I want to purchase camera for better photography services

Falex

Mombasa-kaloleni Kibwanga, Kenya

99% repaid

Entrepreneur

Name

Falex

Member since

January 2015

On-time repayments

204 installments  •  40%

About Me

I am Falex Onchere 29 years of age, born and grew in Nyanza. I am a third born in the family of 8, I have 4 brothers and three sisters. I was born in kisii community, a community where food (Ugali) is there main dish, every day they must have atleast once and currently and for the past 4years I have staid in the coast, I have adapted the lifestyle of the people at the coast and the land is unique with warm climate and the people are so friendly that is why you find many people of different set up residing at the coast for business. at the coast we also get many tourists who come to Kenya and Visit National parks like Tsavo and the warm sand beaches of mombasa indian ocean.concerning my education I managed to go through primary education and secondary though in secondary there were some challenges. By then our family background was so poor until I had to take my studies irregularly due to lack of school fees and my elder brother by then was in University and his immediate sister was doing her final secondary school education exam. I had to endure all the hardship of missing lesson until my elder brother concluded his degree and started paying for my school fees from the little amount he spared from his small salary. I had a dream to get better grade and join a good institution for higher learning but due to many challenges I scored average and joined a vocational college for diploma in supplies and management. My father sold the only family cows which they used to milk and paid the college fees for me and my elder sister because we joined at the same time. I concluded my diploma in 2010 and thereafter With the knowledge of entrepreneurship I acquired at the college I asked my brother who was by then working in Maandani secondary to assist me get a small photo copier, from there I managed to get a small cybershot camera and Epson printer which I am now using. I am not married though I am putting things together first but the little profit I make I use it to help my young siblings for school fees and basic commodities. I am planning if the deal I am having goes through to buy a video camera and acquire powerful machine to accommodate video shooting. But currently what I need is to get a good photo digital camera and a laptop and as time goes by to buy a rooter for easier and cheaper internet connection. As a hobby I spent my free time to listen to music and travel to visit friends and make more friends

My Business

After accomplishing my diploma course in supplies and management with no job experience I found it hard to get a Job, with much time I had and a little computer knowledge I had from college I said to myself, “I must start somewhere” so I asked my brother for assistance to help me start something to do as I waited to get a job. He assisted me to get one desktop and a small photo copier. This is after assessing the place where I stay in kaloleni giriama; there is a st. Johns girls high school, st. Lukes mission hospital/nursing school , kilifi mariakani water and sewerage company office which is next to my business. And by so doing I discovered the place to be potential for bureau services. Currently I do a lot of work for the clients I get from the three areas I have highlighted above. I print photos, cards and I do typesetting and printing, provide internet services like accessing emails, opening kra pin for clients, filling HELB forms for students, registration of TSC number for teachers and also do the filling of zidisha forms for individuals and that is how started learning about zidisha . Currently I am using a small camera for my photography services whose quality is not good; I want to get a better camera for better services.
I buy a ream of photocopying papers at ksh.400/= and photocopy at 3 per paper.
In a ream we have 500 papers, so in a ream I make a profit of 1100 shillings assuming that I did not do printing. If I add some printings it can go up to kshs. 1600 as a profit. I refill a cartridge at Kshs.1200 and it produces up 2000 papers, that is 4 reams of papers. Altogether with photo printing, photocopying and internet services I manage to get a revenue of kshs.1500 per day. From this profit I pay some for my siblings school fees, help my elderly parents, put stock to the business and I am saving little for my building project which I will begin any time soon God willing.
Thank you very much zidisha for what you are doing and I believe you will be able to make my dreams achievable through our cooperation.

