Inventory of groceries

Grace Njoki

Nairobi, Kenya

43% repaid



Grace Njoki

Member since

November 2016

On-time repayments

139 installments  •  62%

About Me

I am Grace, a mother of 1 girl who is a teenager now. I was born in Nyeri in central Kenya where I used to help my parents with household chores. I went to primary school and then proceeded to secondary school.

I later got married to my husband and relocated to Mombasa where he opened a shop business for me. I have been doing this business for the last 8 years. I relocated to Nairobi last year since there are better opportunities here.

My Business

I run a small shop (kiosk) in the city of Nairobi. My kiosk is stocked with household items such as sugar, flour, cooking oil, etc. It caters for people who do small shopping or those who do not have time to go to supermarket and malls. It is located near a residential estate and the people in the neighborhood find it very convenient to shop here.

This business provides for all my expenses like house rent, school fees for my only daughter and other necessities. I have been doing this business for the last 8years and I am glad I have kept it going despite some challenges that come along the way. I believe in honesty and hard work and I hope to diversify my business and venture in other areas like catering once I get enough capital for such investment.

Loan Proposal

As in previous loans, I will use this one to buy more stock. This will give me a competitive edge since buyers prefer to buy from well stocked stores. It will also enable me to increase variety which will attract more buyers to my shop.

This money will be used to buy a stock of:

1. Maize flower - $80
2. Wheat flower $90
3. Cooking oil - $100
4. Sugar - $85
4. Miscellaneous items $50

I have been able to grow my business from a small kiosk to a big shop now. I hope to keep using Zidisha credit to keep growing.

Thank you.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 12, 2018

Repayment status


Projected term

13 months



Jorge Alagon

Munich, Germany

Paul Buchheit

Mountain View, United States

Ask Grace a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.