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Rosemary

Nakuru, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Rosemary

Member since

February 2013

On-time repayments

376 installments • 100%

About Me

my name is rosemary mwangi, i come from a family of 6members, my parents, 2sisters and 1brother,Was brought up in lowerkabete and later nakuru freehold estate.Pursued a diploma in marketing management in Kenya institute of management.went to st clares girls for secondary education and mount saint marys girls for primary education.am currently running a cereal shop.which i started in 2011 after having been employed in ICT industry for one year.I mainly deal with rice,ndengu ,beansand maize.most of my products i get them from mwea like rice and some like maize i get them from molo.

My Business

The goods i offer are cereals the hard grains which i get from farmers in mwea and molo.The demand for cereals is high since it is food that people consume on daily basis.My clients prefer me because i always give them fresh quality goods and of good measure and treat them with good customer service.the business is profitable since it is food that is bought daily and i get at a reasonable amount from the farmers which there is no intermediary between me and the farmers.i also sell at a cheaper price compared to my competitors,i also sell in wholesale price to other sellrs.

Loan Proposal

Dear Lenders!
I am very grateful for this far. With my first loan it really improved my business. Given this loan i will use Ksh. 70,000 to buy cereal since its harvest time and the cereals at this time go at a lower price,then Kshs. 10,000 will go for transport, while the rest Ksh. 10,000 i will pay for the store. Thanks and may God bless You.

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CO
Colm O Brien Jan 8, 2018

Her repayments are on time but the amount repaid has been reduced significantly. At the average repayment amount the current loan is going to take about 3 years to be repaid. She had no difficulty repaying the expected payment amounts on the previous loans but this time the repayments are often very small. I have to wonder if she being serious about her repayments or if this project is viable?

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- Rosemary Aug 18, 2018
  
  Hi colm sorry for disappointing,just had a baby via c section and was put on rest for 6 months due to some complication,i will improve on my repayment as soon as I stabilize the business..sorry for loosing your trust
  
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W
Will Oct 12, 2017

Rosemary has made over 150 loan repayments and every single one of them has been on time! I would highly recommend loaning to her.

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