Inventory of clothes to sell during the festive season
Agnes
Nyali, Kenya
30% repaid
Entrepreneur
Name
Agnes
Member since
August 2015
On-time repayments
295 installments • 57%
About Me
I am Agnes, a business woman based in Mombasa Kenya. I am a mother of three children who are all in school. I am married and my husband helps me to run the family budget and also to secure our financial future.
I came to Mombasa from my hometown Thika many years ago. I was employed as a teacher but I later quit to venture into business because this is where I felt I belong. I am also an evangelist and I minister in churches around this region on Sundays.
I am also counselor and I attend to people with various needs when time allows. I believe in encouraging and guiding people to lead better lives and I do everything within my means to make this happen.
My Business
When I quit my job, I started to sell new clothes. I source them from big wholesale store both in Kenya and occasionally across the borders in the neighboring countries. I started small and I would take my goods to where my clients were especially in schools where I was already known.
This has continued to date but my business has grown quite a lot and I now have my own stall. I have also included selling shoes and this is doing quite well.
In spite of this relative success, challenges still abound and key among them is lack of affordable credit and this is the reason I have joined Zidisha. My average net income (after paying rent and licenses) is about USD 300 per month. I am hoping to expand the business by adding more stock and hopefully this will translate into more sales and hence more profit.
Loan Proposal
This is the peak period of my business. I need to add my stock so as to address the demand of my clients who appreciate quality and variety. For this reason, I intend to travel to a neighboring country - Uganda to get a stock of ladies and children's wear.
I will spend the entire amount to buy the clothes and I am hoping to make a net profit of 30%. This will enable me expand my business and I will also be able to meet my other obligations like paying rent and school fees for my children.
Thank you.
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,372.00
Date disbursed
Dec 9, 2017
Repayment status
Late
Projected term
46 months
Other loans
Lenders
United Kingdom
United Kingdom
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Summary
Amount repaid
$413.18
Amount remaining
$958.63
Expected completion
Oct 5, 2021
Status
Repaying late
Installment amount
$11.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 19, 2017 | $14.78 | Dec 19, 2017 | $14.78 |
| Dec 26, 2017 | $14.78 | Jan 2, 2018 | $14.78 |
