Dairy business

Rosemary Mwangi

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Rosemary Mwangi

Location

Nakuru, Kenya

On-time repayments

329 weekly installments  •  100%

About Me

My name is Rosemary Mwangi. I come from a family of 6 members: my parents, 2 sisters and 1 brother. I was brought up in Lower Kabete and later Nakuru, Freehold Estate. I pursued a diploma in marketing management at the Kenya Institute of Management. I went to St. Clare's Girls for secondary education and Mount Saint Mary's Girls for primary education.

I am currently running a cereal shop, which I started in 2011 after having been employed in the ICT industry for one year. I mainly deal with rice, ndengu [green mung beans] ,beans, and maize. Most of my products I get from Mwea, like rice, and some, like maize, I get from Molo.

My Business

The goods I offer are cereals, the hard grains which I get from farmers in Mwea and Molo. The demand for cereals is high, since it is food that people consume on a daily basis. My clients prefer me because I always give them fresh quality goods and of good measure, and I treat them with good customer service. The business is profitable, since it is food that is bought daily and I get it at a reasonable amount from the farmers: there is no intermediary between me and the farmers. I also sell at a cheaper price compared to my competitors. I also sell in wholesale price to other sellers.

Loan Proposal

Hello am so grateful for the opportunity and support i have come a long way thanks to zidisha.i plan to use the loan to buy feeds,i currently joined my father in dairy farming i currently have 4 dairy cows, and i plan to use $1500 to buy 2 new cows,i currently make $32 per day in milk sale if i increase i will make around $48 per day which will make $336 per week a profit of $186 per week.ill use$ 500 for feeds and the remaining $1200 will use for my cereal business which makes around $500 profit per week.$134 ill use to give back to the less fortunate.

Show original English  

About Me

my name is rosemary mwangi, i come from a family of 6members, my parents, 2sisters and 1brother,Was brought up in lowerkabete and later nakuru freehold estate.Pursued a diploma in marketing management in Kenya institute of management.went to st clares girls for secondary education and mount saint marys girls for primary education.am currently running a cereal shop.which i started in 2011 after having been employed in ICT industry for one year.I mainly deal with rice,ndengu ,beansand maize.most of my products i get them from mwea like rice and some like maize i get them from molo.

My Business

The goods i offer are cereals the hard grains which i get from farmers in mwea and molo.The demand for cereals is high since it is food that people consume on daily basis.My clients prefer me because i always give them fresh quality goods and of good measure and treat them with good customer service.the business is profitable since it is food that is bought daily and i get at a reasonable amount from the farmers which there is no intermediary between me and the farmers.i also sell at a cheaper price compared to my competitors,i also sell in wholesale price to other sellrs.

Loan Proposal

Hello am so grateful for the opportunity and support i have come a long way thanks to zidisha.i plan to use the loan to buy feeds,i currently joined my father in dairy farming i currently have 4 dairy cows, and i plan to use $1500 to buy 2 new cows,i currently make $32 per day in milk sale if i increase i will make around $48 per day which will make $336 per week a profit of $186 per week.ill use$ 500 for feeds and the remaining $1200 will use for my cereal business which makes around $500 profit per week.$134 ill use to give back to the less fortunate.

Feedback

11

None

1

  • Colm O Brien    Jan 8, 2018

    Her repayments are on time but the amount repaid has been reduced significantly. At the average repayment amount the current loan is going to take about 3 years to be repaid. She had no difficulty repaying the expected payment amounts on the previous loans but this time the repayments are often very small. I have to wonder if she being serious about her repayments or if this project is viable?

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    • Rosemary Mwangi    Aug 18, 2018

      Hi colm sorry for disappointing,just had a baby via c section and was put on rest for 6 months due to some complication,i will improve on my repayment as soon as I stabilize the business..sorry for loosing your trust

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  • Will    Oct 12, 2017

    Rosemary has made over 150 loan repayments and every single one of them has been on time! I would highly recommend loaning to her.

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  • Daniel Hammarberg    Mar 6, 2017

    Repayed well in advance. Serious business woman and trustworthy borrower. I give my full recommendations.

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  • Sus    Mar 4, 2017

    Congrats Rosemary, you are a true achiever! Best of luck for you and your business , I would lend to you again.

