Name
Phibianah
Member since
January 2015
On-time repayments
322 installments • 82%
My name is Phibi, a mother of two - children aged 8 and 1 year old. I was born in the coast region of Kenya. I was born and bred in Taita county near the coast of Kenya. I was educated up to secondary level and then went to the city of Mombasa for college education.
While in Mombasa, I did a course in hospitality and computerized secretary. I later got a job in a transport firm and I worked there until 2010 when I quit to start livestock farming. I decided to quit my formal employment to break the monotony of doing routine work day in out.
I am a hard working woman with a sharp focus of raising my kids well by providing them with quality education as well as securing their future.
I started livestock business some five years ago. I do this activity on my acre piece of land which I bought with my savings when I was employed. I started this activity since I realized there was a need to supply fresh milk to my neighbors who used to rely on processed milk which is expensive and treated with preserving chemicals.
I have managed to increase my herd of cows to 4 heads and they produce milk which fetch around $650 per month. The monthly expenses go up to around $350 thus leaving me with a profit of $300. I use this money for my supporting my family.
I managed to buy a water tank with the previous loan and now I have the water problem sorted out. The next challenge is feeding the cows which can be very challenging during the dry spells. I grow grass in my compound but on a very small scale and this does not last long during the dry season. This makes it necessary for me to buy hay from the sellers and it is quite expensive since I buy it in small quantities.
If given this credit, I will be able to buy 3 tonnes of hay for a total price of USD 200. This will last for a three months which is enough to cover the dry spell period. By so doing I will have save a lot (economy of scale) and ensure continuous feeding of my cows which are my main source of income. Thank you and please support my course.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$187.00
Date disbursed
Jul 21, 2015
Repayment status
On Time
Projected term
8 months
Amount repaid
$195.41
Amount remaining
$0.00
Date repaid
Apr 10, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 2, 2015 | $5.15 | Aug 7, 2015 | $5.15 |
Aug 9, 2015 | $5.15 | Aug 7, 2015 | $5.15 |
Aug 16, 2015 | $5.15 | Aug 15, 2015 | $5.15 |
Aug 23, 2015 | $5.15 | Aug 22, 2015 | $5.15 |
Aug 30, 2015 | $5.15 | Aug 29, 2015 | $5.15 |
Sep 6, 2015 | $5.15 | Sep 6, 2015 | $5.15 |
Sep 13, 2015 | $5.15 | Sep 14, 2015 | $5.15 |
Sep 20, 2015 | $5.15 | Sep 20, 2015 | $5.15 |
Sep 27, 2015 | $5.15 | Sep 28, 2015 | $5.15 |
Oct 4, 2015 | $5.15 | Oct 5, 2015 | $5.15 |
Oct 11, 2015 | $5.15 | Oct 12, 2015 | $5.15 |
Oct 18, 2015 | $5.15 | Oct 19, 2015 | $5.15 |
Oct 25, 2015 | $5.15 | Nov 2, 2015 | $5.15 |
Nov 1, 2015 | $5.15 | Nov 2, 2015 | $5.15 |
Nov 8, 2015 | $5.15 | Nov 10, 2015 | $5.15 |
Nov 15, 2015 | $5.15 | Nov 30, 2015 | $5.15 |
Nov 22, 2015 | $5.15 | Nov 30, 2015 | $5.15 |
Nov 29, 2015 | $5.15 | Nov 30, 2015 | $5.15 |
Dec 6, 2015 | $5.15 | Nov 30, 2015 | $5.15 |
Dec 13, 2015 | $5.15 | Nov 30, 2015 | $5.15 |
Dec 20, 2015 | $5.15 | Dec 7, 2015 | $5.15 |
Dec 27, 2015 | $5.15 | Dec 7, 2015 | $5.15 |
Jan 3, 2016 | $5.15 | Dec 15, 2015 | $5.15 |
Jan 10, 2016 | $5.15 | Dec 28, 2015 | $5.15 |
Jan 17, 2016 | $5.15 | Dec 28, 2015 | $5.15 |
Jan 24, 2016 | $5.15 | Jan 5, 2016 | $5.15 |
Jan 31, 2016 | $5.15 | Jan 21, 2016 | $5.15 |
Feb 7, 2016 | $5.15 | Jan 21, 2016 | $5.15 |
Feb 14, 2016 | $5.15 | Feb 9, 2016 | $5.15 |
Feb 21, 2016 | $5.15 | Feb 9, 2016 | $5.15 |
Feb 28, 2016 | $5.15 | Feb 29, 2016 | $5.15 |
Mar 6, 2016 | $5.15 | Mar 7, 2016 | $5.15 |
Mar 13, 2016 | $5.15 | Mar 18, 2016 | $5.15 |
Mar 20, 2016 | $5.15 | Mar 18, 2016 | $5.15 |
Mar 27, 2016 | $5.15 | Apr 4, 2016 | $5.15 |
Apr 3, 2016 | $5.15 | Apr 5, 2016 | $5.15 |
Apr 10, 2016 | $5.15 | Apr 10, 2016 | $5.15 |
Apr 17, 2016 | $4.69 | Apr 10, 2016 | $4.69 |
Ask Phibianah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.