Zidisha |

Rosemary

Nakuru, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Rosemary

Member since

February 2013

On-time repayments

376 installments • 100%

About Me

my name is rosemary mwangi, i come from a family of 6members, my parents, 2sisters and 1brother,Was brought up in lowerkabete and later nakuru freehold estate.Pursued a diploma in marketing management in Kenya institute of management.went to st clares girls for secondary education and mount saint marys girls for primary education.am currently running a cereal shop.which i started in 2011 after having been employed in ICT industry for one year.I mainly deal with rice,ndengu ,beansand maize.most of my products i get them from mwea like rice and some like maize i get them from molo.

My Business

The goods i offer are cereals the hard grains which i get from farmers in mwea and molo.The demand for cereals is high since it is food that people consume on daily basis.My clients prefer me because i always give them fresh quality goods and of good measure and treat them with good customer service.the business is profitable since it is food that is bought daily and i get at a reasonable amount from the farmers which there is no intermediary between me and the farmers.i also sell at a cheaper price compared to my competitors,i also sell in wholesale price to other sellrs.

Loan Proposal

I am very glad to have reached this stage,i intend to purchase dry grains like maize and rice since this is the time that people are selling and replanting others thus the cost will eventually rise and the returns will be great.i also intend to put more shelves in my store.i will be grateful if given the loan.

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CO
Colm O Brien Jan 8, 2018

Her repayments are on time but the amount repaid has been reduced significantly. At the average repayment amount the current loan is going to take about 3 years to be repaid. She had no difficulty repaying the expected payment amounts on the previous loans but this time the repayments are often very small. I have to wonder if she being serious about her repayments or if this project is viable?

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- Rosemary Aug 18, 2018
  
  Hi colm sorry for disappointing,just had a baby via c section and was put on rest for 6 months due to some complication,i will improve on my repayment as soon as I stabilize the business..sorry for loosing your trust
  
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W
Will Oct 12, 2017

Rosemary has made over 150 loan repayments and every single one of them has been on time! I would highly recommend loaning to her.

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