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  • melissapmeier    Mar 2, 2017

    Best wishes to you, Rosemary - I would be happy to lend to you again!

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  • Limeleaf    Apr 22, 2016

    Fantstic! Rosemary once again was able to pay back her loan early, and her business has grown to 2 stores. Great work Rosemary. If you want a reliable borrower, this is one to support.

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  • danmcb    Apr 22, 2016

    fantastic stuff Rosemary! may you and your business go from strength to strength!

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  • WinWinNL    Mar 19, 2015

    Rosemary repayed her loan 5 months ahead of schedule! Good luck with your cereal shop Rosemary!

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  • SHRFamily    Oct 6, 2013

    Rosemary worked hard to repay her loan and repaid it all six months before it was due. I would lend to her again.

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  • keagan    Oct 5, 2013

    Excellent re-payment rate and communication. I will definitely lend to Rosemary again.

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  • hugh1    Oct 3, 2013

    Loan repaid in full many months ahead of schedule. Rosemary is a bright young and enthusiastic entrepreneur and a great communicator. She deserves to do well.

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  • nicole    Oct 3, 2013

    Rosemary paid far ahead of schedule -- I would definitely lend to her again!!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$3,295.74

Date disbursed

Sep 5, 2019

Repayment status

On Time

Projected term

21 months

Cost to entrepreneur

Service fee: 5% of $3,295.74 = $148.16

Credit risk payment: $740.79

Lenders

A

Anninymouse

Southampton, United Kingdom

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

M

mikedufty

Perth, Australia

M

marvin24

Giessen, Germany

J

Jason

New Jersey, United States

Brian

Midhurst, Canada

Mikey

London, United Kingdom

S

snowcrystal86

New York, United States

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

C

chkuo

Taipei, Taiwan

S

Spassmacher

46244 Bottrop, Germany

BrassHat

Boston, United States

AltruisticSelfishnes

Chicago, United States

A

andyfletcher

I want my "My loans" page back, Qatar

Johnny

shanghai, China

DeanDropshot

Oslo, Norway

lorrymac

Killough, United Kingdom

S

stroll

Stockholm, Sweden

S

staktrace

Toronto, Canada

AndreaBravi

London, UK, Canada

MaxEmerika

Sonoma County, California, United States

LA

United States

Raoul72

Naarden, Netherlands

F

FHult

Stockholm, Sweden

L

ldron7

Utah, United States

Martin

Manama, Bahrain

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

C

cjmenchaca

Austin, United States

PeteMx

Los Angeles CA,, United States

P

pmyadlowsky

Charlottesville, United States

F

FCPLending

brooklyn, United States

R

rmacaw

Australia

E

Elisa

Espoo, Finland

M

mason243

Denver Colorado, United States

A

AlexCheng

Seattle, United States

C

CrazyCanuck

Nepean, Canada

H

hilde

seattle, United States

Tavin

Ottawa, Canada

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

C

chrisherron

Chicago, United States

T

tonilends

catalonia is not:, Spain

C

cyrilleberger

Gammalkil, Sweden

F

florian

Mettmenstetten, Switzerland

dajawein

Gladstone, Australia

J

Jaslogic

Castle Rock, United States

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

gbnbca

Janeville, Canada

andreasol

Bielefeld, Germany

rasmus

Bern, Switzerland

D

Divergent

Bethesda, United States

D

duckdork

De Forest, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

element

Trondheim, Norway

P

Piotr

London, United Kingdom

IA

Ismini and Jerry

Stamford, USA, United States

R

rholden

glen iris, Australia

A

Anna01012

Bucksport, United States

RasmusF

Södra Sandby, Sweden

P

PhilACK

Brampton, Canada

M

mkfiddler

Santa Barbara, United States

S

samuk

Nottingham, United Kingdom

lorello

Vicopisano, Italy

Jouni

Finland

Paul and Rachel

London, United Kingdom

S

SvenWaage

Stavanger, Norway

Namaste250

Pittsford, United States

G

Goodwill

Oakland, United States

juliemartha

Lake Mary, United States

peanut

Halifax, Canada

U

USDescartes

Columbus, OH, United States

B

bileiro

Mandaluyong, Philippines

B

BobJames

Toulouse, France

