Cereals for my shop

Raisa

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Raisa

Member since

April 2015

On-time repayments

195 installments  •  61%

About Me

I'm Raisa Ochieng' a first born in a family of three. I was born in 1988 24th December. I cleared primary school in the year 2001. Joined high school in the year 2002 and cleared in 2005. My dad, a retired pharmacist retired when I had hardly cleared primary education. My mom a tailor, struggled to take me through high school. Due to always being sent home for school fees, I missed lots of lessons and therefore didn't perform as I had expected in high school. I got a mean grade of C minus. After that I volunteered at my previous primary school as a volunteer teacher. It is then that my colleagues raised cash and saw me through college. I joined Nairobi Aviation college to study Mass communication. I cleared my diploma course in 2010. Due to scarcity of jobs, I decided to venture into business. I would buy air fresheners and sell in carwashes. I got married to my husband in 2011, in 2012 we were blessed with a baby boy, it is then that my husband gave me capital to set up my retail shop. I believe since there are scarcity of jobs I could create job opportunities for the youths

My Business

Its mainly a retail shop. The shop is just within the court that I stay in.I set up this shop since there's none around and people would walk long distance for essential commodities.I sell majorly foodstuffs like bread, milk,buns, eggs, rice, flour, toiletries, stationery. With the help of Zidisha, I have managed to incorporate cereals in the shop. I'm looking forward to make it a wholesale shop with the help of Zidisha.I have also recently in cooperated ice lollies in the shop which boost me so much. I have a boy whom I have employed at the shop to held him with his basic needs

Loan Proposal

My previous loan didn't go so well with me since I introduced a totally new product that clients aren't used too. I had to use money meant for cereals to buy other essential stocks. I hereby wish to start the cereal business again. I will use 10dollars to buy beans, 10dollars to buy chickpeas, 10 dollars to buy a very fast moving type of beans called dengu special. The remaining 20 dollars I will use to buy wheat flour. Since Christmas is approaching I expect an increase in sales and profits. This will help my clients not walk a long way for such commodities.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$46.00

Date disbursed

Dec 3, 2016

Repayment status

On Time

Projected term

5 months

Lenders

G

Goodwill

Oakland, United States

Janet Merrill Miller

The Mossy Pacific Northwest, United States

E

Erich

Zurich, Switzerland

Craig Newmark

United States

The Zinc Team

San Francisco, United States

MO

Mark Owens

United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

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