197 installments • 97%
I was born and raised in Makueni County, Mwisini Village.
Let me first help you understand the nature of my region.
It's hot and dry, and the people who live in this area are
poverty-stricken. All the rivers source are seasonal. Growing up, I didn't have even the privilege of nature favoring me. I walked to school for kilometers barefoot and the ground was ever so hot. In my family, we only had two meals each day. Education was a challenge. As a child, my dream was to learn and know how to read and write in Swahili and in English. Because I didn't have any materials to read, I would borrow old newspapers from a neighbor to practice my reading and to try to memorize new vocabulary. I learned a lot through the old newspapers.
I learned about the world, and about the country's political environment. And whenever I read it, I felt connected with the world.
My wife and I have a son.
My business is a mini koisk where I retail consumables to the people who live around Hinga Road. My shop retails sugar, rice, salt, baking flour, ugali flour, and packed milk. This kiosk has everything a client would need for breakfast, lunch, and supper. I have created a great clientele base. They rely on my services and products, on a daily basis.
I sell to over 200 people. I open at 5a.m. and I close shop at 11p.m.
This is what earns me a living. I take care of my family's needs from the income that is generated from this kiosk. I pay for rent and food, and I also am in school and get my school fees from my business.
The loan will go into opening a second shop on thiongo road, this will give me double income and also will provide me with a chance to employ someone, 10,000 kshs will go towards, rent for two months, 15,000 kshs will go towards food items i.e 5 bundles ugali, 50kg rice among other food items that are for cooking as spices, 10,000 kshs, will go towards stocking daily consumables i.e packed milk 1 crate,bread 3 creates, small size tea leaves 5 dozens, cakes among other morning mandazis, 10,000 kshs will go towards 7 crates of coca cola sodas a mixtures of different sizes plus an application for the coca cola fridge, this amount will cater for drinks for sale depending on what is in demand mostly those that children like in small quantities quencher, 5000 kshs will go towards sweets and packaging papers.Since its a new business i expect to make a minimum of 700 per day, benefits are hat i will be giving someone employment personally i will be slowly becoming an investor.
Jul 25, 2016