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

P

Patrick5678

Beijing, China

U

UmSaeed

Southfield, United States

swendl

Iowa, United States

D

Dave22202

Arlington VA, United States

J

JW1992

Sheffield, United Kingdom

Ingela

Falun, Sweden

P

Peksa

Espoo, Finland

Bruno

São Paulo, Brazil

J

jerryq

Redding, United States

M

mkellerman

Shanghai, China

J

JayZKay

New York, United States

IM

Isak Maaseide

Tromso, Norway, Norway

SmeeAgain

Dublin, Ireland

rainbow

Weiden, Germany

A

Andy

Berlin, United States

nakamura

United States

8

8chrono8

London, United Kingdom

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

K

kikusin

Shanghai, China

camilberlin

Berlin, Germany

K

KnutG

Bergen, Norway

MichaelOsburg

Hochheim, Germany

Z

Zimaxx

Graz, Austria

S

SheilaB

Nashville, United States

nmatpt

Lisboa, Portugal

S

Srirachapea

Minneapolis, United States

RckyMntFamily

Colorado, United States

calvero

Bergen, Norway

joaoferraz

RINCHOA, Portugal

Immanuel

Darwin, Australia

P

prehders

Hamburg, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

Jason

Auckland, New Zealand

J

Joannie333

Milwaukee, United States

Hedwich

Gorssel, Netherlands

iamdaimo

London, United Kingdom

K

kingcamo1095

Mountain Home, United States

B

BigWillie

Belfast, United Kingdom

H

HobbyCollector

Beach City, United States

gseletko

South Perth, Australia

N

naranburgos

Madrid, Spain

J

JabaStartBS

Tbilisi, Georgia

JFais

Atlanta, United States

Greg1

Southampton, United Kingdom

L

Leonora

TÄBY, Sweden

Levi

United States

P

Pavane

Kungsbacka, Sweden

JOKer

Weisendorf, Germany

JonB

London, United Kingdom

M

Mieli

Kotka, Finland

thomas2666

Brisbane, Australia

dmirpuri

Bangkok, Thailand

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

stroi08

Odense C, Denmark

M

Mountainmanduy

San Jose, United States

L

Lennert

Alphen aan den Rijn, Netherlands

fransk

Culemborg, Netherlands

mikeice

Kohler, United States

Evan Lamos

Brussels, Belgium

S

scottpz

branford, United States

sderickson

Berkeley, CA, United States

A

andrewpbrett

United States

N

nguyenlapq

United States

G

GoughGirl

Washington, Dc, United States

pvilliger

Zurich, Switzerland

H

HoseB

San Francisco, United States

D

drorm

United States

J

jmwinga

Denver, United States

R

roozbeh

United States

Aaron85

Knoxville, United States

R

richardavsmith

United Kingdom

M

mguenter

Switzerland

C

CRR7x

United States

Paul Buchheit

Mountain View, United States

M

Marko

Helsinki, Finland

M

mevans24

United States

D

DandS

United States

J

jenda

Czech Republic

M

merk85

United States

bb4dogs

United States

K

Kber9156

North Parramatta, Australia

joshuacollinson

Vienna, Austria

Insomnus

Cheltenham, United Kingdom

C

charleen

United States

smastermind

Jerusalem, Israel

W

ww1137

United States

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

A

angelapeat01

United States

Bjorn

Heggedal, Norway

T

tmarkus

Netherlands

B

bscent

Hong Kong

D

DStateDDB

United States

M

MikeP

United States

Laparo

Dusseldorf, Germany

Grant Xavier Storer

Seattle, Wa, United States

Mikers

Netherlands

K

Keith

Luxembourg

K

KarinV

United States

M

Medagan

San Franciso, United States

B

Bennphoto

United Kingdom

SV

sven vdk

Twickenham, United Kingdom

TheGoodData

London, United Kingdom

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

P

Paul

United States

SuperMario28

Cudahy, United States

Malariologist

Heidelberg, Germany, Germany

jennysommer85

United States

A

andreab

United States

V

vasco27

Portugal

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

Alberto Cereser

Copenhagen, Denmark

S

Sven

Netherlands

T

TZ

Singapore, Singapore

Joerg

Velen, Germany

CC

Catherine CatDesignz

Halifax, United Kingdom

M

Marcus86257

United States

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

SteveFylde

United Kingdom

Greg Howard

Reno, Nv, United States

MD

Miles Dodge

CORVALLIS, United States

Anna Hoad

Toronto, Canada

Jake Badger

Roskilde, Denmark

SA

Scott Astrada

United States

SK

Sunghwan Kim

Republic of Korea

JA

Jared Anthony

CT, United States

JT

John Tabacchi

United States

E

erica

antwerpen, Belgium

RM

Roxane Milot

Gatineau, Québec, Canada

Jeremy

Washington State, United States, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

