Entrepreneur
Name
Phibianah
Member since
January 2015
On-time repayments
322 installments • 82%
About Me
My name is Phibi, a mother of two - children aged 8 and 1 year old. I was born in the coast region of Kenya. I was born and bred in Taita county near the coast of Kenya. I was educated up to secondary level and then went to the city of Mombasa for college education.
While in Mombasa, I did a course in hospitality and computerized secretary. I later got a job in a transport firm and I worked there until 2010 when I quit to start livestock farming. I decided to quit my formal employment to break the monotony of doing routine work day in out.
I am a hard working woman with a sharp focus of raising my kids well by providing them with quality education as well as securing their future.
My Business
I started livestock business some five years ago. I do this activity on my acre piece of land which I bought with my savings when I was employed. I started this activity since I realized there was a need to supply fresh milk to my neighbors who used to rely on processed milk which is expensive and treated with preserving chemicals.
I have managed to increase my herd of cows to 4 heads and they produce milk which fetch around $650 per month. The monthly expenses go up to around $350 thus leaving me with a profit of $300. I use this money for my supporting my family.
Loan Proposal
I lost my two dairy cows this year due to disease that ravaged my region. I want to get back to dairy farming by buying an in-calf cow that will give birth in three months time. I have already identified a seller and the cow will cost USD 800.
The importance of having dairy cows in addition to my other crop farming activities is that I will be assured of daily income from the milk as opposed to crop farming where I have to wait for a long time before harvesting.
I also hope to benefit from the cows manure since I do organic farming in my piece of land.
Thank you.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$941.00
Date disbursed
Jan 8, 2019
Repayment status
Late
Projected term
32 months
Lenders
Charlottesville, United States
Gammalkil, Sweden
Amsterdam, Netherlands
Germany
Halifax, United Kingdom
United States
Luxembourg
Australia
Denmark
London, United Kingdom
Germany
United States
United States
Hamburg, Germany
Denmark
United States
United States
United States
Germany
United Kingdom
United States
Antwerpen, Belgium
United States
United States
United States
Norway
United States
United States
Germany
Spain
Sweden
Belgium
China
Summary
Amount repaid
$488.12
Amount remaining
$453.03
Expected completion
Sep 11, 2021
Status
Repaying late
Installment amount
$11.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 19, 2019 | $2.96 | Jan 15, 2019 | $2.96 |
| Jan 26, 2019 | $2.96 | Jan 22, 2019 | $2.96 |
| Feb 2, 2019 | $2.96 | Feb 8, 2019 | $2.96 |
| Feb 9, 2019 | $2.96 | Feb 8, 2019 | $2.96 |
| Feb 16, 2019 | $2.96 | Feb 14, 2019 | $2.96 |
| Feb 23, 2019 | $2.96 | Feb 28, 2019 | $2.96 |
| Mar 2, 2019 | $2.96 | Mar 14, 2019 | $2.96 |
| Mar 9, 2019 | $2.96 | Mar 14, 2019 | $2.96 |
| Mar 16, 2019 | $2.96 | Mar 18, 2019 | $2.96 |
| Mar 23, 2019 | $2.96 | Mar 29, 2019 | $2.96 |
