Increase my stock

Grace Njoki

Nairobi, Kenya

100% repaid



Grace Njoki

Member since

November 2016

On-time repayments

139 installments  •  62%

About Me

I am Grace, a mother of 1 girl who is a teenager now. I was born in Nyeri in central Kenya where I used to help my parents with household chores. I went to primary school and then proceeded to secondary school.

I later got married to my husband and relocated to Mombasa where he opened a shop business for me. I have been doing this business for the last 8 years. I relocated to Nairobi last year since there are better opportunities here.

My Business

I run a small shop (kiosk) in the city of Nairobi. My kiosk is stocked with household items such as sugar, flour, cooking oil, etc. It caters for people who do small shopping or those who do not have time to go to supermarket and malls. It is located near a residential estate and the people in the neighborhood find it very convenient to shop here.

This business provides for all my expenses like house rent, school fees for my only daughter and other necessities. I have been doing this business for the last 8years and I am glad I have kept it going despite some challenges that come along the way. I believe in honesty and hard work and I hope to diversify my business and venture in other areas like catering once I get enough capital for such investment.

Loan Proposal

I will use the money to buy a few items which will be an addition to the current stock that I have. I will buy 20 liters of cooking oil and tissue paper which I will then retail from the outlet.

More important, I will use this loan as an entry point to Zidisha lending system with a hope of securing bigger loan in future that will help me expand my business in a significant way.

Thank you.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Nov 6, 2016

Repayment status

On Time

Projected term

2 months


The Zinc Team

San Francisco, United States

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