Funds for enrollment for masters studies

George

Muthwani, Kenya

100% paid forward

Entrepreneur

Name

George

Member since

November 2016

On-time repayments

295 installments  •  77%

About Me

My life has been interesting and full of hardships.On finishing my primary school my mum could not get fees to take me to secondary school and she tried her way best to get help. Certainly,she was able to find a school for me at Nairobi by name Aga Khan High. The principal agreed to sponsor my education because he could see my potential. Almost before the end of the year he was transferred and I had a fee balance of USD 240 for third term. Unfortunately I didn't seat for my end of year exam and had to travel in rural area having no more hope.I was then able to work as a heardsmen for a year to raise school fees.I worked for USD7 per month for 9 months.I prayed .Luckily as I was set to go back to school the government introduced free secondary school project but we catered for our food feeding program and development of the school. I then successfully enrolled in a rural secondary school in form two which I ended up finishing and got the government higher education sponsorship where its expected of you to pay a minimum total of USD 300 yearly for four years depending on degree program enrolled.The struggle continued on joining university where I paid school fees for myself by hawking roasted and fried peanuts both cooked from the school hostel. I also worked in a construction company paid USD 3 per day on my free days on class timetables and weekends.I learnt a lot from my hardships .I almost stayed for a year without buying clothes.I had occasions clothes and daily use clothes so that I could look decent.I was lucky enough to get supply contract in local supermarkets. I quit this business after finishing higher education and invested on a long term Retail Shop at a local area which has the capability of operating 24 hrs and have been able to employ two people who work on shifts. Am currently an employee in a cyber security company. It seems impossible until is done. I always feel I have a debt to pay. I need to find a way to be able to help those in need. By inviting trustworthy needy people to Zidisha I will have helped dozen and their families too.

My Business

I currently run different businesses . I have a retail stores dealing with food stuffs and fast food and recently opened a cereal stores and is doing very well. I also sell on both wholesale and retail roasted peanuts and peanut butter from my rental house. I am also working in an IT firm with capability of working 24 hrs on shifts. From my retail stores I can get around USD 1000 after all deductions monthly. From my recently opened cereal stores I can get up to USD 400 after all deductions per month. From my peanuts business I get USD 50 profit Per sales day. From my full employment I am paid senior staff salary which is averagely between USD 1800 to USD 2500 per month. Tax is however taking it's lee way. I use my profits some times as savings, others I pay school fees for my daughters, sometimes pay salaries to my employees and support church activities including tithe and also helping the needy in our society. I now intend to pursue a Master of Science in Cyber Security in United States based university through taking a student loan, scholarship and graduate assistantships. Looking forward for a beautiful future after working in an IT consultant firm for over 6 years.

Project Proposal

I am requesting money to be used for taking GMAT exam and the rest for Sacco enrollment/membership which allows me to qualify for a relocating loan and first month expenditure. Visa fees, passport and air transport are catered by the relocating Sacco loan.

Feedback

2

None

None

  • Isabella    Dec 7, 2017

    It all sounds very exciting, George!

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  • Mary    Nov 9, 2017

    George is an excellent Zidisha Borrower. I would recommend lending to any of his loans!

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Project Info

Project Type

Pay It Forward

Disbursed amount

$898.00

Date disbursed

Mar 19, 2023

Backers

Saphan

Nakuru, Kenya

sderickson

Berkeley, CA, United States

Millicent

Komarock, Kenya

Mildred

Namarambi, Kenya

Nelson

Kisii, Kenya

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

TO

Thomas O'Neil

United States

Ren

Minneapolis/StPaul, United States

Joel

Nairobi, Kenya

Dewi

Jakarta Utara, Indonesia

Antony

Nairobi, Kenya

Shervin

San Francisco, United States

Joshua

Nairobi, Kenya

Patrick

Nairobi, Kenya

Dwi Sapta

Jember, Indonesia

Moses

Kisumu, Kenya

Ojwang

Nairobi, Kenya

Elpinah

Nairobi, Kenya

JB

Juan Busco

United States

A

Anonymous

United States

DB

David Breen

United States

A

Anonymous

Netherlands

A

Alistair

United Kingdom

Dan Awan

Kaduna, Nigeria

Ask George a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • George    Apr 26, 2024

    Hello Everyone,

    This is to confirm that I received the money.