| Jan 2, 2018 | $14.78 | Jan 2, 2018 | $14.78 |
| Jan 9, 2018 | $14.78 | Jan 16, 2018 | $14.78 |
| Jan 16, 2018 | $14.78 | Jan 16, 2018 | $14.78 |
| Jan 23, 2018 | $14.78 | Jan 24, 2018 | $14.78 |
| Jan 30, 2018 | $14.78 | Jan 29, 2018 | $14.78 |
| Feb 6, 2018 | $14.78 | Feb 24, 2018 | $14.78 |
| Feb 13, 2018 | $14.78 | Feb 24, 2018 | $14.78 |
| Feb 20, 2018 | $0.00 | ||
| Feb 27, 2018 | $0.00 | ||
| Mar 6, 2018 | $4.93 | Mar 6, 2018 | $4.93 |
| Mar 13, 2018 | $4.93 | Mar 24, 2018 | $4.93 |
| Mar 20, 2018 | $4.93 | Mar 24, 2018 | $4.93 |
| Mar 27, 2018 | $4.93 | Mar 27, 2018 | $4.93 |
| Apr 3, 2018 | $4.93 | Apr 3, 2018 | $4.93 |
| Apr 10, 2018 | $4.93 | Apr 9, 2018 | $4.93 |
| Apr 17, 2018 | $4.93 | Apr 17, 2018 | $4.93 |
| Apr 24, 2018 | $4.93 | May 4, 2018 | $4.93 |
| May 1, 2018 | $4.93 | May 4, 2018 | $4.93 |
| May 8, 2018 | $4.93 | May 20, 2018 | $4.93 |
| May 15, 2018 | $4.93 | May 31, 2018 | $4.93 |
| May 22, 2018 | $4.93 | Jun 19, 2018 | $4.93 |
| May 29, 2018 | $4.93 | Jun 19, 2018 | $4.93 |
| Jun 5, 2018 | $4.93 | Jul 23, 2018 | $4.93 |
| Jun 12, 2018 | $4.93 | Jul 23, 2018 | $4.93 |
| Jun 19, 2018 | $4.93 | Aug 3, 2018 | $4.93 |
| Jun 26, 2018 | $4.93 | Aug 3, 2018 | $4.93 |
| Jul 3, 2018 | $4.93 | Aug 14, 2018 | $4.93 |
| Jul 10, 2018 | $4.93 | Aug 14, 2018 | $4.93 |
| Jul 17, 2018 | $4.93 | Aug 30, 2018 | $4.93 |
| Jul 24, 2018 | $4.93 | Aug 30, 2018 | $4.93 |
| Jul 31, 2018 | $4.93 | Sep 1, 2018 | $4.93 |
| Aug 7, 2018 | $4.93 | Sep 1, 2018 | $4.93 |
| Aug 14, 2018 | $4.93 | Sep 1, 2018 | $4.93 |
| Aug 21, 2018 | $4.93 | Sep 1, 2018 | $4.93 |
| Aug 28, 2018 | $4.93 | Sep 1, 2018 | $4.93 |
| Sep 4, 2018 | $4.93 | Sep 5, 2018 | $4.93 |
| Sep 11, 2018 | $4.93 | Sep 11, 2018 | $4.93 |
| Sep 18, 2018 | $4.93 | Oct 29, 2018 | $4.93 |
| Sep 25, 2018 | $4.93 | Oct 29, 2018 | $4.93 |
| Oct 2, 2018 | $4.93 | Oct 29, 2018 | $4.93 |
| Oct 9, 2018 | $4.93 | Oct 29, 2018 | $4.93 |
| Oct 16, 2018 | $4.93 | Nov 13, 2018 | $4.93 |
| Oct 23, 2018 | $4.93 | Nov 13, 2018 | $4.93 |
| Oct 30, 2018 | $4.93 | Nov 25, 2018 | $4.93 |
| Nov 6, 2018 | $4.93 | Dec 5, 2018 | $4.93 |
| Nov 13, 2018 | $4.93 | Dec 5, 2018 | $4.93 |
| Nov 20, 2018 | $0.00 | ||
| Nov 27, 2018 | $0.00 | ||
| Dec 4, 2018 | $0.00 | ||
| Dec 11, 2018 | $0.00 | ||
| Dec 18, 2018 | $2.96 | Jan 8, 2019 | $2.96 |
| Dec 25, 2018 | $2.96 | Jan 8, 2019 | $2.96 |
| Jan 1, 2019 | $2.96 | Jan 31, 2019 | $2.96 |
| Jan 8, 2019 | $2.96 | Apr 5, 2019 | $2.96 |
| Jan 15, 2019 | $2.96 | May 2, 2019 | $2.96 |
| Jan 22, 2019 | $0.00 | ||
| Jan 29, 2019 | $0.00 | ||
| Feb 5, 2019 | $0.00 | ||
| Feb 12, 2019 | $0.00 | ||
| Feb 19, 2019 | $0.00 | ||
| Feb 26, 2019 | $0.00 | ||
| Mar 5, 2019 | $0.00 | ||
| Mar 12, 2019 | $0.00 | ||
