Cooking oil, maize flour etc for my grocery store

Grace Njoki

Nairobi, Kenya

100% repaid



Grace Njoki

Member since

November 2016

On-time repayments

139 installments  •  62%

About Me

I am Grace, a mother of 1 girl who is a teenager now. I was born in Nyeri in central Kenya where I used to help my parents with household chores. I went to primary school and then proceeded to secondary school.

I later got married to my husband and relocated to Mombasa where he opened a shop business for me. I have been doing this business for the last 8 years. I relocated to Nairobi last year since there are better opportunities here.

My Business

I run a small shop (kiosk) in the city of Nairobi. My kiosk is stocked with household items such as sugar, flour, cooking oil, etc. It caters for people who do small shopping or those who do not have time to go to supermarket and malls. It is located near a residential estate and the people in the neighborhood find it very convenient to shop here.

This business provides for all my expenses like house rent, school fees for my only daughter and other necessities. I have been doing this business for the last 8years and I am glad I have kept it going despite some challenges that come along the way. I believe in honesty and hard work and I hope to diversify my business and venture in other areas like catering once I get enough capital for such investment.

Loan Proposal

My business is doing well and my customers are used to getting almost all their household needs from my shop. This has given me a big responsibility of ensuring that I provide all they they need so that I do not disappoint them.

I will increase my stock of cooking oil where I will buy 3 containers of 20 litres each at a total cost of USD 120. I will then buy 180 kilograms of maize flour (packed into 1 and 2 kgs) at a total cost of USD 170. I will then spend whatever amount that will remain to buy other small items to sell.

This will go a long way in giving my business a solid foundation and the expected multiplier effect will take me to great heights of success.







Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 19, 2017

Repayment status

On Time

Projected term

14 months



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