    As earlier listed. I will be spending the money as shown below. I will keep you posted.

    1. 350USD For Sevis Fees
    2. 185USD For US Visa Fees (Already spend, scheduled for May)
    3. 500USD For Temple University enrollment deposit. (This has been paid too)
    4. 700USD For housing deposit

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  • George    Apr 26, 2024

    Hi Lenders, Backers and Friends,

    I am overwhelmed with joy while thanking you for standing up by myside. I am now very confident about my next step. I will proceed to spend the money as listed on my proposal. I will keep you posted on all my next steps. I also pledge to make all my payments on time as I look forward to study and graduate in 1 year. May God bless all of you.

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  • George    Apr 20, 2024

    The last 2 weeks have been unbearable for me. A severe sickness. I could say it might have been COVID related. Although I did all tests and to the doctors it was a normal cold. For the first time I was coughing. For the first time I took child looking medicine to cure my chest pain. But it is all gone. I thank my employer for giving me time to heal. I thank my wife and daughters for their unending questions about my health. I now resume my duty to continue protecting the nation from hackers. We were hit very hard this week. Equity Bank lost a substantial amount to fraudsters. I received numerous calls. There were panics by my clients all over East Africa. I continue to assure my clients security as the Principal SOC Operations. I am skilled to detect patterns and we have automated fraud detection systems which never leaves any stone unturned. With the technologies like Cynet and Crowdstrike, just to mention a few, nothing goes undetected. I pride myself as the Rules Engineer, and I am a real one, an Ethical Hacker, A forensic investigator and a Certified Chief Information Security Officer. Basically a thief who has turned to be a police officer, hahaha . Trained as a detective, fearless, famously know as olooerik (Oloo Eric), of course for security reasons. The person who shows up and clients get worried about their network security, reasons being a famous incident responder. I now make inpromtu visits to avoid the notion people already have about my appearance at any client site. Saccos saviour, anormaly detective, persistent investigator, a night runner, hackers enemy, reverse engineer, software developer, are all titles I hold. I didn't know a Bsc in Applied Mathematics could take me this far. How about a MS in Information Technology Auditing and Cyber Security? Let's wait and see... The story will continue in 2 years time. Until next time, I am OlooErik. The only person with a single profile picture on all social media platforms.

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  • George    Apr 18, 2024

    Hi lenders, backers and friends,

    I continue to source for funds to be able to achieve my dreams. Please assist me where you can. I am currently in the process of obtaining I-20 so that I can proceed with the next steps.

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  • George    Apr 12, 2024

    I am finally admitted with a merit based scholarship. I remember my lower school motto: HARD WORK PAYS. This is out of my hard work and persistent to acquire my masters degree.

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  • George    Apr 12, 2024

    Hello lenders and friends,

    I am indebted to you all for the support so far since I joined Zidisha in 2016. I have had a tremendous growth to even own lands(3 plots so far worthy at least 1000USD each). I continue to trust on the process to make the future of my family bright. This has been possible through your support and my hard work as I repay the loans while spending my monthly wage to invest on these properties.

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  • George    Apr 6, 2024

    Hi Friends and lenders,

    Thank you so much for lending me and abandoning me anytime I missed payments. I am glad the loan has helped me achieve a lot and I have completed the payments. May God bless all of you. I look forward to having a mega project.

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  • George    Feb 11, 2024

    Adjusting repayment plan as I am held up. I look forward clearing the loan as soon as possible. My next loan would be a mega project. Stay tuned

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  • George    Jan 31, 2024

    Hi everyone,

    Here comes double celebrations. A pass on the most difficult exam I have ever seen before, and CEI accredited. I am now a Certified EC-COUNCIL Instructor on the following courses which I passed with great scores a while back; CEH, CHFI and CCISO. All my exams are taken from Person Vue or on online proctoring which proves authenticity.