| Mar 30, 2019 | $2.96 | Apr 8, 2019 | $2.96 |
| Apr 6, 2019 | $2.96 | Apr 8, 2019 | $2.96 |
| Apr 13, 2019 | $2.96 | Apr 17, 2019 | $2.96 |
| Apr 20, 2019 | $2.96 | Apr 17, 2019 | $2.96 |
| Apr 27, 2019 | $2.96 | May 1, 2019 | $2.96 |
| May 4, 2019 | $2.96 | May 1, 2019 | $1.97 |
| May 9, 2019 | $0.99 | ||
| May 11, 2019 | $2.96 | May 9, 2019 | $2.96 |
| May 18, 2019 | $14.78 | May 24, 2019 | $5.91 |
| May 27, 2019 | $5.91 | ||
| May 29, 2019 | $2.96 | ||
| May 25, 2019 | $0.00 | ||
| Jun 1, 2019 | $2.96 | Jun 14, 2019 | $2.96 |
| Jun 8, 2019 | $2.96 | Jun 14, 2019 | $2.96 |
| Jun 15, 2019 | $2.96 | Jun 14, 2019 | $2.96 |
| Jun 22, 2019 | $2.96 | Jun 14, 2019 | $2.96 |
| Jun 29, 2019 | $2.96 | Jul 1, 2019 | $2.96 |
| Jul 6, 2019 | $2.96 | Jul 17, 2019 | $2.96 |
| Jul 13, 2019 | $2.96 | Jul 17, 2019 | $2.96 |
| Jul 20, 2019 | $2.96 | Aug 5, 2019 | $2.96 |
| Jul 27, 2019 | $2.96 | Aug 5, 2019 | $2.96 |
| Aug 3, 2019 | $2.96 | Aug 7, 2019 | $2.96 |
| Aug 10, 2019 | $17.74 | Aug 7, 2019 | $2.96 |
| Aug 16, 2019 | $5.91 | ||
| Aug 28, 2019 | $8.87 | ||
| Aug 17, 2019 | $0.00 | ||
| Aug 24, 2019 | $0.00 | ||
| Aug 31, 2019 | $2.96 | Sep 7, 2019 | $2.96 |
| Sep 7, 2019 | $2.96 | Sep 7, 2019 | $2.96 |
| Sep 14, 2019 | $2.96 | Sep 7, 2019 | $2.96 |
| Sep 21, 2019 | $2.96 | Sep 26, 2019 | $2.96 |
| Sep 28, 2019 | $2.96 | Sep 26, 2019 | $2.96 |
| Oct 5, 2019 | $5.91 | Oct 11, 2019 | $5.91 |
| Oct 12, 2019 | $0.00 | ||
| Oct 19, 2019 | $0.00 | ||
| Oct 26, 2019 | $0.00 | ||
| Nov 2, 2019 | $2.96 | Oct 28, 2019 | $2.96 |
| Nov 9, 2019 | $2.96 | Oct 28, 2019 | $2.96 |
| Nov 16, 2019 | $2.96 | Oct 28, 2019 | $2.96 |
| Nov 23, 2019 | $2.96 | Nov 9, 2019 | $2.96 |
| Nov 30, 2019 | $2.96 | Nov 9, 2019 | $2.96 |
| Dec 7, 2019 | $29.56 | Nov 27, 2019 | $11.83 |
| Dec 27, 2019 | $11.83 | ||
| Jan 7, 2020 | $5.91 | ||
| Dec 14, 2019 | $0.00 | ||
| Dec 21, 2019 | $0.00 | ||
| Dec 28, 2019 | $0.00 | ||
| Jan 4, 2020 | $0.00 | ||
| Jan 11, 2020 | $2.96 | Jan 13, 2020 | $2.96 |
| Jan 18, 2020 | $2.96 | Jan 16, 2020 | $2.96 |
| Jan 25, 2020 | $2.96 | Jan 28, 2020 | $2.96 |
| Feb 1, 2020 | $2.96 | Feb 8, 2020 | $2.96 |
| Feb 8, 2020 | $2.96 | Feb 8, 2020 | $2.96 |
| Feb 15, 2020 | $0.00 | ||
| Feb 22, 2020 | $2.96 | Feb 24, 2020 | $2.96 |
| Feb 29, 2020 | $2.96 | Mar 9, 2020 | $2.96 |
| Mar 7, 2020 | $2.96 | Mar 9, 2020 | $2.96 |
| Mar 14, 2020 | $2.96 | Mar 19, 2020 | $2.96 |
| Mar 21, 2020 | $2.96 | Mar 27, 2020 | $2.96 |
| Mar 28, 2020 | $2.96 | Apr 1, 2020 | $2.96 |
| Apr 4, 2020 | $0.00 | ||
| Apr 11, 2020 | $0.00 | ||
| Apr 18, 2020 | $2.96 | Apr 20, 2020 | $2.96 |
| Apr 25, 2020 | $2.96 | May 4, 2020 | $2.96 |
| May 2, 2020 | $2.96 | May 4, 2020 | $2.96 |
| May 9, 2020 | $2.96 | May 11, 2020 | $2.96 |
| May 16, 2020 | $2.96 | May 19, 2020 | $2.96 |
| May 23, 2020 | $2.96 | May 19, 2020 | $2.96 |
| May 30, 2020 | $2.97 | Jun 8, 2020 | $2.97 |
| Jun 6, 2020 | $2.97 | Jun 8, 2020 | $2.97 |
| Jun 13, 2020 | $2.97 | Jun 23, 2020 | $2.97 |
| Jun 20, 2020 | $2.97 | Jun 23, 2020 | $2.97 |
| Jun 27, 2020 | $2.97 | Jul 9, 2020 | $2.97 |
| Jul 4, 2020 | $2.97 | Jul 9, 2020 | $2.97 |
| Jul 11, 2020 | $0.00 | ||
| Jul 18, 2020 | $2.97 | Jul 21, 2020 | $2.97 |
