Name
Raisa
Member since
April 2015
On-time repayments
195 installments • 61%
I'm Raisa Ochieng' a first born in a family of three. I was born in 1988 24th December. I cleared primary school in the year 2001. Joined high school in the year 2002 and cleared in 2005. My dad, a retired pharmacist retired when I had hardly cleared primary education. My mom a tailor, struggled to take me through high school. Due to always being sent home for school fees, I missed lots of lessons and therefore didn't perform as I had expected in high school. I got a mean grade of C minus. After that I volunteered at my previous primary school as a volunteer teacher. It is then that my colleagues raised cash and saw me through college. I joined Nairobi Aviation college to study Mass communication. I cleared my diploma course in 2010. Due to scarcity of jobs, I decided to venture into business. I would buy air fresheners and sell in carwashes. I got married to my husband in 2011, in 2012 we were blessed with a baby boy, it is then that my husband gave me capital to set up my retail shop. I believe since there are scarcity of jobs I could create job opportunities for the youths
Its mainly a retail shop. The shop is just within the court that I stay in.I set up this shop since there's none around and people would walk long distance for essential commodities.I sell majorly foodstuffs like bread, milk,buns, eggs, rice, flour, toiletries, stationery. With the help of Zidisha, I have managed to incorporate cereals in the shop. I'm looking forward to make it a wholesale shop with the help of Zidisha.I have also recently in cooperated ice lollies in the shop which boost me so much. I have a boy whom I have employed at the shop to held him with his basic needs
I love making money but what I enjoy most is solving people's problems as I make money. Its currently sunny in Kenya and people need something to help them cool off the heat. I have therefore decided to venture in an Ice lollies business to incorporate in the shop. The deep freezer I want to buy is Ksh 20000. If Zidisha funds me with Ksh 14411 I plan to top up with money from the shop to buy the deep freezer, ice lolly sticks and tins to make them. My starting target is about 100 pieces of lollies per day to sell at Ksh 5each. If this works out, I will manage Ksh 500 per day. I will keep aside Ksh 150 for the loan repayment each day, I will use the remainder to reinvest in the business. Looking forward to positive feedback towards this loan proposal which will be highly appreciated. Thanks much lenders.
Positive
1
Neutral
None
Negative
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Project Type
Classic Loan
Disbursed amount
$142.00
Date disbursed
Oct 18, 2018
Repayment status
On Time
Projected term
4 months
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