    I am now on track to my further studies. I regret this has taken longer time than expected due to my work responsibilities and nature.

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    • (Comment deleted by author)

  • George    Jan 4, 2024

    I am trying to prepare for school selection and application process.I would like to apply to just 2 or 3. The main constraints were but not tied to: USA, Cybersecurity, relatively cheap, high employment rate, no racism, supports 8B or Mpower financing. Feel free to guide. The schools are currently ordered by their CoA

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  • George    Jan 4, 2024

    Happy new year everyone,

    I am minimally adjusting my repayment to be able to finish by the next installment. I rescheduled my exams to 31st of Jan 2023 and wanted to be stress free as I study for my exam. I am still pushing with my business. We are on holiday break till 8th but shifts still exist on our industry. I am however taking any free time to push business forward and as well study. Have a fruitful year and may all your plans for the year get met.

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  • George    Dec 3, 2023

    Dear Lenders and Well wishers,

    Here is a quick update on my GMAT journey. It's with must regret that my GMAT exam was cancelled a few days to the exam date and the money refunded. The center was no longer available and I was thrown to amaze for a while. At this point I chose to use the funds for a different course called Certified Cybersecurity Technician by EC Council. The course was being on offer.
    I am now happy to inform you we now have a new Pearson Vue center in Kenya and I have booked the exam for 31st January 2024, the last day to take the old GMAT version as per GMAC announcement. Please continue wishing me well.

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  • George    Nov 5, 2023

    Adjusting repayment plan to cater for my other bills as things are tougher

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  • George    Nov 2, 2023

    Hello, I am making a small repayment adjustment to be able to cater my other monthly expenses

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  • George    Jul 26, 2023

    Proof of mobile payment. I got a 25% discount on the normal $250 exam fee. It helps though our dollar rate is just too high. I chose to pay for myself as opposed being paid by KAP(Kenya airlift program) as I still have a 500$ balance on the program contribution. This proved to be too much for me to raise at this time. Wishing myself best of lack as GMAT is not a test of how smart you are but how well/fast you can make decisions. Please share with me any relevant materials in your possession about GMAT. Links, Google Drive and so on. You are also welcomed to provide study vouchers :). I am currently using the official mba.com study materials for practice.

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  • George    Jul 26, 2023

    Hey lenders and well wishers,

    Today I am happy to have booked my GMAT exam date.
    Ready for the challenge. I managed to use the funds provided for the purpose. Attached is the receipt and proof of payment

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  • George    Jul 9, 2023

    Hey, I am adjusting repayment as business income is low. Planning to pay in the next 2 days

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  • George    Apr 15, 2023

    Hello friends and backers,

    I am happy to have joined KAP in persuing my masters studies dream. I have already made the program contribution fees $1531. Pending amount is $500. I am also actively studying for GMAT.
    Note: Experiencing a problem when I try to add a photo.

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    • Lotus Flower    Jun 26, 2023

      Hi, George. Wishing you well in your studies, as always. I thought of you and other Zidisha members pursuing I.T., too, when I came across this website while looking for more information after having heard about yet another recent cybersecurity breach that affected multiple businesses, agencies, etc.: www.sentinelone.com/blog/ev... "...The cybersecurity skills shortage is a pressing concern for businesses, with the current shortfall estimated to be [millions of] unfilled positions..." Job security seems assured. Best wishes! :-)

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  • George    Mar 15, 2023

    I am glad my project is now fully funded. I am going to use the funds as earlier stated. I thank all of you for standing up for me. The ball is on my court to study and pass GMAT. I am much motivated despite the much anticipated ground breaking changes to this exam.
    I also pledge to keep 100% on time repayment for all installments.

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  • George    Mar 13, 2023

    I am adding photos for a small impromptu holiday. I will add the story later. Enjoy the view.

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