Entrepreneur
Name
Raisa
Member since
April 2015
On-time repayments
195 installments • 61%
About Me
I'm Raisa Ochieng' a first born in a family of three. I was born in 1988 24th December. I cleared primary school in the year 2001. Joined high school in the year 2002 and cleared in 2005. My dad, a retired pharmacist retired when I had hardly cleared primary education. My mom a tailor, struggled to take me through high school. Due to always being sent home for school fees, I missed lots of lessons and therefore didn't perform as I had expected in high school. I got a mean grade of C minus. After that I volunteered at my previous primary school as a volunteer teacher. It is then that my colleagues raised cash and saw me through college. I joined Nairobi Aviation college to study Mass communication. I cleared my diploma course in 2010. Due to scarcity of jobs, I decided to venture into business. I would buy air fresheners and sell in carwashes. I got married to my husband in 2011, in 2012 we were blessed with a baby boy, it is then that my husband gave me capital to set up my retail shop. I believe since there are scarcity of jobs I could create job opportunities for the youths
My Business
Its mainly a retail shop. The shop is just within the court that I stay in.I set up this shop since there's none around and people would walk long distance for essential commodities.I sell majorly foodstuffs like bread, milk,buns, eggs, rice, flour, toiletries, stationery. With the help of Zidisha, I have managed to incorporate cereals in the shop. I'm looking forward to make it a wholesale shop with the help of Zidisha.I have also recently in cooperated ice lollies in the shop which boost me so much. I have a boy whom I have employed at the shop to held him with his basic needs
Loan Proposal
My previous loan didn't go so well with me since I introduced a totally new product that clients aren't used too. I had to use money meant for cereals to buy other essential stocks. I hereby wish to start the cereal business again. I will use 10dollars to buy beans, 10dollars to buy chickpeas, 10 dollars to buy a very fast moving type of beans called dengu special. The remaining 20 dollars I will use to buy wheat flour. Since Christmas is approaching I expect an increase in sales and profits. This will help my clients not walk a long way for such commodities.
Feedback
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$46.00
Date disbursed
Dec 3, 2016
Repayment status
On Time
Projected term
5 months
Other loans
Lenders
United States
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Summary
Amount repaid
$45.96
Amount remaining
$0.00
Date repaid
Apr 30, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 10, 2016 | $3.02 | Dec 23, 2016 | $3.02 |
| Dec 17, 2016 | $0.00 | ||
| Dec 24, 2016 | $3.02 | Jan 14, 2017 | $3.02 |
| Dec 31, 2016 | $0.00 | ||
| Jan 7, 2017 | $0.00 | ||
| Jan 14, 2017 | $0.00 | ||
| Jan 21, 2017 | $3.22 | Feb 11, 2017 | $3.22 |
| Jan 28, 2017 | $0.00 | ||
| Feb 4, 2017 | $0.00 | ||
| Feb 11, 2017 | $0.00 | ||
| Feb 18, 2017 | $5.04 | Feb 28, 2017 | $5.04 |
| Feb 25, 2017 | $5.04 | Feb 28, 2017 | $0.30 |
| Mar 6, 2017 | $1.01 | ||
| Mar 7, 2017 | $1.01 | ||
| Mar 11, 2017 | $1.01 | ||
| Mar 13, 2017 | $1.01 | ||
| Mar 13, 2017 | $0.71 | ||
| Mar 4, 2017 | $0.30 | Mar 13, 2017 | $0.30 |
| Mar 11, 2017 | $0.00 | ||
| Mar 18, 2017 | $0.00 | ||
| Mar 25, 2017 | $5.04 | Mar 26, 2017 | $1.01 |
| Mar 26, 2017 | $1.01 | ||
| Mar 26, 2017 | $1.01 | ||
| Mar 26, 2017 | $1.01 | ||
| Mar 26, 2017 | $1.01 | ||
| Apr 1, 2017 | $0.00 | ||
| Apr 8, 2017 | $0.00 | ||
| Apr 15, 2017 | $0.00 | ||
| Apr 22, 2017 | $6.04 | Apr 24, 2017 | $1.01 |
| Apr 24, 2017 | $1.01 | ||
| Apr 24, 2017 | $1.01 | ||
| Apr 24, 2017 | $1.01 | ||
| Apr 24, 2017 | $1.01 | ||
| Apr 24, 2017 | $1.01 | ||
| Apr 29, 2017 | $6.04 | Apr 30, 2017 | $6.04 |
| May 6, 2017 | $9.20 | Apr 30, 2017 | $9.20 |
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