Jennifer Weber

Canandaigua, Ny, United States

Mouhamed

United States

NH

N Holt

United States

JD

Jeff DePree

United States

Sandra

Böblingen, Germany

T

Trish

United States

ME

Manaal Eisa

Washington DC, United States

Cristina Huesch

Canberra, Australia, Australia

TH

tom hd

United Kingdom

J

John

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

Andri K

Baden, Switzerland, Switzerland

TM

Tim Marvin

United States

H

Harry

Florida, United States

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

PG

Paul Graham

United States

J

Juan

Netherlands

Donna Manton

Australia, Australia

PR

Paul Rausch

United States

MO

Matt Orfalea

United States

Robin Padberg

Pétion-Ville, Haiti

AK

Anita K

Maryland, United States

SG

Sharon G

Portland, United States

Joey Jenkins

Portland, United States

E

eriklonnroth

United Kingdom

J

Jason

United States

GT

Gowan Tervo

United States

G

Grace

Australia

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

Rosario von Li

San Jose, Ca, United States

A

Adam

United Kingdom

P

Peter

Bratislava, Slovakia

Taylor

Memphis, United States

Cliff

United States

M

mariamfula

United States

GN

Gabriel N

Switzerland

JH

Julia Hermann

United States

SH

susan hirsch

United States

R

Ryan

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

L

LK

United States

MG

Michael Guthrie

United Kingdom

Stanislas L

London, United Kingdom

JC

Justin cohan

United States

Mr Chris Turner

Cambridge forever England, United Kingdom

BS

Brandon S

United States

KE

Karen Epolito

Syracuse, NY, United States

PR

Priscilla Rathbone

Seattle, Washington, United States

V

Vidar

Oslo, Norway

P

Phips

Switzerland

I

isaac

United Kingdom

GW

Gregory Wilkie

Halifax, Nova Scotia, Canada

RC

Rudi Chen

United States

Stephan W

Witten, Germany

M

Magnus

Switzerland

roark22

Geneva, Switzerland

Carla

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

N

Nancy

United States

E

Elynne

United States

J

Julie

Los Angeles, United States

SA

Steve A

Newbury, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

K

Kenny

United States

Ramon Maghsoudi

San Francisco, United States

RT

Rob Torti

United States

B

Brett

Australia

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

Majella

Dublin, Ireland, Canada

Zack Stein

United States

JA

Jan Andresen

Hamburg, Germany

L

Linn

United Kingdom

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

JA

Jason and Sandra

Toronto, Canada

emilio

Sestri Levante, Italy

James

London, United Kingdom

MC

Mark Cowburn

United States

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

S

Suzannah

New York City, United States

H

Hans

Czech Republic

Angi

Germany

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

chessplayer

Berlin, Germany

Curious Customs

Austin, Texas, United States

JA

Joshua Axtell

United States

Richard Benyon

United States

NM

Nitya Marepally

San Ramon, CA, United States

Day Family

Melbourne, Australia

Vratik Krocik

Prague, Czech Republic

MM

MB McKenna

United States

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

B

BSM

France

BE

Bob Ewing

United States

R

Ryan

Albuquerque, NM, United States

BP

Bill Piper

United States

Ellen

Michigan, United States

D

Dalton

San Francisco, United States

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

Hans Moor

Vorden, Netherlands

Jean Wren Chan

United States

Samuel

Ottawa, Canada, Canada

GS

Gary Sinard

Franklin, TN, United States

JF

J Fister

United States

V

Vince

Wagga Wagga, Australia

D

David

United States

Melanie White

United States

Emily

