180 installments • 97%
I was born and raised in Makueni County, Mwisini Village.
Let me first help you understand the nature of my region.
It's hot and dry, and the people who live in this area are
poverty-stricken. All the rivers source are seasonal. Growing up, I didn't have even the privilege of nature favoring me. I walked to school for kilometers barefoot and the ground was ever so hot. In my family, we only had two meals each day. Education was a challenge. As a child, my dream was to learn and know how to read and write in Swahili and in English. Because I didn't have any materials to read, I would borrow old newspapers from a neighbor to practice my reading and to try to memorize new vocabulary. I learned a lot through the old newspapers.
I learned about the world, and about the country's political environment. And whenever I read it, I felt connected with the world.
My wife and I have a son.
My business is a mini koisk where I retail consumables to the people who live around Hinga Road. My shop retails sugar, rice, salt, baking flour, ugali flour, and packed milk. This kiosk has everything a client would need for breakfast, lunch, and supper. I have created a great clientele base. They rely on my services and products, on a daily basis.
I sell to over 200 people. I open at 5a.m. and I close shop at 11p.m.
This is what earns me a living. I take care of my family's needs from the income that is generated from this kiosk. I pay for rent and food, and I also am in school and get my school fees from my business.
Dear lenders I currently run a retail mini shop or mini super market , I have a great clientele and I would like to increase my stock, the money will go to paying my suppliers that is the milks suppliers, 20,000 kshs, maize flour 15,000kshs,Sugar 20,000kshs, cooking oil 18,500kshs, baby diapers small, mini and maxi 10,000kshs, Rice 32,000kshs, the above stock if added to my current stock I will be able to sail through the unpredictable market trends that keeps the prices hiking and thus making business not so profitable.
Sep 7, 2019
Cost to entrepreneur
Service fee: $32.69
Credit risk payment: $196.14