohan

United States

R

Rolands

Taichung, Taiwan

K

Katka

St Albans, United Kingdom

BS

Brandon S

United States

YV

Yuri Vanin

United States

S

Stephanie

Zurich, Switzerland

DK

Danny Kelly

United States

RC

Rudi Chen

United States

K

Kenny

United States

Tom Eggert

Madison, United States

JA

Jan Andresen

Hamburg, Germany

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

NH

Nancy Hull

United States

Melissa K

Portland, Oregon, United States

Dean Suminski

Portland, Oregon, United States

M

Margaret

United States

JF

J Fister

United States

D

David

United States

B

Berni

Germany

DM

Darin MacRae

United States

Daveycee

The Hague, Netherlands

Darrel Wratten

Cape Town, South Africa

S

SallyM

United States

Bruno

Vancouver, Canada, Canada

JT

Joanne Thompson

United Kingdom

Michael Bauschke

Dresden, Germany

RD

Roel De Meester

Antwerpen, Belgium

MW

Matt Wade

Switzerland

KP

Keith Penrod

United States

J

Jorrit

Eindhoven, Netherlands

Amon Munyaneza

Kigali Rwanda, United States

SW

Sean Walsh

United States

Norway

Genuine Interest

Singapore, Singapore

Joost

Noord Brabant, Netherlands

G

Gabi

Turkey

Joshi

United States

LT

Lisa Taylor

California, United States

VH

Valerie Henry

United States

Mark Wilco

Columbus, OH, United States

CJ

Carrie Jean

United States

Carol Vigurs

London, United Kingdom

B

Bram

Germany

Angela Chu

Toronto, Canada

Erin

Santa Barbara, United States

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