| Mar 19, 2019 | $0.00 | ||
| Mar 26, 2019 | $0.00 | ||
| Apr 2, 2019 | $0.00 | ||
| Apr 9, 2019 | $0.00 | ||
| Apr 16, 2019 | $0.00 | ||
| Apr 23, 2019 | $0.00 | ||
| Apr 30, 2019 | $0.00 | ||
| May 7, 2019 | $0.00 | ||
| May 14, 2019 | $0.00 | ||
| May 21, 2019 | $0.49 | Jun 5, 2019 | $0.49 |
| May 28, 2019 | $0.49 | Jun 5, 2019 | $0.49 |
| Jun 4, 2019 | $0.49 | Jul 12, 2019 | $0.49 |
| Jun 11, 2019 | $0.49 | Jul 12, 2019 | $0.49 |
| Jun 18, 2019 | $0.49 | Jul 12, 2019 | $0.49 |
| Jun 25, 2019 | $1.48 | Jul 12, 2019 | $1.48 |
| Jul 2, 2019 | $0.00 | ||
| Jul 9, 2019 | $0.00 | ||
| Jul 16, 2019 | $0.49 | Jul 24, 2019 | $0.49 |
| Jul 23, 2019 | $0.49 | Jul 24, 2019 | $0.49 |
| Jul 30, 2019 | $0.49 | Jul 24, 2019 | $0.49 |
| Aug 6, 2019 | $0.49 | Jul 24, 2019 | $0.49 |
| Aug 13, 2019 | $0.49 | Aug 17, 2019 | $0.49 |
| Aug 20, 2019 | $0.49 | Aug 17, 2019 | $0.49 |
| Aug 27, 2019 | $0.00 | ||
| Sep 3, 2019 | $0.00 | ||
| Sep 10, 2019 | $0.99 | Sep 12, 2019 | $0.99 |
| Sep 17, 2019 | $0.99 | Sep 19, 2019 | $0.99 |
| Sep 24, 2019 | $0.99 | Oct 1, 2019 | $0.99 |
| Oct 1, 2019 | $0.99 | Oct 10, 2019 | $0.99 |
| Oct 8, 2019 | $0.99 | Oct 17, 2019 | $0.99 |
| Oct 15, 2019 | $0.00 | ||
| Oct 22, 2019 | $0.00 | ||
| Oct 29, 2019 | $0.00 | ||
| Nov 5, 2019 | $0.00 | ||
| Nov 12, 2019 | $0.00 | ||
| Nov 19, 2019 | $0.00 | ||
| Nov 26, 2019 | $0.99 | Nov 28, 2019 | $0.99 |
| Dec 3, 2019 | $0.99 | Dec 5, 2019 | $0.99 |
| Dec 10, 2019 | $0.99 | Dec 12, 2019 | $0.99 |
| Dec 17, 2019 | $0.99 | Dec 23, 2019 | $0.99 |
| Dec 24, 2019 | $0.99 | Jan 2, 2020 | $0.99 |
| Dec 31, 2019 | $0.99 | Jan 2, 2020 | $0.99 |
| Jan 7, 2020 | $0.00 | ||
| Jan 14, 2020 | $0.00 | ||
| Jan 21, 2020 | $0.00 | ||
| Jan 28, 2020 | $0.00 | ||
| Feb 4, 2020 | $0.00 | ||
| Feb 11, 2020 | $0.99 | Mar 2, 2020 | $0.99 |
| Feb 18, 2020 | $0.99 | Mar 2, 2020 | $0.99 |
| Feb 25, 2020 | $0.99 | Mar 2, 2020 | $0.99 |
| Mar 3, 2020 | $0.00 | ||
| Mar 10, 2020 | $0.00 | ||
| Mar 17, 2020 | $0.00 | ||
| Mar 24, 2020 | $0.99 | Mar 26, 2020 | $0.99 |
| Mar 31, 2020 | $0.99 | Apr 7, 2020 | $0.99 |
| Apr 7, 2020 | $0.99 | Apr 7, 2020 | $0.99 |
| Apr 14, 2020 | $0.99 | Apr 23, 2020 | $0.99 |
| Apr 21, 2020 | $0.99 | Apr 30, 2020 | $0.99 |
| Apr 28, 2020 | $0.00 | ||
| May 5, 2020 | $0.00 | ||
| May 12, 2020 | $0.00 | ||
| May 19, 2020 | $1.00 | May 23, 2020 | $0.99 |
| Jun 3, 2020 | $0.01 | ||
| May 26, 2020 | $1.00 | Jun 3, 2020 | $0.98 |
| Jun 18, 2020 | $0.02 | ||
| Jun 2, 2020 | $1.00 | Jun 18, 2020 | $1.00 |
| Jun 9, 2020 | $1.00 | Jun 18, 2020 | $1.00 |
| Jun 16, 2020 | $1.00 | Jun 18, 2020 | $1.00 |
| Jun 23, 2020 | $0.01 | Jun 18, 2020 | $0.01 |
| Jun 30, 2020 | $1.00 | Jul 11, 2020 | $1.00 |