Loan Proposal

I have noted that the demand for photos is high especially passports but the kind of camera I am using currently is not good for passport size photos. so for better quality I am applying for this loan to get the camera which I want. For the camera I wanted it is costing 250 dollars. together with my daily saving from the 100 dollars I will use 50 dollars for the camera 30 dollars to add stock of papers and stationaries and the rest for home development because I am also planning to build my family house.
Thank in advance zidisha .
Falex Onchere from Coast kenya.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jan 26, 2015

Repayment status

On Time

Projected term

5 months

Lenders

Julia Kurnia

Sterling, Virginia, United States

Irvin

Vancouver, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

D

drakekids

Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

P

Philippe

Adliswil, Switzerland

BelleStarr

Albuquerque, United States

E

Ehaffey

Washington D.C., United States

L

lmuenchen

Munich, Germany

A

andyfletcher

I want my "My loans" page back, Qatar

C

ColinPlatt

Montgomery Village, United States

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

J

Jdoyle

Kitchener, Canada

C

cocokathy

Brisbane, Australia

Ask Falex a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Falex    Jan 26, 2023

    Hello everyone.
    I pay gratitude to you all zidisha team and all our lenders group. you are the great people in my life, you helped me when I was totally down. I am sorry for not paying for a long time but I will commence payments soon and I intend to complete my payments very fast. I relocated to Kisii where's my homeland and since then I have met with much financial challenges but at least now I am fair of than before.
    I shall be posting comments to update your

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  • Falex    Sep 3, 2017

    Hi zidisha team team, I am very sorry for delay in payment especially to my lenders, since the entry of election season and following that the schools was on holiday my work has been greatly affected. However now I have seen some improvements and soon I am starting my submissions. I can see also that my credit has very much dropped but I am going to work more hard to ensure I get back to my all time credit limit.
    I thank you again for your patience.

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  • Mwania    Jun 3, 2017

    Striving to success. Good work

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  • Falex    Feb 12, 2017

    Currently we are struck hard by drought at the coastal areas and the business is not meeting our expectations, and for the past week we had a power interruption so I will not manage to pay in full, I reduce my installments but a soon the situation become fair I will increase to finish faster.

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  • Falex    Jan 30, 2017

    I don't like to lower my installment but rather increase it but because there as been power interruption for the whole week and I lost so much, that is why I reduce it to 500 for the short time and then after I adjust my self i shall raise my installment.
    Thank you I hope you will understand me.

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  • Falex    Jan 30, 2017

    Hi zidisha and my lenders I want to thank you so much for the loan you game me. I have settled my debts and I managed to service my six computers now they are all functioning. I now work freely without constrain, it really made a transformation to my business even my printer I used to purchase service for refilling I now do it myself and save so much.
    Thank you so much and may God make both of us borrowers humble to support this institution.

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  • Falex    Jan 12, 2017

    Thank you My lenders I received the money you lend me and I have put some into some bureau stationery and when I will purchase the computer accessories as I told you I will get you informed. And next time when I post a comment I will try include some photos. Thank so much Zidisha.

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  • Falex    Jan 9, 2017

    This loan I will buy accessories for my computer business. right now I have six computers of which two do not have monitors and key boards, so this loan I will avail my bureau with two Monitors and key boards and the rest of the money I will upgrade RAMs for faster performance. Thank you lenders for your generous heart of granting me this loan and I always will honor you all.

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  • Falex    Dec 27, 2016

    Thanks zidisha for your loan you gave to me that I have just completed paying it really helped me to purchased photocopying papers for my bureau, since it was examinations period I had no problem. I also bought ink for my printers and I managed to photocopy for schools, it was a great job. From the profits I made I managed to start an ICT training and I want to furnish it more.
    Thank you.

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  • Falex    Sep 14, 2016

    Hi zidisha team I am glad that from the money I took from you this time I managed to buy some items for my cyber business which I need and my business is doing well despite for the month of august the customers recorded low number. I also commend the work of new members to zidisha especially those am assigned as their mentor, some have started paying back their loan and I urge all those whose payment schedule has reached to start paying promptly and build a high trust to zidisha.
    Thank you everybody and may God bless you.

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  • Falex    Sep 6, 2016

    I thank all Zidisha team for creating this forum, I am doing good in my business and the mentorship opportunity granted to me has motivated me greatly now my skype hub is working properly. I link with my assigned members.