San Francisco, United States

R

RMIM

United States

A

Aaron

United States

KA

Khaled Asmri

Saudi Arabia

Rowan

Australia, Australia

Mike

Indianapolis, United States

JH

Joseph Hwang

Houston, United States

L

Liam

New Zealand

Maggie Rouse

Cheyenne, Wyoming, United States

Tyler Metcalf

Utah, United States

S

Sandi

Ocean Shores, Australia

JW

Jeslyn Wegner

United States

Keith Chan

Toronto, Canada

afaness

Germany

BN

Bence Nagy

Czech Republic

A

Alex

United States

ZS

Zach Silveira

Asheville, Nc, United States

S

S

Canberra, Australia

JH

Jane Hanford

United Kingdom

Nethanel Kohen

NYC, United States

Daveycee

The Hague, Netherlands

daniel

maryborough, Australia

A

Anonymous

United States

SL

Sam Lute

United States

LM

Laurie Menke

United States

ML

miriam levine

United States

S

SallyM

United States

L

Laea

Canada

F

freytsis

United States

RS

Rohan Singh

United States

MP

Michael Poley

United States

Bruno

Vancouver, Canada, Canada

JT

Joanne Thompson

United Kingdom

R

Rustan

Netherlands

O

Olivier

Netherlands

Darren Jeppson

Denver, Colorado, United States

DH

Don Hammond

United States

H

Haley

United States

Mai Phuong Nguyen

Nashville, United States

A

Alex

United States

PB

Powered by me

European Union, Netherlands

Michael Bauschke

Dresden, Germany

LM

Lee Montecucco

Washington State, United States

Chris

Fairfax County Virginia, United States

E

EJOBIV

United States

MW

Matt Wade

Switzerland

PA

Peter A

New York City, United States

KP

Keith Penrod

United States

RM

Richard Marston

United Kingdom

FP

Fred Pratt

United States

G

Greg

Sydney, Australia

J

JB

Germany

ER

Ellen Ray

United States

WM

Will Martin

United States

GR

Germano Rizzo

Venice, Italy, Italy

T

Tineke

New Zealand

Amon Munyaneza

Kigali Rwanda, United States

Richard Paulin

Melbourne, Australia

GP

Giacomo Poderi

Copenhagen, Denmark

Marcelo De Polli

São Paulo, Brazil

Genuine Interest

Singapore, Singapore

Brian Thomson

Lyndoch, South Australia, Australia

MO

Markus Oma

United States

Nick Studenski

Minneapolis, United States

Remo

Switzerland

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

Andrew

Devon, United Kingdom

M

Malte

Switzerland

AO

Ahmed Omar

Netherlands

We Not Me

St. Paul, Minnesota, United States

GA

Gal Ashuach

רעננה, Israel

MV

Michael Vereb

United States

Girolamo Marroccoli

Basel, Switzerland

H

hayeswmiller

United States

NN

Nnamno Nwosu

United States

KC

Karen Case

United States

J

John

United States

VH

Valerie Henry

United States

CL

Chris Lee

United States

Mark Wilco

Columbus, OH, United States

EA

Eric Ayers

Atlanta, United States

SW

SL Wilson

United States

AF

Amon Feen

Göttingen, Germany

KA

Kate and Tom

United States

Darrell Burgan

Dallas, TX, United States

KF

Kathy F

Memphis, TN, United States

Jeanette

Fort Worth, Texas, United States

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

alexalexalex

Berlin, Germany

RB

Randee Bowder

United States

Carol Vigurs

London, United Kingdom

PV

Plukgeluk VZW

Antwerp, Belgium

Andrew

United States

RS

Ralph Smyth

United Kingdom

GF

Gammon Family

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

L

Lauren

Sacramento, United States

M

MaggieK

United States

JA

Justin A

Fort Collins, United States

JP

Brazil

M

Martin

Switzerland

Claudius Brasil

United Kingdom

JB

Juan Busco

United States

CM

Chris Mueller

United States

Christine E Graham

New York, NY, United States

D

Dan

Australia

JB

Jeffrey Blair

United States

M

Melissa

United States

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