| Jul 7, 2020 | $1.00 | Jul 11, 2020 | $0.04 |
| Jul 22, 2020 | $0.96 | ||
| Jul 14, 2020 | $1.00 | Jul 22, 2020 | $0.03 |
| Jul 30, 2020 | $0.97 | ||
| Jul 21, 2020 | $1.00 | Jul 30, 2020 | $0.03 |
| Aug 6, 2020 | $0.97 | ||
| Jul 28, 2020 | $1.00 | Aug 6, 2020 | $0.03 |
| Aug 13, 2020 | $0.97 | ||
| Aug 4, 2020 | $0.03 | Aug 13, 2020 | $0.03 |
| Aug 11, 2020 | $0.00 | ||
| Aug 18, 2020 | $0.00 | ||
| Aug 25, 2020 | $0.00 | ||
| Sep 1, 2020 | $1.00 | Aug 31, 2020 | $1.00 |
| Sep 8, 2020 | $1.00 | Sep 17, 2020 | $1.00 |
| Sep 15, 2020 | $1.00 | Sep 17, 2020 | $1.00 |
| Sep 22, 2020 | $1.00 | Oct 2, 2020 | $1.00 |
| Sep 29, 2020 | $1.00 | Oct 2, 2020 | $1.00 |
| Oct 6, 2020 | $0.00 | ||
| Oct 13, 2020 | $0.00 | ||
| Oct 20, 2020 | $1.00 | Oct 30, 2020 | $1.00 |
| Oct 27, 2020 | $1.00 | Oct 30, 2020 | $1.00 |
| Nov 3, 2020 | $1.00 | Nov 20, 2020 | $1.00 |
| Nov 10, 2020 | $1.00 | Nov 20, 2020 | $1.00 |
| Nov 17, 2020 | $1.00 | Nov 20, 2020 | $1.00 |
| Nov 24, 2020 | $0.00 | ||
| Dec 1, 2020 | $0.00 | ||
| Dec 8, 2020 | $1.00 | Dec 19, 2020 | $1.00 |
| Dec 15, 2020 | $1.00 | Jan 1, 2021 | $1.00 |
| Dec 22, 2020 | $1.00 | Jan 1, 2021 | $1.00 |
| Dec 29, 2020 | $1.00 | Jan 1, 2021 | $1.00 |
| Jan 5, 2021 | $1.00 | Jan 1, 2021 | $1.00 |
| Jan 12, 2021 | $0.99 | Feb 19, 2021 | $0.99 |
| Jan 19, 2021 | $0.00 | ||
| Jan 26, 2021 | $0.00 | ||
| Feb 2, 2021 | $0.00 | ||
| Feb 9, 2021 | $0.00 | ||
| Feb 16, 2021 | $0.00 | ||
| Feb 23, 2021 | $10.84 | Mar 1, 2021 | $2.96 |
| Mar 11, 2021 | $2.96 | ||
| Apr 2, 2021 | $4.93 | ||
| Mar 2, 2021 | $0.00 | ||
| Mar 9, 2021 | $0.00 | ||
| Mar 16, 2021 | $0.00 | ||
| Mar 23, 2021 | $0.00 | ||
| Mar 30, 2021 | $0.00 | ||
| Apr 6, 2021 | $11.12 | Apr 21, 2021 | $2.96 |
| May 6, 2021 | $2.96 | ||
| Jun 13, 2021 | $2.96 | ||
| Jul 20, 2021 | $2.25 | ||
| Apr 13, 2021 | $11.12 | Jul 20, 2021 | $0.71 |
| Aug 29, 2021 | $2.96 | ||
| Oct 4, 2021 | $2.96 | ||
| Nov 3, 2021 | $2.96 | ||
| Apr 20, 2021 | $11.12 | ||
| Apr 27, 2021 | $11.12 | ||
| May 4, 2021 | $11.12 | ||
| May 11, 2021 | $11.12 | ||
| May 18, 2021 | $11.12 | ||
| May 25, 2021 | $11.12 | ||
| Jun 1, 2021 | $11.12 | ||
| Jun 8, 2021 | $11.12 | ||
| Jun 15, 2021 | $52.77 | ||
| Jun 22, 2021 | $52.77 | ||
| Jun 29, 2021 | $52.77 | ||
| Jul 6, 2021 | $52.77 | ||
| Jul 13, 2021 | $52.77 | ||
| Jul 20, 2021 | $52.77 | ||
| Jul 27, 2021 | $52.77 | ||
| Aug 3, 2021 | $52.77 | ||
| Aug 10, 2021 | $52.77 | ||
| Aug 17, 2021 | $52.77 | ||
| Aug 24, 2021 | $52.77 | ||
| Aug 31, 2021 | $52.77 | ||
| Sep 7, 2021 | $52.77 | ||
| Sep 14, 2021 | $52.77 | ||
| Sep 21, 2021 | $52.77 | ||
| Sep 28, 2021 | $52.77 | ||
| Oct 5, 2021 | $23.86 | ||
Erica Jan 16, 2018
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