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  • Falex    Aug 1, 2016

    Thank you zidisha for this generous donations to me I know I always owe you respect and I will communicate to you wherever you need information from me. As soon the money is delivered to me I am going to purchase the photocopying papers for my use and sell some to make a profit. As I said earlier this is exam time am going to receive many customers and I didn't to fail them and I Thank you for responding in due time.
    Honest is a good thing and always urge my friends to be honest and sincere.

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  • Falex    May 22, 2016

    hi members of zidisha. I have been out for sometimes but I will spare sometime to let you know of my doings. I salute you and thanks.

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  • Falex    Feb 22, 2016

    Thank you all zidisha members and lenders who made their efforts to contribute to my loan. I am very much happy that I have completed repaying all amount, I will place another one than you so much.

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  • Falex    Jan 28, 2016

    Hello zidisha, thank you so much for the support to you accorded to me. My business lies entirely on IT sector because I offer computer services and digital photos. In so doing I have assisted a number of people to understand zidisha better of which some are up to now members. Many have made congratulatory remarks of how they have benefited from your organisation. I could have gave you a list of more than five people who I have seen using the same money for business and educating their kids. But nowadays we need more clarity on this new scheme whereby the new members are supposed to be deducted 10 000 loan fund, what I am seeing discouraging many from joining. Even the old members were caught in surprise because most of give me details and information to apply for them but when they got the money the came very fast to inquire about the 10 000. Now my urge is that you could made it even 5 000 as a loan fund because they that 10 000 is too much money they could put it into business to generate profit.
    I thank my lenders and the team at large and still I am confident that i am one of the strong members despite of health challenges I have incurred previously.
    The idea I have raised is not mine but here I lay it honestly and sincerely as the admirers said.
    Thanks may God bless you
    Falex From Agape Family Ent. and ICT centre Kaloleni

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  • Falex    Dec 1, 2015

    Hi to all zidisha team from members and mostly to the lending group. I want to thank you your support of money through the loan I took from you, I have sold almost all of the memory cards and a quite number of flash disks which i bought from that loan. My Bureau has been dragging due to my ailment but I thank God that I have managed to repay consistently the little I get. I am spending a lot in drugs, but i divide my income however little to make sure i buy medicine and the same time I pay the loan.
    This loan has made me active throughout , whereby with even the little energy i feel to work a little at least to get something for the day and it is a good motivation to me.
    Finally i inform you that I opened an m pesa in the same stall which is keeping me busy when the bureau is down like this time of holidays where the services to photocopying and printing is minimal.
    Since I see that I am approaching end in paying , next time I shall add stock to the bureau and increase the Mpesa float.
    thank you zidisha.

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  • Falex    Oct 29, 2015

    Hi zidisha . I thank you so much for your donation and generous giving , my business is doing great I am planning to start selling computer accessories and phones with its accessories soon.

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  • Falex    Sep 18, 2015

    thank you zidisha for the money you gave me. from the loan I bought electronics devices which is just doing well, my business is very admirable to many because I have integrated many stuffs of similar demands. Next I am planning to venture into m pesa dealings.

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  • Falex    Aug 21, 2015

    Thank you very much my lenders for your support, here in Kenya it is a festive season, I am on and off in my bureau, weddings are to much. I am spending on take photos.

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  • Falex    Aug 12, 2015

    Hi zidisha team. It is my pleasure today to inform you that my shop is fully equipped,
    Here is the list of items I have purchased today;
    Memory cards
    Flash disks
    Laminating pouches
    Embossed cover papers
    Photocopying papers
    Epson Inks
    Photo (Kodak) papers
    Envelops
    Discovery batteries
    and other households items. I just confirm that your contribution has really boosted me so much, all this items I don't think that I could manage to buy them at once but because of your generous support I have managed. These little items I have highlighted have cost more than Kshs20,000, I will take some photos of some so that you can have a look of them. so I am indeed very grateful for all of you and my lenders from all the globe.
    May God bless you abundantly.

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