| Jul 25, 2020 | $2.97 | Aug 3, 2020 | $2.97 |
| Aug 1, 2020 | $2.97 | Aug 3, 2020 | $2.97 |
| Aug 8, 2020 | $2.97 | Aug 19, 2020 | $2.97 |
| Aug 15, 2020 | $2.97 | Aug 19, 2020 | $2.97 |
| Aug 22, 2020 | $8.90 | Sep 2, 2020 | $5.93 |
| Sep 5, 2020 | $2.97 | ||
| Aug 29, 2020 | $0.00 | ||
| Sep 5, 2020 | $0.00 | ||
| Sep 12, 2020 | $2.97 | Sep 25, 2020 | $2.97 |
| Sep 19, 2020 | $2.97 | Sep 25, 2020 | $2.97 |
| Sep 26, 2020 | $2.97 | Sep 29, 2020 | $2.97 |
| Oct 3, 2020 | $2.97 | Oct 16, 2020 | $2.97 |
| Oct 10, 2020 | $2.97 | Oct 16, 2020 | $2.97 |
| Oct 17, 2020 | $2.97 | Oct 30, 2020 | $2.97 |
| Oct 24, 2020 | $0.00 | ||
| Oct 31, 2020 | $0.00 | ||
| Nov 7, 2020 | $2.97 | Nov 16, 2020 | $2.97 |
| Nov 14, 2020 | $2.97 | Nov 16, 2020 | $2.97 |
| Nov 21, 2020 | $2.97 | Nov 25, 2020 | $2.97 |
| Nov 28, 2020 | $2.97 | Nov 30, 2020 | $2.97 |
| Dec 5, 2020 | $2.97 | Dec 7, 2020 | $2.97 |
| Dec 12, 2020 | $2.97 | Dec 17, 2020 | $2.97 |
| Dec 19, 2020 | $2.97 | Jan 5, 2021 | $2.97 |
| Dec 26, 2020 | $2.97 | Jan 5, 2021 | $2.97 |
| Jan 2, 2021 | $2.97 | Jan 5, 2021 | $2.97 |
| Jan 9, 2021 | $2.97 | Jan 20, 2021 | $2.97 |
| Jan 16, 2021 | $2.97 | Jan 20, 2021 | $2.97 |
| Jan 23, 2021 | $2.97 | Jan 25, 2021 | $2.97 |
| Jan 30, 2021 | $5.93 | Feb 2, 2021 | $2.97 |
| Feb 9, 2021 | $2.97 | ||
| Feb 6, 2021 | $0.00 | ||
| Feb 13, 2021 | $9.85 | Feb 23, 2021 | $9.85 |
| Feb 20, 2021 | $0.00 | ||
| Feb 27, 2021 | $0.00 | ||
| Mar 6, 2021 | $8.87 | Mar 10, 2021 | $5.91 |
| Mar 31, 2021 | $2.96 | ||
| Mar 13, 2021 | $0.00 | ||
| Mar 20, 2021 | $0.00 | ||
| Mar 27, 2021 | $0.00 | ||
| Apr 3, 2021 | $11.12 | Apr 6, 2021 | $8.87 |
| Apr 21, 2021 | $2.25 | ||
| Apr 10, 2021 | $11.12 | Apr 21, 2021 | $0.71 |
| Apr 28, 2021 | $5.91 | ||
| May 19, 2021 | $4.49 | ||
| Apr 17, 2021 | $11.12 | May 19, 2021 | $1.42 |
| Jun 1, 2021 | $2.96 | ||
| Jun 16, 2021 | $2.96 | ||
| Jun 22, 2021 | $3.78 | ||
| Apr 24, 2021 | $11.12 | Jun 22, 2021 | $2.13 |
| Jul 18, 2021 | $5.91 | ||
| Aug 2, 2021 | $3.07 | ||
| May 1, 2021 | $11.12 | Aug 2, 2021 | $2.84 |
| Aug 23, 2021 | $5.91 | ||
| Sep 24, 2021 | $2.37 | ||
| May 8, 2021 | $11.12 | Sep 24, 2021 | $6.50 |
| Oct 8, 2021 | $4.61 | ||
| May 15, 2021 | $11.12 | Oct 8, 2021 | $4.26 |
| Oct 28, 2021 | $5.91 | ||
| Nov 30, 2021 | $0.95 | ||
| May 22, 2021 | $11.12 | Nov 30, 2021 | $8.91 |
| Dec 4, 2021 | $2.21 | ||
| May 29, 2021 | $11.12 | Dec 4, 2021 | $7.65 |
| Dec 18, 2021 | $3.47 | ||
| Jun 5, 2021 | $11.12 | Dec 18, 2021 | $1.46 |
| Dec 26, 2021 | $9.66 | ||
| Jun 12, 2021 | $11.12 | Dec 26, 2021 | $0.20 |
| Jan 17, 2022 | $9.85 | ||
| Mar 29, 2022 | $1.06 | ||
| Jun 19, 2021 | $11.12 | Mar 29, 2022 | $3.86 |
| May 12, 2022 | $4.93 | ||
| Jun 22, 2022 | $2.33 | ||
| Jun 26, 2021 | $11.12 | Jun 22, 2022 | $2.60 |
| Jul 29, 2022 | $4.93 | ||
| Jul 3, 2021 | $11.12 | ||
| Jul 10, 2021 | $11.12 | ||
| Jul 17, 2021 | $11.12 | ||
| Jul 24, 2021 | $11.12 | ||
| Jul 31, 2021 | $251.28 | ||
| Aug 7, 2021 | $11.12 | ||
| Aug 14, 2021 | $11.12 | ||
| Aug 21, 2021 | $11.12 | ||
| Aug 28, 2021 | $11.12 | ||
| Sep 4, 2021 | $11.12 | ||
| Sep 11, 2021 | $98.12 | ||
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